Kaspo vs Midni
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Kaspo
Easily track expenses, manage budgets, and achieve financial goals with this intuitive money manager. It offers offline functionality, clear analytics, and multi-currency support for comprehensive personal finance control.
- Effortless expense and income tracking
- Offline functionality with maximum security
- Clear graphs and reports for analytics
- Multi-currency support
- Secure cloud backup to Google Drive
- Upcoming receipt scanning and debt tracking
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Track your money in seconds, and keep it yours. Kaspo is the fast, no-fuss way to see where your money goes: a new expense needs just the amount, the currency's already set. Log it, watch it add up, and stay ahead. Everything lives on your device. Sync across devices only if you choose. FAST BY DESIGN • Log in a few taps: a spend needs nothing but the sum, the currency's already set. • Quick to start: pick your currency and you're in, no lengthy setup. • Split when needed: divide one purchase across several categories. SEE WHERE IT GOES • Clear breakdown: a simple chart shows your spending by category. • Income and expenses: switch between them in a tap. • Filter your way: by period, wallet, or tag. • Drill in: tap any category to see exactly what's behind it. A BUDGET WHEN YOU WANT ONE • Optional, never required: track freely, or set one budget when you want a limit. • Limits that fit: cap a category or a group, like Food 2,000, with Groceries 1,200 and Dining 800. • Always ahead: see what's left before you spend, not after. • Your period: week, month, or a custom range. YOURS BY DEFAULT • On your device: your records live on your phone, not on someone's server. • No sign-up: start right away, no email, no password. • Sync on your terms: turn on cross-device sync only when you want it. • One-tap export to a file: your data comes with you, anytime. ANY CURRENCY • Multi-currency wallets: hold wallets and log spending in whatever currencies you use. • Automatic conversion: amounts convert on the fly into one clear total. • Money across borders: made for lives that span countries: UAH, PLN, EUR, and more. Start in a few taps and see where your money goes today. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://kaspo.app/privacy-policy Terms of Service: https://kaspo.app/terms-of-service
Midni
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Midni — застосунок для обліку особистих фінансів, створений в Україні. Допомагає навести лад у грошах без складних таблиць і фінансової термінології. ЩО ВИ ОТРИМАЄТЕ • Автоматичний імпорт транзакцій з монобанку • Завантаження виписок з інших українських банків • Бюджети, фінансові цілі та періодичні платежі • Зрозуміла аналітика витрат і доходів • Підтримка безлімітної кількості рахунків ЧОМУ MIDNI Ми не продаємо ваші дані та не показуємо реклами. Midni — приватний за замовчуванням. Лише ви та ваші фінанси. Продукт адаптований під український фінансовий контекст: іноземні валюти, локальні банки. Базові функції — безкоштовні.
Screenshots
Verdict
The clearest difference is in-app purchases: Midni at none against Kaspo's 2. Midni also leads on update cadence (every 10 days vs every 3 weeks). On price, ads, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Kaspo sells 2 in-app purchases, starting at $1.99 per month. Midni asks for nothing beyond the download.
Kaspo ships an update every 3 weeks, Midni every 10 days. The most recent releases landed on August 21, 2026 and September 10, 2026 respectively.
| Parameter | Kaspo | Midni |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | — |
| Positive reviews | 66.7% of reviews | — |
| Number of ratings | 1 — better | — |
| Update frequency | Every 3 weeks | Every 10 days — better |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Freemium | — |
| Devices | iPhone | iPhone, iPod — better |
| Requires iOS | 16.4 | 15.0 — better |
| Further details — not scored | ||
| Size | 91 MB | 29 MB |
| Age rating | 12+ | 4+ |
| Developer | Maksym Kyryliuk | Midni LLC |
In-app purchases
Kaspo
- Kaspo Premium Monthly3 Days trial$1.991 Month
- Kaspo Premium Yearly7 Days trial$17.991 Year
Midni
No in-app purchases








