Milkii vs Alegnta
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Milkii
This mobile app provides quick cash loans, asset financing, and airtime loans with transparent terms and flexible repayment options. It offers a simple interest formula for loan costs and a maximum APR of 10%. Users can also make merchant payments easily.
- Cash loans
- Asset financing
- Airtime loans
- Merchant payments
- Flexible repayment terms
- Transparent pricing
- Simple interest formula
Read full descriptionHide full description
Mobile micro-loan application in Ethiopia, brought to you by Oromia Bank. Milkii offers cash loans, asset financing, airtime loans, and merchant loans with transparent terms and flexible repayment options. Key Features: Flexible Repayment Terms: Choose from repayment periods ranging from 30 to 180 days, allowing you to repay at your convenience. Transparent Pricing: We use a simple interest formula to calculate loan costs, ensuring full transparency in fees and interest rates. Maximum APR: Our loans have a maximum Annual Percentage Rate (APR) of 10%. We are committed to providing affordable lending solutions. Representative Loan Example: Cash Loan - Milkii Loan Amount: 500 ETB Total Charges: 50 ETB Total Interest: 0 ETB Repayment Period: 30 days Frequency: Monthly Airtime Loan - Milkii Airtime Loan Amount: 25 ETB Total Charges: 0 ETB Total Interest: 0 ETB Repayment Period: 30 days Frequency: Monthly Merchant Payments: Easily pay for goods at Milkii and SantimPay merchants using your loan, enhancing your shopping experience. Commitment to Transparency: At Oromia Bank, we believe in empowering our customers with clear information about loan quality, features, fees, risks, and benefits. We are dedicated to helping you make informed financial decisions.
Alegnta
Access various types of cash loans, asset financing, airtime loans, and merchant loans. This mobile application provides transparent terms and flexible repayment options for users in Ethiopia.
- Cash loans
- Asset financing
- Airtime loans
- Merchant loans
- Transparent terms
- Flexible repayment
Read full descriptionHide full description
Mobile micro-loan application in Ethiopia, brought to you by Lion International Bank. Alegnta offers cash loans, asset financing, airtime loans, and merchant loans with transparent terms and flexible repayment options.
Screenshots
Verdict
The clearest difference is rating: Milkii at 4.8 against Alegnta's 4.0. Milkii also leads on update cadence (fortnightly vs every 5 months) and ratings volume (4 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Milkii holds the better App Store score, 4.8 against 4.0. Both are backed by a comparable volume of ratings — 4 and 1 respectively.
Milkii ships an update fortnightly, Alegnta every 5 months. The most recent releases landed on October 24, 2026 and October 20, 2026 respectively.
| Parameter | Milkii | Alegnta |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (4 ratings) — better | 4.0 (1 ratings) |
| Number of ratings | 4 — better | 1 |
| Update frequency | Fortnightly — better | Every 5 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 13.0 — better | 14.0 |
| Further details — not scored | ||
| Size | 54 MB | 83 MB |
| Age rating | 4+ | 4+ |
| Developer | OROMIA INTERNATIONAL BANK | Lion International Bank |
In-app purchases
Milkii
No in-app purchases
Alegnta
No in-app purchases
