Milkii vs SIINQEE Plus
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Milkii
This mobile app provides quick cash loans, asset financing, and airtime loans with transparent terms and flexible repayment options. It offers a simple interest formula for loan costs and a maximum APR of 10%. Users can also make merchant payments easily.
- Cash loans
- Asset financing
- Airtime loans
- Merchant payments
- Flexible repayment terms
- Transparent pricing
- Simple interest formula
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Mobile micro-loan application in Ethiopia, brought to you by Oromia Bank. Milkii offers cash loans, asset financing, airtime loans, and merchant loans with transparent terms and flexible repayment options. Key Features: Flexible Repayment Terms: Choose from repayment periods ranging from 30 to 180 days, allowing you to repay at your convenience. Transparent Pricing: We use a simple interest formula to calculate loan costs, ensuring full transparency in fees and interest rates. Maximum APR: Our loans have a maximum Annual Percentage Rate (APR) of 10%. We are committed to providing affordable lending solutions. Representative Loan Example: Cash Loan - Milkii Loan Amount: 500 ETB Total Charges: 50 ETB Total Interest: 0 ETB Repayment Period: 30 days Frequency: Monthly Airtime Loan - Milkii Airtime Loan Amount: 25 ETB Total Charges: 0 ETB Total Interest: 0 ETB Repayment Period: 30 days Frequency: Monthly Merchant Payments: Easily pay for goods at Milkii and SantimPay merchants using your loan, enhancing your shopping experience. Commitment to Transparency: At Oromia Bank, we believe in empowering our customers with clear information about loan quality, features, fees, risks, and benefits. We are dedicated to helping you make informed financial decisions.
SIINQEE Plus
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Experience secure and convenient banking with the Siinqee Mobile Banking App! Effortlessly manage your account, transfer funds, pay bills, scan and pay with QR codes, handle beneficiaries, and view statements—all from the comfort of your device. Banking has never been easier!
Screenshots
Verdict
The clearest difference is update cadence: Milkii at fortnightly against SIINQEE Plus's every 5 months. Milkii also leads on iOS requirement (13.0 vs 15.0). SIINQEE Plus's advantage is rating (5.0 vs 4.8). On price, ratings volume, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
SIINQEE Plus holds the better App Store score, 5.0 against 4.8. Both are backed by a comparable volume of ratings — 4 and 4 respectively.
Milkii ships an update fortnightly, SIINQEE Plus every 5 months. The most recent releases landed on October 30, 2026 and November 8, 2026 respectively.
| Parameter | Milkii | SIINQEE Plus |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (4 ratings) | 5.0 (4 ratings) — better |
| Positive reviews | — | 100.0% of reviews |
| Number of ratings | 4 | 4 |
| Update frequency | Fortnightly — better | Every 5 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 13.0 — better | 15.0 |
| Further details — not scored | ||
| Size | 54 MB | 47 MB |
| Age rating | 4+ | 4+ |
| Developer | OROMIA INTERNATIONAL BANK | Siinqee Bank SC |
Customer experience
Milkii
SIINQEE Plus
In-app purchases
Milkii
No in-app purchases
SIINQEE Plus
No in-app purchases
