Comparison

Earna vs SplitoMat

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Earna

Manage your finances globally with this platform for freelancers and remote workers. It offers USD wallets, crypto funding, currency conversion, and virtual cards for easy cross-border payments and income management. Protect your earnings and pay vendors worldwide, all within one app.

Highlights
  • USD wallets
  • Crypto funding
  • Currency conversion
  • Virtual cards
  • Cross-border payments
  • Income management
Features
Read full description

Earna is a financial platform designed for freelancers, contractors, and remote workers. With USD wallets, crypto funding, currency conversion, and virtual cards, it enables seamless cross-border payments and income management. Protect your earnings from inflation, pay vendors globally, and manage your finances effortlessly—all in one app. Built for the modern workforce, Earna empowers you to grow, manage, and control your income in a borderless world. Download Earna and get started today!

About

SplitoMat

Features
Read full description

Split bills with anyone, fast — free, no ads, no limits. SplitoMat helps you track shared expenses with friends, roommates, partners, and travel groups — without the awkward "who paid for what" conversation at the end of the month. FREE, WITHOUT THE CATCH • No ads. No subscription. Add as many expenses and groups as you want — no daily limits, no cooldown timers. • Receipt scanning, multi-currency, itemized bills and expense search are all included — never locked behind a paywall. • A clean, native iPhone app — plus Apple Watch, Siri and home/lock-screen widgets. • Looking for a Splitwise or Tricount alternative? SplitoMat does the everyday splitting without paywalling the basics. WHY SPLITOMAT • Designed for the way real groups split money: roommates, trips, dinners, kids' activities. • Multi-currency: every group has its own currency; convert between them when needed. • Smart receipts: snap a photo, we read the total and suggest a category automatically. • Recurring expenses: rent, subscriptions and standing orders are added on schedule for the whole group. GROUPS THAT MAKE SENSE • Create a group for any context: apartment, trip, household, lunch club. • Invite friends with a single link — no accounts or phone numbers required to view. • Sign in with Apple or Google. Privacy-first. SPLIT THE WAY YOU WANT • Equal split between everyone selected. • By percentage — perfect for unequal rent or shared subscriptions. • By shares — kids count as fractions, friends bring +1, you decide. • Set a group's default split once (say 60/40 by income) and every new expense uses it automatically. GET PAID BACK • Save your Revolut, PayPal, Wise or Venmo handle and let friends tap to pay. • "Settle Up" records that a payment took place so balances stay accurate. • Suggested payments minimize the number of transfers across the whole group. ACTIVITY YOU CAN ACTUALLY READ • Activity feed shows what happened in every group you're in. • Per-group filters: by category, by member, by mine-only. • Search across expenses and notes. HOMESCREEN & LOCK-SCREEN WIDGETS • Small, Medium and Large widgets on the home screen. • Lock-screen widgets: glance at your balance without unlocking. PRIVACY THAT'S ON YOUR SIDE • Your data is stored in the EU (Frankfurt), under EU data-protection law. • No ad networks, no behavioral trackers — we never sell your data or train models on your expenses. • Optional Face ID / Touch ID lock keeps your balances private. • Receipt OCR runs on-device using Apple's Vision framework. EXPORT YOUR DATA • Tap Export to get a clean CSV or PDF of any group — for your records, your accountant, or your tax software. • Or export just your own share, ready to drop into your personal budget app. LOCALIZED • English, Russian, Ukrainian, German, Spanish. QUESTIONS OR FEEDBACK? Reach us anytime at splitomate@gmail.com — we read every message. Privacy Policy: https://andriigordiienko.github.io/SplitoMat.website/privacy.html Terms of Use: https://andriigordiienko.github.io/SplitoMat.website/terms.html

Screenshots

Earna4 screens
SplitoMat4 screens

Verdict

The call

The clearest difference is iOS requirement: Earna at 15.0 against SplitoMat's 18.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Earna ships an update weekly, SplitoMat every 2 weeks. The most recent releases landed on October 9, 2026 and October 4, 2026 respectively.

Scorecard1 real difference · 8 level
Earna versus SplitoMat: the parameters behind the verdict, then further details
ParameterEarnaSplitoMat
PriceFreeFree
Rating5.0 (3 ratings) — better—
Number of ratings3 — better—
Update frequencyWeekly — betterEvery 2 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPod — betteriPhone, Apple Watch
Requires iOS15.0 — better18.0
Further details — not scored
Size102 MB31 MB
Age rating17+4+
DeveloperEARNA TECHNOLOGY LIMITEDAzbit Software Ltd

In-app purchases

None

Earna

No in-app purchases

None

SplitoMat

No in-app purchases

Questions

Is Earna free?
Earna is free to download, with no in-app purchases.
Is SplitoMat free?
SplitoMat is free to download, with no in-app purchases.
Do Earna or SplitoMat have ads?
Neither Earna nor SplitoMat shows ads.
Which is updated more often, Earna or SplitoMat?
Earna ships an update weekly, and SplitoMat every 2 weeks. Most recently, Earna was updated on October 9, 2026 and SplitoMat on October 4, 2026.

Other comparisons