Comparison

Formal Financial vs DivCal

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Formal Financial

Track investment financials, SEC filings, dividend dates, and earnings for informed decision-making. Provides real-time updates and a user-friendly interface to manage your portfolio efficiently.

Highlights
  • Investment financial tracking
  • SEC filing access
  • Dividend date and amount tracking
  • Earnings date and amount tracking
  • Real-time updates
  • User-friendly interface
Features
Read full description

Stay on top of your investments with our formal financial tracking app. Track investment financials, SEC filings, dividend dates and amounts, earnings dates and amounts, and more. With real-time updates and a user-friendly interface, our app empowers you to make informed decisions about your investments. Whether you're focused on dividends, earnings, or tracking your overall portfolio performance, our app provides the tools you need to manage your investments efficiently and effectively.

About

DivCal

Features
Read full description

Track your dividend income, never miss an ex-date, and grow your passive income portfolio with DivCal. DivCal is the smart dividend tracker that helps you stay on top of every payment. Add your holdings, and DivCal automatically fetches dividend history, calculates your income, and alerts you before important dates. KEY FEATURES: • Dividend Calendar — View upcoming ex-dates and payment dates in a monthly calendar. Switch between your portfolio and market-wide events. • Portfolio Dashboard — Track multiple portfolios with real-time valuation, annual income, yield, and growth metrics. • Smart Notifications — Get alerted before ex-dividend dates and when payments hit your account. • Income Projections — Model dividend growth with DRIP reinvestment scenarios, contributions, and income goals. • Dividend Safety Scores — Evaluate payment reliability with multi-factor scoring based on payout ratios, growth history, and consistency. • Stock Screener — Discover dividend stocks filtered by yield, Aristocrat/King status, sector, and payout ratio. • Detailed Stock Analysis — Complete dividend history, growth rates, yield on cost, and sector information for every holding. • Advanced Analytics — Sector allocation, monthly income breakdown, dividend growth trends, and top payer charts. • Home Screen Widgets — See your next dividend, monthly income, or calendar from your home screen. • CSV Import & Export — Move portfolio data in and out with CSV support. • Backup & Restore — Keep your data safe with full backup functionality. • Try Before You Buy — Every premium feature includes 3 free previews. • Flexible Pricing — Choose Monthly or Lifetime access. Pay once, own forever. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://elly2504.github.io/divcal-pages/privacy/

Screenshots

Formal Financial4 screens
DivCal4 screens

Verdict

The call

The clearest difference is in-app purchases: Formal Financial at none against DivCal's 2. On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. DivCal sells 2 in-app purchases, starting at $9.99 per month. Formal Financial asks for nothing beyond the download.

Scorecard1 real difference · 8 level
Formal Financial versus DivCal: the parameters behind the verdict, then further details
ParameterFormal FinancialDivCal
PriceFreeFree
Rating5.0 (1 ratings) — better—
Number of ratings1 — better—
Update frequency—Weekly
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree—
DevicesiPhone, iPadiPhone, iPad
Requires iOS18.017.0 — better
Further details — not scored
Size0 MB5 MB
Age rating4+4+
DeveloperFormal FinancialYusuf Can Samiloglu

In-app purchases

None

Formal Financial

No in-app purchases

2 purchases

DivCal

Subscriptions1
  • Monthly Premium$9.991 Month
One-time1
  • Lifetime Premium$59.99

Questions

Is Formal Financial free?
Formal Financial is free to download, with no in-app purchases.
Is DivCal free?
DivCal is free to download, with in-app purchases available.
Do Formal Financial or DivCal have ads?
Neither Formal Financial nor DivCal shows ads.

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