Milkii vs Savvy Expense Pro
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Milkii
This mobile app provides quick cash loans, asset financing, and airtime loans with transparent terms and flexible repayment options. It offers a simple interest formula for loan costs and a maximum APR of 10%. Users can also make merchant payments easily.
- Cash loans
- Asset financing
- Airtime loans
- Merchant payments
- Flexible repayment terms
- Transparent pricing
- Simple interest formula
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Mobile micro-loan application in Ethiopia, brought to you by Oromia Bank. Milkii offers cash loans, asset financing, airtime loans, and merchant loans with transparent terms and flexible repayment options. Key Features: Flexible Repayment Terms: Choose from repayment periods ranging from 30 to 180 days, allowing you to repay at your convenience. Transparent Pricing: We use a simple interest formula to calculate loan costs, ensuring full transparency in fees and interest rates. Maximum APR: Our loans have a maximum Annual Percentage Rate (APR) of 10%. We are committed to providing affordable lending solutions. Representative Loan Example: Cash Loan - Milkii Loan Amount: 500 ETB Total Charges: 50 ETB Total Interest: 0 ETB Repayment Period: 30 days Frequency: Monthly Airtime Loan - Milkii Airtime Loan Amount: 25 ETB Total Charges: 0 ETB Total Interest: 0 ETB Repayment Period: 30 days Frequency: Monthly Merchant Payments: Easily pay for goods at Milkii and SantimPay merchants using your loan, enhancing your shopping experience. Commitment to Transparency: At Oromia Bank, we believe in empowering our customers with clear information about loan quality, features, fees, risks, and benefits. We are dedicated to helping you make informed financial decisions.
Savvy Expense Pro
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Savvy Expense Pro helps you spend with intention, track every dollar, set goals, and take control of your finances without the clutter. Spend on Purpose The redesigned dashboard gives you a clear picture of your month at a glance. See how much you've spent, how much is coming in, and where your money is going. All in one clean view. No spreadsheets. No noise. Just the numbers that matter. Plan Ahead, Stay on Track Schedule recurring bills, income, and transfers so they show up before you need to confirm them. Set spending budgets and income targets with visual progress bars that tell you if you're on track or over budget. Get daily reminders to log your transactions so you never lose track. Your Money, Organized Track cash, bank accounts, e-wallets, and credit cards in one place with your total net worth always visible. Tag transactions by merchant, create custom categories, and define your income sources. Everything is searchable, filterable, and yours to export. Built for Real Life Works across iPhone, iPad, and Mac with cloud sync so your data follows you. Sign in with email, Google, or Apple. Light or dark mode. Your data stays encrypted and secure, and you can export or delete it anytime. Version 2 brings a completely redesigned dashboard, planned transaction management, and a more polished experience. If you've been looking for a reason to get your finances in order, this is it!
Screenshots
Verdict
The clearest difference is price: Milkii at Free against Savvy Expense Pro's $1.99. Milkii also leads on iOS requirement (13.0 vs 17.2). On update cadence, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Milkii is free to download; Savvy Expense Pro costs $1.99 up front. Neither carries in-app purchases, so what you see is what you pay.
Milkii ships an update fortnightly, Savvy Expense Pro every 4 weeks. The most recent releases landed on October 30, 2026 and November 8, 2026 respectively.
| Parameter | Milkii | Savvy Expense Pro |
|---|---|---|
| Price | Free — better | $1.99 |
| Rating | 4.8 (4 ratings) — better | — |
| Number of ratings | 4 — better | — |
| Update frequency | Fortnightly — better | Every 4 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod | iPhone, iPad, Mac |
| Requires iOS | 13.0 — better | 17.2 |
| Further details — not scored | ||
| Size | 54 MB | 60 MB |
| Age rating | 4+ | 4+ |
| Developer | OROMIA INTERNATIONAL BANK | Cris Rene Denopol |
In-app purchases
Milkii
No in-app purchases
Savvy Expense Pro
No in-app purchases









