Kaspo vs Cashflowly Expense Tracker

Track your money in seconds, and keep it yours. Kaspo is the fast, no-fuss way to see where your money goes: a new expense needs just the amount, the currency's already set. Log it in a few taps, say it out loud, or snap the receipt. Then watch it add up and stay ahead. Everything lives on your device. Sync across devices only if you choose. SAY IT, TYPE IT, OR SCAN THE RECEIPT • Just say it: "Lunch 12 and taxi home 18" or "Fuel 60 yesterday", and Kaspo splits the phrase into records with the amount, category, wallet, and date. • One phrase, several records: no need to log each expense separately. • Or type it: when talking isn't an option, write the same thing. • Scan the receipt: take a photo, pick one from your gallery, or add a PDF receipt or invoice from email and apps. Kaspo turns it into a single record, one split by category, or a record for each item. The photo stays with the record on your phone. • Sorted by item: each item goes to the category it belongs in, so laundry pods from the supermarket land in Home, not Groceries. FAST BY DESIGN • Log in a few taps: a spend needs nothing but the sum, the currency's already set. • Quick to start: pick your currency and you're in, no lengthy setup. • Split when needed: divide one purchase across several categories. SEE WHERE IT GOES • Clear breakdown: a simple chart shows your spending by category. • Income and expenses: switch between them in a tap. • Filter your way: by period, wallet, or tag. • Drill in: tap any category to see exactly what's behind it. A BUDGET WHEN YOU WANT ONE • Optional, never required: track freely, or set one budget when you want a limit. • Limits that fit: cap a category or a group, like Food 2,000, with Groceries 1,200 and Dining 800. • Always ahead: see what's left before you spend, not after. • Your period: week, month, or a custom range. YOURS BY DEFAULT • On your device: your records live on your phone, not on someone's server. • No sign-up: start right away, no email, no password. • Sync on your terms: turn on cross-device sync only when you want it. • One-tap export to a file: your data comes with you, anytime. ANY CURRENCY • Multi-currency wallets: hold wallets and log spending in whatever currencies you use. • Automatic conversion: amounts convert on the fly into one clear total. • Money across borders: made for lives that span countries: UAH, PLN, EUR, and more. Start free, and when you want more, Kaspo Pro lifts the limits on wallets, categories, and AI entry by voice, text, or receipt. Start in a few taps and see where your money goes today. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://kaspo.app/privacy-policy Terms of Service: https://kaspo.app/terms-of-service

Cashflowly is a personal finance tracker built to help you understand where your money goes, build better money habits, and plan with confidence. Add income and expenses manually in seconds with Quick Note, or use Smart Add for detailed records with categories, dates, notes, and organization tools. See your spending by category and month, explore interactive charts, create budgets and savings goals, and plan upcoming expenses. Features: • Quick expense and income tracking • Detailed transaction entry with Smart Add • Category and monthly spending analytics • Interactive spending charts • Monthly budgets and savings goals • Planned expenses and reminders • Multi-currency support: UAH, USD, and EUR • English and Ukrainian languages • Privacy-conscious local storage with optional cloud sync Cashflowly does not connect to banks, access bank accounts, or request bank login credentials or payment-card details. You enter and control your financial records manually. Cashflowly is designed for personal organization and does not provide financial, investment, tax, accounting, or legal advice.