Zedvance vs Risewell
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Zedvance
Access quick loans for unexpected expenses or personal aspirations with flexible repayment terms. Easily pay bills like airtime and electricity, and manage your money conveniently on the go. Enjoy secure, transparent financial solutions with 24/7 access and real-time alerts.
- Quick loans for unplanned expenses
- Salary loans with up to 18-month repayment
- Bill payments (airtime, electricity, data)
- Mobile wallet for on-the-go money management
- 24/7 access to credit
- No hidden fees with clear transaction breakdowns
- Real-time transaction alerts
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With our new Zedvance app, we've tailored our financial solutions just for you. Zedvance Finance Limited, Nigeria's leading non-bank retail lender, is dedicated to offering accessible and innovative money solutions to individuals and businesses. With 10 years in operation, we have gained the trust of millions of Nigerians. What to expect Quick loan – Get an instant loan to cover your unplanned expenses Salary Loan – Access a loan to finance your personal aspirations with repayment of up to 18 months. Bill Payments - Pay for Airtime, Electricity bill, Internet Data Subscription, with ease Mobile Wallet – Experience the convenience of managing your money on the go How to start: Download the Zedvance app Sign up and open your account Update and complete your profile Upgrade to tier 2 or 3 by providing the required KYC. Start enjoying money solutions made for you. Here’s why you’ll love Zedvance: 24/7 Access - We’ve made access to credit easy and simple. You deserve to experience that. All you have to do is reach out via any of our channels. No Hidden Fees! - What you see is what you pay. To go further, Zedvance provides you with a clear breakdown of your transactions- no matter how insignificant! Real-time alerts - If it took you less than 2 mins to complete a transaction on Zedvance, it takes less than 5 seconds to get a confirmation on your transaction. Security Zedvance is regulated by NDPR, and we take your security very seriously. We use highly bank-grade encryption to secure your personal data Regulatory Zedvance is owned and managed by Zedvance Finance Limited which is fully licensed by the Central Bank of Nigeria (CBN). Privacy & Permissions Please read our privacy policy carefully to get a clear understanding of how we collect, use, protect or otherwise handle your Personally Identifiable Information in accordance with our website and app. We take privacy seriously - all data you choose to share with us is encrypted and your personal information will never be shared without your consent. Read more on our website: zedvance.com/privacy-policy Frequently Asked Questions Find urgent questions you need answers to here: https://zedvance.com/faqs T&Cs: https://www.zedvance.com/terms-and-conditions For more information, visit our website: zedvance.com Stay connected: Facebook: https://facebook.com/zedvance Instagram: https://www.instagram.com/zedvance/ Twitter: https://twitter.com/zedvance LinkedIn: https://www.linkedin.com/company/zedvance-finance/ Get in Touch Customer Service Email: customercare@zedvance.ng Customer Service Hotline: 07001001000 Address: No.65 Karimu Kotun, Victoria Island, Lagos, Nigeria Finance,Loan,Credit,Lending We’d love to hear from you!
Risewell
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Risewell Debt Planner is a calm, private debt tracker and payoff planner for bills, loans, credit cards, subscriptions and collection agreements. Add each balance, plan your monthly budget and see what is left, what you have already paid and what needs attention next. Log payments quickly, set reminders before due dates and follow your own tracking plan. Built for everyday debt and bill management: - Track balances, original amounts, minimum payments and due dates for debts, loans and credit cards - Log payments and watch the remaining balance update instantly - Build a self-directed tracking plan from your current balances, income, expenses and monthly budget - Manage essential expenses and see available money for repayment - Split available budget across active debts evenly or by custom percentages - Track subscriptions, renewal dates, payment methods and upcoming bills - Store collection agreement notes, references and documents privately - Get local reminders before payments are due - Use iCloud sync across your Apple devices - Add Home Screen widgets for debt progress and next payment - Lock the app with Face ID, Touch ID, Optic ID or device passcode - Choose your default currency, with per-balance currency support Risewell is designed to feel calm and practical: no bank connection, no ads, no public sharing and no complicated setup. Your finance information stays on your device and, if enabled, syncs through your private iCloud account. Risewell does not make payments, connect to bank accounts or provide financial advice. It is a planning and tracking tool to help you understand your balances and stay consistent. Rise well tomorrow knowing you have it under control.
Screenshots
Verdict
The clearest difference is update cadence: Risewell at every 3 days against Zedvance's monthly. Zedvance's advantage is iOS requirement (13.0 vs 17.6). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Zedvance ships an update monthly, Risewell every 3 days. The most recent releases landed on October 18, 2026 and October 4, 2026 respectively.
| Parameter | Zedvance | Risewell |
|---|---|---|
| Price | Free | Free |
| Rating | 3.5 (189 ratings) — better | — |
| Positive reviews | 40.0% of reviews | — |
| Number of ratings | 189 — better | — |
| Update frequency | Monthly | Every 3 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 13.0 — better | 17.6 |
| Further details — not scored | ||
| Size | 89 MB | 11 MB |
| Age rating | 4+ | 17+ |
| Developer | Zedvance Limited | MARITIME MASTER LIMITED |
Bugs and requests
Zedvance
Reported bugs
7 issues- Transactions not reflecting
- Loan status not updating
- Unable to delete account
- App is slow
- Transaction errors
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- Cannot add cards
- OTP not being sent
Requested features
7 requests- Clear section to track loan application progress
- Option to delete account
- Improve transaction reflection speed
- Better communication regarding loan status
- Reduce transaction charges
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- Fix OTP sending issues
- Improve card adding functionality
Risewell
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Zedvance
No in-app purchases
Risewell
No in-app purchases









