LAPI vs Visor
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
LAPI
Manage your money effectively with this comprehensive personal finance assistant. Track income, expenses, credit cards, and set financial goals. Features include budgeting, cash flow forecasting, family sharing, and AI-powered financial coaching.
- Transaction management
- Credit card tracking
- Financial goal setting
- Monthly budgeting
- Cash flow forecasting
- Family sharing
- AI financial coach
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LAPI is your complete personal financial assistant. Manage your finances smartly, organize income and expenses, track credit cards, and achieve your financial goals. MAIN FEATURES TRANSACTION MANAGEMENT - Record income, expenses, and transfers - Organize by custom categories and tags - View in calendar or list - Import OFX/CSV statements CREDIT CARD CONTROL - Track invoices and due dates - Automatic limit control - Easy installment payments - Due date alerts FINANCIAL GOALS - Set savings objectives - Track your progress - Get motivated to reach your goals MONTHLY BUDGET - Create budgets by category - View spending vs. planned - Alerts when exceeding limits CASH FLOW FORECAST - See future projections - Plan ahead - Smart insights about your spending FAMILY SHARING - Share finances with family - Control who can view or edit - Integrated chat between members AI FINANCIAL COACH - Get personalized tips - Smart spending analysis - Suggestions to save money APPLE WATCH - Check your balance on your wrist - Recent transactions - Custom complications SECURITY - Your data is encrypted - Face ID / Touch ID login - Secure cloud sync MULTI-PLATFORM - iPhone and iPad - Web (web.lapiapp.com) - Apple Watch FREE PLAN - Up to 2 bank accounts - Unlimited categories and tags - Up to 1 credit card PRO PLAN - Unlimited accounts - Family sharing - AI financial coach - Advanced forecasts - Priority support Developed by LM Planejamento Financeiro. TERMS AND PRIVACY Terms of Use (EULA): https://ajuda.lapiapp.com/politicas/termos/ Privacy Policy: https://ajuda.lapiapp.com/politicas/privacidade/
Visor
Manage your personal finances with clarity. Connect all your bank accounts, credit cards, and digital wallets in one place. Automatically categorize transactions with AI and track your spending habits to stay on budget.
- Connect multiple bank accounts
- Automatic transaction categorization with AI
- Spending rhythm analysis
- Identify subscriptions and fixed expenses
- Secure data encryption (AES-256-GCM)
- Open Finance integration
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Seu banco ganha quando você gasta. O Visor não. Aqui é simples: você assina, a gente trabalha pra você. Sem comissão de banco. Sem venda dos seus dados. Suas finanças, do seu lado. CONECTE SEUS BANCOS Bancos, cartões e contas digitais em um lugar só. Tudo via Open Finance, regulado pelo Banco Central. Nubank, Itaú, Bradesco, Santander, BTG, Inter, C6, Caixa, Banco do Brasil, e muito mais. CATEGORIZAÇÃO COM IA iFood vira alimentação. Uber vira transporte. Netflix vira lazer. A gente categoriza suas transações automaticamente. Sem planilha. Sem retrabalho. RITMO DOS SEUS GASTOS Veja se você tá acelerando ou pisando no freio. Compare o mês atual com os anteriores e ajuste antes de chegar no vermelho. ASSINATURAS E CONTAS FIXAS A gente identifica seus gastos recorrentes automaticamente. Aquele streaming que você esqueceu que tava pagando? A gente acha. SEGURANÇA QUE NÃO É CONVERSA Criptografia AES-256-GCM nos dados sensíveis. Conformidade total com a LGPD. Open Finance regulado pelo Banco Central. Seus dados nunca vão pra terceiros. PLANOS Pro: até 3 contas conectadas via Open Finance Premium: até 10 contas conectadas + suporte a PJ Assinatura mensal ou anual. Cancela quando quiser. POR QUE PAGAR POR UM APP DE FINANÇAS? Porque app grátis de banco existe pra você gastar mais. O Visor existe pra você gastar melhor. A diferença tá em quem ganha quando você usa. Pagamento será cobrado na conta do iTunes na confirmação da compra. A assinatura renova automaticamente, exceto se cancelada com pelo menos 24h de antecedência do fim do período. Gerencie ou cancele em Ajustes da App Store. ==== Visor Tecnologia da Informação LTDA visorfinance.app Termos: https://dashboard.visorfinance.app/terms Privacidade: https://dashboard.visorfinance.app/privacy
Screenshots
Verdict
The clearest difference is in-app purchases: Visor at none against LAPI's 10. LAPI's advantage is review sentiment (100% vs 68%) and update cadence (every 2 days vs every 6 days). On price, ads, monetization model and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. LAPI sells 10 in-app purchases, starting at $0.79 per month. Visor asks for nothing beyond the download.
LAPI ships an update every 2 days, Visor every 6 days. The most recent releases landed on October 30, 2026 and October 31, 2026 respectively.
| Parameter | LAPI | Visor |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (2 ratings) — better |
| Positive reviews | 100.0% of reviews — better | 68.4% of reviews |
| Number of ratings | — | 2 — better |
| Update frequency | Every 2 days — better | Every 6 days |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Freemium | Free with in-app purchases |
| Devices | iPhone, iPad, Mac, Apple Watch — better | iPhone, iPad |
| Requires iOS | 16.0 — better | 16.4 |
| Further details — not scored | ||
| Size | 83 MB | 106 MB |
| Age rating | +4 | 4+ |
| Developer | L M TREINAMENTO LTDA | Visor Finance |
Customer experience
LAPI
Visor
In-app purchases
LAPI
- 1 extra bank$0.791 Month
- 2 extra banks$1.491 Month
- 3 extra banks$2.291 Month
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- 5 extra banks$3.791 Month
- LAPI Pro Monthly1 Month trial$3.991 Month
- LAPI Pro Multi Monthly1 Month trial$5.991 Month
- LAPI Pro Business Monthly1 Month trial$7.991 Month
- LAPI Pro Annual1 Month trial$39.991 Year
- LAPI Pro Multi Annual1 Month trial$59.991 Year
- LAPI Pro Business Annual$79.991 Year
Visor
No in-app purchases









