LAPI vs Kontto

LAPI is your complete personal financial assistant. Manage your finances smartly, organize income and expenses, track credit cards, and achieve your financial goals. MAIN FEATURES TRANSACTION MANAGEMENT - Record income, expenses, and transfers - Organize by custom categories and tags - View in calendar or list - Import OFX/CSV statements CREDIT CARD CONTROL - Track invoices and due dates - Automatic limit control - Easy installment payments - Due date alerts FINANCIAL GOALS - Set savings objectives - Track your progress - Get motivated to reach your goals MONTHLY BUDGET - Create budgets by category - View spending vs. planned - Alerts when exceeding limits CASH FLOW FORECAST - See future projections - Plan ahead - Smart insights about your spending FAMILY SHARING - Share finances with family - Control who can view or edit - Integrated chat between members AI FINANCIAL COACH - Get personalized tips - Smart spending analysis - Suggestions to save money APPLE WATCH - Check your balance on your wrist - Recent transactions - Custom complications SECURITY - Your data is encrypted - Face ID / Touch ID login - Secure cloud sync MULTI-PLATFORM - iPhone and iPad - Web (web.lapiapp.com) - Apple Watch FREE PLAN - Up to 2 bank accounts - Unlimited categories and tags - Up to 1 credit card PRO PLAN - Unlimited accounts - Family sharing - AI financial coach - Advanced forecasts - Priority support Developed by LM Planejamento Financeiro. TERMS AND PRIVACY Terms of Use (EULA): https://ajuda.lapiapp.com/politicas/termos/ Privacy Policy: https://ajuda.lapiapp.com/politicas/privacidade/

Kontto is the personal finance app where your data stays on your phone — no cloud, no login, no cross-app tracking. See where your money is going, 100% offline. Your financial data never leaves your device — only what you choose to export. — KEY FEATURES — • Accounts and cards: balance, limit, statement close and due date for every card, no surprises. • Fast entries: income, expenses, transfers and installments organized by category, date and account. • Monthly analysis: income, expenses and your balance at a glance, with spending by category. • Budgets and goals: set limits per category and track your savings goals. • Receipt scanning (OCR): snap a photo and Kontto reads the amount, date and category. • AI financial health: optional analysis of your strengths and what to improve (bring your own key — BYOK). • Backup when YOU want: manual JSON export and import, encrypted. It only leaves your device when you export it. • Security: PIN and biometric lock. — PRIVACY FIRST — No sign-up. No login. No cloud. No ads. No cross-app tracking. Your financial data stays on your device only. — WHO IT'S FOR — For anyone who wants to get their money in order without handing their financial life to a server. Simple enough for everyday use, complete enough if you take it seriously. Download for free and start today. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://kontto.com.br/privacidade