Sumlio vs Expense Tracker
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Sumlio
Easily understand your money and achieve financial goals. This app helps you track income, monitor expenses, and create flexible budgets. Visualize your spending with clear reports and manage multiple currencies.
- Fast transaction tracking
- Customizable expense categories
- Flexible daily, monthly, annual budgets
- Multi-currency and multi-wallet support
- Intuitive financial reports
- Goal tracking
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Understand your finances and reach your goals with ease. Sumlio simplifies money management by helping you track income, monitor expenses, and stick to your budget. Key features: - Fast and simple tracking: add transactions in seconds with pre-defined categories and the ability to customize them. - Flexible budgets: set daily, monthly, or annual limits based on your needs and adjust them at any time. - Multiple currencies and wallets: perfect for travelers or managing separate financial goals. - Clear insights: visualize where your money goes with intuitive reports and breakdowns. Sumlio is designed to be easy to use, helping you stay in control of your spending without unnecessary distractions. Simplify your finances and start achieving your goals today. Terms of use: https://sumlio.com/terms-of-use.html Privacy policy: https://sumlio.com/privacy.html
Expense Tracker
Effortlessly manage your money with this intuitive expense tracker. Log spending via voice, set budgets, and track recurring bills with visual breakdowns and multiple account types. Get clear financial insights with a clean design and iCloud sync.
- Voice-to-text expense logging
- Monthly budget setting and alerts
- Automatic recurring expense tracking
- Categorized spending visualization
- Multiple account type management
- Income tracking and balance overview
- Exportable expense reports
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Take control of your finances with Luca, a beautifully simple expense tracker designed to make managing your expenses effortless. Whether you're tracking daily spending, setting monthly budgets, or keeping an eye on recurring bills, Luca gives you a clear picture of your finances in seconds. Track Your Spending Log expenses quickly and see exactly where your money goes. Organize by category with beautiful visual breakdowns that make your spending habits clear. Speak To Add Add expenses with your voice using built in AI. Just describe your transaction and Luca handles the rest, no typing, no hassle. Stay On Budget Set monthly budgets and get notified before you overspend. Luca keeps you accountable with reminders so you never lose track. Set & Forget Set up recurring expenses once and forget about them. Subscriptions, rent, utilities, Luca reminds you & logs them automatically so nothing slips through the cracks. Organize Your Spending Create distinct categories to organize every dollar. See at a glance how much goes to food, car, entertainment, and more with a colorful pie chart. Multiple Account Types Manage different financial goals all in one place. Create personal and business accounts to separate your spending, savings accounts to track progress toward a goal, or debt accounts to stay on top of what you owe. Each account gets its own dashboard, insights, and AI chat tailored to your needs. More to love: • Clean, minimal design that's a joy to use • Income tracking and balance overview • Monthly summaries and spending insights • Export your expense reports as PDF or CSV • iCloud sync across all your devices • No ads, ever Download Luca today and take full control of your finances Here's what you should know about auto-renewing subscriptions: – If you choose to purchase a monthly or yearly subscription, you will have unlimited access to all features or any future features. – Subscriptions renew automatically unless you cancel at least 24 hours before the end of the current subscription period without any limitations. – Auto-renewal can be canceled at any time by going to your settings in the App Store after the purchase. Privacy Policy: https://www.crispyappsllc.com/privacy Terms of Use: https://www.crispyappsllc.com/terms
Screenshots
Verdict
The clearest difference is update cadence: Expense Tracker at every 2 days against Sumlio's every 9 days. Expense Tracker also leads on review sentiment (100% vs 90%). Sumlio's advantage is ratings volume (14 vs 2). On price, rating, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Sumlio sells 8 in-app purchases, starting at $1.89 per 7 days and Expense Tracker sells 2 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.
On the App Store both sit at effectively the same score — 5.0 for Sumlio against 5.0 for Expense Tracker. That said, the two scores are not equally well evidenced: Sumlio has 14 ratings behind it against 2, so its average is the more settled of the two. Written reviews are what separate them: 90% of Sumlio's written reviews are positive against 100% of Expense Tracker's.
Sumlio ships an update every 9 days, Expense Tracker every 2 days. The most recent releases landed on November 8, 2026 and November 5, 2026 respectively.
| Parameter | Sumlio | Expense Tracker |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (14 ratings) | 5.0 (2 ratings) |
| Positive reviews | 90.0% of reviews | 100.0% of reviews — better |
| Number of ratings | 14 — better | 2 |
| Update frequency | Every 9 days | Every 2 days — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | Freemium |
| Devices | iPhone | iPhone |
| Requires iOS | 17.0 — better | 18.0 |
| Further details — not scored | ||
| Size | 165 MB | 25 MB |
| Age rating | 4+ | 4+ |
| Developer | Oleksandr Kinakh | CrispyApps LLC |
Customer experience
Sumlio
Expense Tracker
In-app purchases
Sumlio
- Sumlio Pro7 Days trial$1.897 Days
- Sumlio Pro7 Days trial$2.697 Days
- Sumlio Pro7 Days trial$4.091 Month
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- Sumlio Pro7 Days trial$6.691 Month
- Sumlio Pro7 Days trial$34.991 Year
- Sumlio Pro7 Days trial$51.991 Year
- Sumlio Pro$54.99
- Sumlio Pro$82.99
Expense Tracker
- Luca Monthly$4.991 Month
- Luca Yearly3 Days trial$24.991 Year









