Comparison

Kaspo vs Midni

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Kaspo

Easily track expenses, manage budgets, and achieve financial goals with this intuitive money manager. It offers offline functionality, clear analytics, and multi-currency support for comprehensive personal finance control.

Highlights
  • Effortless expense and income tracking
  • Offline functionality with maximum security
  • Clear graphs and reports for analytics
  • Multi-currency support
  • Secure cloud backup to Google Drive
  • Upcoming receipt scanning and debt tracking
Read full description

Track your money in seconds, and keep it yours. Kaspo is the fast, no-fuss way to see where your money goes: a new expense needs just the amount, the currency's already set. Log it, watch it add up, and stay ahead. Everything lives on your device. Sync across devices only if you choose. FAST BY DESIGN • Log in a few taps: a spend needs nothing but the sum, the currency's already set. • Quick to start: pick your currency and you're in, no lengthy setup. • Split when needed: divide one purchase across several categories. SEE WHERE IT GOES • Clear breakdown: a simple chart shows your spending by category. • Income and expenses: switch between them in a tap. • Filter your way: by period, wallet, or tag. • Drill in: tap any category to see exactly what's behind it. A BUDGET WHEN YOU WANT ONE • Optional, never required: track freely, or set one budget when you want a limit. • Limits that fit: cap a category or a group, like Food 2,000, with Groceries 1,200 and Dining 800. • Always ahead: see what's left before you spend, not after. • Your period: week, month, or a custom range. YOURS BY DEFAULT • On your device: your records live on your phone, not on someone's server. • No sign-up: start right away, no email, no password. • Sync on your terms: turn on cross-device sync only when you want it. • One-tap export to a file: your data comes with you, anytime. ANY CURRENCY • Multi-currency wallets: hold wallets and log spending in whatever currencies you use. • Automatic conversion: amounts convert on the fly into one clear total. • Money across borders: made for lives that span countries: UAH, PLN, EUR, and more. Start in a few taps and see where your money goes today. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://kaspo.app/privacy-policy Terms of Service: https://kaspo.app/terms-of-service

About

Midni

Features
Read full description

Midni — застосунок для обліку особистих фінансів, створений в Україні. Допомагає навести лад у грошах без складних таблиць і фінансової термінології. ЩО ВИ ОТРИМАЄТЕ • Автоматичний імпорт транзакцій з монобанку • Завантаження виписок з інших українських банків • Бюджети, фінансові цілі та періодичні платежі • Зрозуміла аналітика витрат і доходів • Підтримка безлімітної кількості рахунків ЧОМУ MIDNI Ми не продаємо ваші дані та не показуємо реклами. Midni — приватний за замовчуванням. Лише ви та ваші фінанси. Продукт адаптований під український фінансовий контекст: іноземні валюти, локальні банки. Базові функції — безкоштовні.

Screenshots

Kaspo4 screens
Midni4 screens

Verdict

The call

The clearest difference is in-app purchases: Midni at none against Kaspo's 2. Midni also leads on update cadence (every 10 days vs every 3 weeks). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Kaspo sells 2 in-app purchases, starting at $1.99 per month. Midni asks for nothing beyond the download.

UpkeepUpdate frequency

Kaspo ships an update every 3 weeks, Midni every 10 days. The most recent releases landed on August 21, 2026 and September 10, 2026 respectively.

Scorecard2 real differences · 8 level
Kaspo versus Midni: the parameters behind the verdict, then further details
ParameterKaspoMidni
PriceFreeFree
Rating5.0 (1 ratings) — better—
Positive reviews66.7% of reviews—
Number of ratings1 — better—
Update frequencyEvery 3 weeksEvery 10 days — better
AdsNoNo
In-app purchasesYesNo — better
MonetizationFreemium—
DevicesiPhoneiPhone, iPod — better
Requires iOS16.415.0 — better
Further details — not scored
Size91 MB29 MB
Age rating12+4+
DeveloperMaksym KyryliukMidni LLC

In-app purchases

2 purchases

Kaspo

Subscriptions2
  • Kaspo Premium Monthly3 Days trial$1.991 Month
  • Kaspo Premium Yearly7 Days trial$17.991 Year
None

Midni

No in-app purchases

Questions

Is Kaspo free?
Kaspo is free to download, with in-app purchases available.
Is Midni free?
Midni is free to download, with no in-app purchases.
Do Kaspo or Midni have ads?
Neither Kaspo nor Midni shows ads.
Which is updated more often, Kaspo or Midni?
Kaspo ships an update every 3 weeks, and Midni every 10 days. Most recently, Kaspo was updated on August 21, 2026 and Midni on September 10, 2026.

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