Comparison

Avid Expenses vs Offin

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Avid Expenses

Features
Read full description

Some spending doesn't fit into a monthly budget, it happens in bursts. A weekend tournament. A two-week trip. A kitchen renovation that's somehow still going. Avid is built for exactly that: a fast, uncluttered way to track spending around whatever you're actually doing, without dragging in everything else in your financial life. ONE CONTAINER, HOWEVER YOU'RE USING IT Give it a name, a date range, and a color, and Avid gives you a running total that updates the moment you log something. Call it a trip, a project, or just "March." It works the same way for travel, an event, or a job you're partway through. BUILT FOR THE MOMENT YOU'RE SPENDING Tap the + button, drop in an expense, and fill in the name, amount, and category right there. It's designed around the one moment that matters most — right after you've paid for something — so nothing gets lost or forgotten by the time you'd get around to writing it down later. SEE WHERE IT ACTUALLY WENT Flip the Sorted view to regroup your expenses by date or by category, so you can see the story of your spending however makes sense to you whether day by day, or category by category. A LITTLE COLOR FOR EVERY TRIP Each trip gets its own soft, warm color theme — ten to choose from tuned for light and dark mode alike — that carries through its header, its total, and its cards. It's a small touch, but it makes flipping between a work project and a weekend trip feel like flipping between two different rooms, not two spreadsheets. READY TO GO, CATEGORIES INCLUDED Meals, flights, cars, and lodging are set up from the start, and you can rename or add your own anytime in Settings. WORKS OFFLINE, CATCHES UP LATER No signal at the trailhead or thirty thousand feet? Log away. Avid keeps working offline and syncs quietly across your devices once you're back online. RIGHT AT HOME ON ANY SCREEN Built to fit an iPhone SE without feeling cramped, and just as sharp stretched across a full iPad. A SMALL WAY TO DO GOOD 10% of every Avid subscription goes to A21, an organization working to end human trafficking. Try Avid free for 3 days, then continue for a subscription that gives back. Avid Expense Tracker is available for a Basic monthly ($.99) or yearly ($12.99) subscription that supports continued improvements and new features. Both offer a free trial to give you time to get to know Avid and decide if it works for you. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://driftlightapps.com/privacy-policy/ Avid. Your expenses, simply effortless.

About

Offin

This app helps you track expenses and manage your budget privately on your iPhone. It uses on-device AI to categorize transactions from imported bank statements or voice input, eliminating the need for bank logins or subscriptions.

Highlights
  • On-device AI transaction categorization
  • Import bank statements (PDF/CSV)
  • Apple Pay transaction logging
  • Voice input for transactions
  • Customizable categories and rules
  • Net worth, spending, and budget tracking
  • Offline functionality
Read full description

Offin is a private budget and expense tracker that runs 100% on your iPhone. Import your bank statements as PDF or CSV — on-device AI categorizes months of history in seconds. No bank login. No subscription. PAY ONCE. OWN IT FOREVER. No monthly fees, no annual renewals, no "premium" upsell. One purchase unlocks everything, for life. STOP TYPING TRANSACTIONS BY HAND Other trackers make you enter every coffee manually. Offin gives you four faster ways in: → Import bank statements — drop in PDF or CSV statements from your bank and watch months of history appear in seconds. → Tap with Apple Pay — purchases logged automatically via Shortcuts. No bank link, no credentials shared. → Just say it — voice input turns "twelve dollars at Chipotle" into a categorized transaction. → Type it — quick manual entry when you want it. AI THAT WORKS WITHOUT THE INTERNET Offin categorizes every transaction with an on-device machine learning model built for US spending — and uses Apple Intelligence on supported iPhones. Nothing ever leaves your phone. Don't agree with a category? Create your own categories and set custom rules, and Offin follows your system automatically from then on. SEE EXACTLY WHERE YOUR MONEY GOES → Net worth graph, daily spending, and monthly reviews on one home screen → Budgets with live progress → Upcoming bills and cash flow, so nothing surprises you → Insights with spending and savings charts, top merchants, and trends → Every account in one activity feed with powerful search and filters → Detailed per-account views PRIVATE BY ARCHITECTURE, NOT BY PROMISE Most finance apps ask you to hand over your bank credentials to a third-party aggregator. Offin never connects to your bank at all. Your data lives in one place — your phone — protected by Face ID. It works with no internet connection, because it never needs one. WHO IT'S FOR Anyone who wants a real budget and expense tracker without surrendering bank logins, paying rent on their own data, or becoming the product. Download Offin. Import a statement. Know your money in five minutes.

Screenshots

Avid Expenses3 screens
Offin4 screens

Verdict

The call

The clearest difference is update cadence: Offin at weekly against Avid Expenses's every 3 months. Offin also leads on iOS requirement (17.0 vs 26.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Avid Expenses sells 2 in-app purchases, starting at $0.99 per month and Offin sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Avid Expenses ships an update every 3 months, Offin weekly. The most recent releases landed on October 30, 2026 and October 31, 2026 respectively.

Scorecard2 real differences · 8 level
Avid Expenses versus Offin: the parameters behind the verdict, then further details
ParameterAvid ExpensesOffin
PriceFreeFree
Rating—5.0 (1 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—1 — better
Update frequencyEvery 3 monthsWeekly — better
AdsNoNo
In-app purchasesYesYes
Monetization—Paid
DevicesiPhone, iPadiPhone, iPad, Mac — better
Requires iOS26.017.0 — better
Further details — not scored
Size2 MB38 MB
Age rating4+4+
DeveloperNuminous Productions LLCRADIX IT TECH INC

In-app purchases

2 purchases

Avid Expenses

Subscriptions2
  • Monthly$0.991 Month
  • Yearly$9.991 Year
1 purchases

Offin

One-time1
  • Lifetime Unlock$9.99

Questions

Is Avid Expenses free?
Avid Expenses is free to download, with in-app purchases available.
Is Offin free?
Offin is free to download, with in-app purchases available.
Do Avid Expenses or Offin have ads?
Neither Avid Expenses nor Offin shows ads.
Which is updated more often, Avid Expenses or Offin?
Avid Expenses ships an update every 3 months, and Offin weekly. Most recently, Avid Expenses was updated on October 30, 2026 and Offin on October 31, 2026.

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