Formal Financial vs Dividend Pulse
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Formal Financial
Track investment financials, SEC filings, dividend dates, and earnings for informed decision-making. Provides real-time updates and a user-friendly interface to manage your portfolio efficiently.
- Investment financial tracking
- SEC filing access
- Dividend date and amount tracking
- Earnings date and amount tracking
- Real-time updates
- User-friendly interface
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Stay on top of your investments with our formal financial tracking app. Track investment financials, SEC filings, dividend dates and amounts, earnings dates and amounts, and more. With real-time updates and a user-friendly interface, our app empowers you to make informed decisions about your investments. Whether you're focused on dividends, earnings, or tracking your overall portfolio performance, our app provides the tools you need to manage your investments efficiently and effectively.
Dividend Pulse
Manually track your dividend income and portfolio value without linking brokerage accounts. Monitor monthly and annual income, cost basis, and progress toward your dividend goals. Offers a free plan for basic tracking and a Pro subscription for unlimited holdings.
- Manual portfolio tracking
- Estimated dividend income (monthly/annual)
- Portfolio value estimation
- Cost basis and gain/loss tracking
- Monthly dividend goal progress
- Holdings across multiple accounts
- Privacy-focused, no brokerage login
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Build a calmer way to track your dividend income. Dividend Pulse is a manual-first portfolio tracker for investors who want a simple view of holdings, estimated dividend income, portfolio value, and progress toward a monthly dividend goal without brokerage login. Add stocks or ETFs manually, organize them by account, and see clear estimates based on the values you enter. What you can track: - Estimated monthly dividend income - Estimated annual dividend income - Portfolio value estimate - Cost basis and unrealized gain/loss - Monthly dividend goal progress - Holdings across accounts - Top holdings by value - Saved stock prices when available Manual-first and private by design: - No brokerage username or password required - No Plaid, Robinhood, Webull, or account-linking setup - Your holdings stay on device - Price refresh sends only ticker symbols to retrieve market data when used - Delete your local app data anytime in Settings Dividend Pulse is built for simple tracking, not trading. It does not place trades, move money, provide investment recommendations, or offer financial advice. Values are estimates and may be delayed, incomplete, or inaccurate. Free plan: Track up to 5 holdings and use the basic dividend and wealth dashboard. Dividend Pulse Pro: Upgrade to track unlimited holdings with a monthly or yearly auto-renewable subscription. Subscription pricing is shown in the app before purchase and can be managed or cancelled in your Apple ID account settings. Good for: - Dividend investors - ETF investors - Long-term portfolio tracking - Manual income tracking - Organizing the same ticker across multiple accounts Start with one stock or ETF and build your dividend dashboard over time. Privacy Policy: https://dividendpulse.blogspot.com/2026/05/privacy-policy.html EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is in-app purchases: Formal Financial at none against Dividend Pulse's 2. On price, rating, ratings volume and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Dividend Pulse sells 2 in-app purchases, starting at $2.99 per month. Formal Financial asks for nothing beyond the download.
On the App Store both sit at effectively the same score — 5.0 for Formal Financial against 5.0 for Dividend Pulse. Both are backed by a comparable volume of ratings — 1 and 1 respectively.
| Parameter | Formal Financial | Dividend Pulse |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) | 5.0 (1 ratings) |
| Number of ratings | 1 | 1 |
| Update frequency | — | Every 2 weeks |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free — better | Freemium |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 18.0 — better | 18.6 |
| Further details — not scored | ||
| Size | 0 MB | 7 MB |
| Age rating | 4+ | 4+ |
| Developer | Formal Financial | Rahul Kumar |
Customer experience
Formal Financial
Dividend Pulse
In-app purchases
Formal Financial
No in-app purchases
Dividend Pulse
- Dividend Pulse Monthly$2.991 Month
- Dividend Pulse Yearly$19.991 Year
Questions
Is Formal Financial free?
Is Dividend Pulse free?
Which has better reviews, Formal Financial or Dividend Pulse?
Do Formal Financial or Dividend Pulse have ads?
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