LAPI vs Patrn Money

LAPI is your complete personal financial assistant. Manage your finances smartly, organize income and expenses, track credit cards, and achieve your financial goals. MAIN FEATURES TRANSACTION MANAGEMENT - Record income, expenses, and transfers - Organize by custom categories and tags - View in calendar or list - Import OFX/CSV statements CREDIT CARD CONTROL - Track invoices and due dates - Automatic limit control - Easy installment payments - Due date alerts FINANCIAL GOALS - Set savings objectives - Track your progress - Get motivated to reach your goals MONTHLY BUDGET - Create budgets by category - View spending vs. planned - Alerts when exceeding limits CASH FLOW FORECAST - See future projections - Plan ahead - Smart insights about your spending FAMILY SHARING - Share finances with family - Control who can view or edit - Integrated chat between members AI FINANCIAL COACH - Get personalized tips - Smart spending analysis - Suggestions to save money APPLE WATCH - Check your balance on your wrist - Recent transactions - Custom complications SECURITY - Your data is encrypted - Face ID / Touch ID login - Secure cloud sync MULTI-PLATFORM - iPhone and iPad - Web (web.lapiapp.com) - Apple Watch FREE PLAN - Up to 2 bank accounts - Unlimited categories and tags - Up to 1 credit card PRO PLAN - Unlimited accounts - Family sharing - AI financial coach - Advanced forecasts - Priority support Developed by LM Planejamento Financeiro. TERMS AND PRIVACY Terms of Use (EULA): https://ajuda.lapiapp.com/politicas/termos/ Privacy Policy: https://ajuda.lapiapp.com/politicas/privacidade/

Meet Patrn, a personal finance app that helps you understand spending, build a budget, plan goals, manage debt, and ask questions about your money. SEE THE WHOLE PICTURE Connect eligible financial accounts through Plaid to view balances and transactions in one place. Patrn organizes activity into clear categories so you can see where your money is going. PLAN WITH PURPOSE Create a monthly budget, track progress, and see how current spending compares with your plan. Set savings goals and explore debt payoff strategies that fit your priorities. GET PERSONALIZED AI COACHING Ask Patrn questions about your financial activity and receive personalized explanations and practical next steps based on the data available in your account. You control whether AI financial coaching may use your financial data and can change that choice in Settings. STAY IN CONTROL Manage linked accounts, notifications, privacy choices, sign-in methods, subscription settings, data export, and account deletion directly in the app. PREMIUM SUBSCRIPTION Patrn Premium unlocks personalized financial coaching and premium insights. Monthly and yearly plans are available as auto-renewing subscriptions. Payment is charged to your Apple ID at confirmation of purchase. Subscriptions renew unless canceled at least 24 hours before the end of the current period. Manage or cancel in App Store settings. IMPORTANT Patrn provides educational information and tools—not financial, investment, tax, or legal advice. Data availability and categorization may vary by provider. Privacy Policy: https://patrn.money/privacy Terms of Use: https://patrn.money/terms Support: admin@patrn.ai