Comparison

Zedvance vs Risewell

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Zedvance

Access quick loans for unexpected expenses or personal aspirations with flexible repayment terms. Easily pay bills like airtime and electricity, and manage your money conveniently on the go. Enjoy secure, transparent financial solutions with 24/7 access and real-time alerts.

Highlights
  • Quick loans for unplanned expenses
  • Salary loans with up to 18-month repayment
  • Bill payments (airtime, electricity, data)
  • Mobile wallet for on-the-go money management
  • 24/7 access to credit
  • No hidden fees with clear transaction breakdowns
  • Real-time transaction alerts
Features
Read full description

With our new Zedvance app, we've tailored our financial solutions just for you. Zedvance Finance Limited, Nigeria's leading non-bank retail lender, is dedicated to offering accessible and innovative money solutions to individuals and businesses. With 10 years in operation, we have gained the trust of millions of Nigerians. What to expect Quick loan – Get an instant loan to cover your unplanned expenses Salary Loan – Access a loan to finance your personal aspirations with repayment of up to 18 months. Bill Payments - Pay for Airtime, Electricity bill, Internet Data Subscription, with ease Mobile Wallet – Experience the convenience of managing your money on the go How to start: Download the Zedvance app Sign up and open your account Update and complete your profile Upgrade to tier 2 or 3 by providing the required KYC. Start enjoying money solutions made for you. Here’s why you’ll love Zedvance: 24/7 Access - We’ve made access to credit easy and simple. You deserve to experience that. All you have to do is reach out via any of our channels. No Hidden Fees! - What you see is what you pay. To go further, Zedvance provides you with a clear breakdown of your transactions- no matter how insignificant! Real-time alerts - If it took you less than 2 mins to complete a transaction on Zedvance, it takes less than 5 seconds to get a confirmation on your transaction. Security Zedvance is regulated by NDPR, and we take your security very seriously. We use highly bank-grade encryption to secure your personal data Regulatory Zedvance is owned and managed by Zedvance Finance Limited which is fully licensed by the Central Bank of Nigeria (CBN). Privacy & Permissions Please read our privacy policy carefully to get a clear understanding of how we collect, use, protect or otherwise handle your Personally Identifiable Information in accordance with our website and app. We take privacy seriously - all data you choose to share with us is encrypted and your personal information will never be shared without your consent. Read more on our website: zedvance.com/privacy-policy Frequently Asked Questions Find urgent questions you need answers to here: https://zedvance.com/faqs T&Cs: https://www.zedvance.com/terms-and-conditions For more information, visit our website: zedvance.com Stay connected: Facebook: https://facebook.com/zedvance Instagram: https://www.instagram.com/zedvance/ Twitter: https://twitter.com/zedvance LinkedIn: https://www.linkedin.com/company/zedvance-finance/ Get in Touch Customer Service Email: customercare@zedvance.ng Customer Service Hotline: 07001001000 Address: No.65 Karimu Kotun, Victoria Island, Lagos, Nigeria Finance,Loan,Credit,Lending We’d love to hear from you!

About

Risewell

Features
Read full description

Risewell Debt Planner is a calm, private debt tracker and payoff planner for bills, loans, credit cards, subscriptions and collection agreements. Add each balance, plan your monthly budget and see what is left, what you have already paid and what needs attention next. Log payments quickly, set reminders before due dates and follow your own tracking plan. Built for everyday debt and bill management: - Track balances, original amounts, minimum payments and due dates for debts, loans and credit cards - Log payments and watch the remaining balance update instantly - Build a self-directed tracking plan from your current balances, income, expenses and monthly budget - Manage essential expenses and see available money for repayment - Split available budget across active debts evenly or by custom percentages - Track subscriptions, renewal dates, payment methods and upcoming bills - Store collection agreement notes, references and documents privately - Get local reminders before payments are due - Use iCloud sync across your Apple devices - Add Home Screen widgets for debt progress and next payment - Lock the app with Face ID, Touch ID, Optic ID or device passcode - Choose your default currency, with per-balance currency support Risewell is designed to feel calm and practical: no bank connection, no ads, no public sharing and no complicated setup. Your finance information stays on your device and, if enabled, syncs through your private iCloud account. Risewell does not make payments, connect to bank accounts or provide financial advice. It is a planning and tracking tool to help you understand your balances and stay consistent. Rise well tomorrow knowing you have it under control.

Screenshots

Zedvance4 screens
Risewell4 screens

Verdict

The call

The clearest difference is update cadence: Risewell at every 3 days against Zedvance's monthly. Zedvance's advantage is iOS requirement (13.0 vs 17.6). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Zedvance ships an update monthly, Risewell every 3 days. The most recent releases landed on October 18, 2026 and October 4, 2026 respectively.

Scorecard2 real differences · 8 level
Zedvance versus Risewell: the parameters behind the verdict, then further details
ParameterZedvanceRisewell
PriceFreeFree
Rating3.5 (189 ratings) — better—
Positive reviews40.0% of reviews—
Number of ratings189 — better—
Update frequencyMonthlyEvery 3 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchases—
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS13.0 — better17.6
Further details — not scored
Size89 MB11 MB
Age rating4+17+
DeveloperZedvance LimitedMARITIME MASTER LIMITED

Bugs and requests

Zedvance

Reported bugs

7 issues
  • Transactions not reflecting
  • Loan status not updating
  • Unable to delete account
  • App is slow
  • Transaction errors
Show 2 more
  • Cannot add cards
  • OTP not being sent

Requested features

7 requests
  • Clear section to track loan application progress
  • Option to delete account
  • Improve transaction reflection speed
  • Better communication regarding loan status
  • Reduce transaction charges
Show 2 more
  • Fix OTP sending issues
  • Improve card adding functionality

Risewell

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Zedvance

No in-app purchases

None

Risewell

No in-app purchases

Questions

Is Zedvance free?
Zedvance is free to download, with no in-app purchases.
Is Risewell free?
Risewell is free to download, with no in-app purchases.
Do Zedvance or Risewell have ads?
Neither Zedvance nor Risewell shows ads.
Which is updated more often, Zedvance or Risewell?
Zedvance ships an update monthly, and Risewell every 3 days. Most recently, Zedvance was updated on October 18, 2026 and Risewell on October 4, 2026.

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