LuCent vs SplitoMat

See your money clearly. LuCent is a modern, native iOS finance tracker designed for speed and clarity. Built with the latest Apple technologies, it feels like a natural extension of your iPhone. No cluttered menus, just a seamless way to track your daily spending. DESIGNED FOR EFFICIENCY: ◉ Native Performance: No loading screens. Instant launch and data entry in 2 seconds. ◉ Hybrid Architecture: Enjoy the speed of an offline-first app with the reliability of cloud backup. ◉ Home Screen Widgets: Keep an eye on your Monthly Budget progress without even opening the app. CORE FEATURES (FREE): • Budget Limits: Set monthly caps for specific categories like "Groceries" or "Dining Out" to stay on track. • Joint Accounts: Seamlessly manage shared expenses with a partner or family member. • Secure Cloud Sync: Your data works offline for speed, but is automatically encrypted and synced to the cloud. Access your budget on any device without compromising security. • Dark Mode: A stunning interface that looks great day and night. GO PREMIUM: Unlock the full power of LuCent with our Pro features: • Advanced Analytics: Gain deep insights with interactive charts, trend analysis, and spending breakdowns. • Multi-Currency Support: Perfect for travelers. Create wallets in different currencies with automatic rate conversion. • Unlimited Access: Create unlimited wallets and custom categories. • Customization: Access the full library of category icons. PAY ONCE, USE FOREVER: Tired of monthly subscriptions? LuCent offers a transparent Lifetime License. Pay once and own your financial tools forever. Standard monthly and yearly subscriptions are also available. Make every cent count. Download now for smarter money management! The ideal solution for family budget planning and personal finance. Use it as your daily spending log or set up shared accounts for couples. Works perfectly as an offline expense tracker too! Terms of Use: https://nikalaichyksiarhei.github.io/LuCent/terms/ Privacy Policy: https://nikalaichyksiarhei.github.io/LuCent/privacy/

Split bills with anyone, fast — free, no ads, no limits. SplitoMat helps you track shared expenses with friends, roommates, partners, and travel groups — without the awkward "who paid for what" conversation at the end of the month. FREE, WITHOUT THE CATCH • No ads. No subscription. Add as many expenses and groups as you want — no daily limits, no cooldown timers. • Receipt scanning, multi-currency, itemized bills and expense search are all included — never locked behind a paywall. • A clean, native iPhone app — plus Apple Watch, Siri and home/lock-screen widgets. • Looking for a Splitwise or Tricount alternative? SplitoMat does the everyday splitting without paywalling the basics. WHY SPLITOMAT • Designed for the way real groups split money: roommates, trips, dinners, kids' activities. • Multi-currency: every group has its own currency; convert between them when needed. • Smart receipts: snap a photo, we read the total and suggest a category automatically. • Recurring expenses: rent, subscriptions and standing orders are added on schedule for the whole group. GROUPS THAT MAKE SENSE • Create a group for any context: apartment, trip, household, lunch club. • Invite friends with a single link — no accounts or phone numbers required to view. • Sign in with Apple or Google. Privacy-first. SPLIT THE WAY YOU WANT • Equal split between everyone selected. • By percentage — perfect for unequal rent or shared subscriptions. • By shares — kids count as fractions, friends bring +1, you decide. • Set a group's default split once (say 60/40 by income) and every new expense uses it automatically. GET PAID BACK • Save your Revolut, PayPal, Wise or Venmo handle and let friends tap to pay. • "Settle Up" records that a payment took place so balances stay accurate. • Suggested payments minimize the number of transfers across the whole group. ACTIVITY YOU CAN ACTUALLY READ • Activity feed shows what happened in every group you're in. • Per-group filters: by category, by member, by mine-only. • Search across expenses and notes. HOMESCREEN & LOCK-SCREEN WIDGETS • Small, Medium and Large widgets on the home screen. • Lock-screen widgets: glance at your balance without unlocking. PRIVACY THAT'S ON YOUR SIDE • Your data is stored in the EU (Frankfurt), under EU data-protection law. • No ad networks, no behavioral trackers — we never sell your data or train models on your expenses. • Optional Face ID / Touch ID lock keeps your balances private. • Receipt OCR runs on-device using Apple's Vision framework. EXPORT YOUR DATA • Tap Export to get a clean CSV or PDF of any group — for your records, your accountant, or your tax software. • Or export just your own share, ready to drop into your personal budget app. LOCALIZED • English, Russian, Ukrainian, German, Spanish. QUESTIONS OR FEEDBACK? Reach us anytime at splitomate@gmail.com — we read every message. Privacy Policy: https://andriigordiienko.github.io/SplitoMat.website/privacy.html Terms of Use: https://andriigordiienko.github.io/SplitoMat.website/terms.html