Comparison

Tingtel vs MasaMasa

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Tingtel

Easily convert airtime to cash, pay bills, and fund various wallets. This app allows you to buy airtime at discounted rates and transfer it anonymously. It also facilitates funding betting wallets and settling insurance premiums without needing a bank card.

Highlights
  • Convert airtime to cash
  • Pay utility bills with airtime
  • Fund mobile money wallets
  • Fund betting wallets
  • Buy airtime at discounted rates
  • Transfer airtime anonymously
Features
Read full description

Tingtel App is the #1 App for anything Airtime in Nigeria. Easily convert Airtime to Cash at the lowest rate, pay bills online with Airtime, convert Airtime to fund MTN MoMo and Airtel SmartCash wallet, fund betting wallet with Airtime, buy Airtime with debit card at discounted rates, and so much more. AIRTIME TO MOBILE MONEY (NEW) Convert any 9ja Airtime to fund mobile money wallet: MTN MoMo and Airtel SmartCash without network restrictions. FUND WITH AIRTIME Easily fund wallet with Airtime. Convert your Airtime instantly to fund betting wallets, and settle insurance premiums without a bank card! AIRTIME BILLS Pay utility bills online; prepaid and postpaid electricity bills, Cable TV, Internet services, and fund betting wallet with Airtime. BUY AIRTIME Discounted Airtime every day, that’s the Tingtel way! Buy Airtime online and get discount on every Airtime purchase. SELL AIRTIME Convert Airtime to Cash and get credited instantly in any bank Account to pay for goods online, or withdraw at any POS or ATM outlet. PAY WITH AIRTIME No change? No problem. Simply pay with Airtime. You can send Airtime from one network to another seamlessly with Tingtel. AIRTIME QR Transfer or Receive Airtime without Sharing your name, number or network TINGTEL ID Conveniently send Airtime to any phone using Tingtel ID, which means no name, no phone or network, just dial *347*85# to send and receive Airtime instantly and anonymously! For more information: Reach out: support@tingtel.com / WhatsApp us 08179472458. Connect with us on our social media platforms @TingtelNG on Instagram, Facebook, and Twitter.

About

MasaMasa

Features
Read full description

Instant Crypto to Naira. Pay Bills. Earn Bonuses. Need a fast and reliable way to convert crypto to Naira? MasaMasa is Nigeria’s seamless crypto-to-NGN app built for instant swaps, smooth bill payments, and rewarding bonuses — all in one secure platform. Join thousands of smart users who trust MasaMasa for quick settlements, competitive rates, and stress-free payments. Lightning-Fast Crypto to Naira Convert your digital assets to Nigerian Naira in minutes. • Instant USDT, USDC, and crypto to NGN • Competitive real-time exchange rates • Fast bank payouts • Simple and smooth experience • No P2P stress or vendor delays With Masa Masa, turning crypto into cash is fast, secure, and reliable. Bill Payments Made Easy Pay your everyday bills without switching apps. • Airtime recharge (MTN, Airtel, Glo, 9mobile) • Internet & data subscriptions • Instant confirmation on payments Handle your daily finances in seconds. Get Rewarded with Bonuses MasaMasa doesn’t just process transactions — we reward you for them. • Bonus rewards on eligible transactions • Special promotions and offers • More value every time you swap or pay Built for Security & Trust Your funds are protected with modern security infrastructure designed for reliability and peace of mind. • Advanced encryption • Secure transaction processing • Fraud monitoring systems • Safe and stable payouts Why Choose Masa Masa? • Fast crypto to Naira swaps • Smooth bill payment experience • Competitive exchange rates • Transaction bonuses • No P2P stress • Clean, user-friendly interface • Reliable Nigerian payouts How Masa Masa Works Step 1: Create your free account in minutes. Step 2: Send USDT, BTC, ETH, or supported crypto to your wallet. Step 3: Convert instantly and receive Naira in your bank account. Simple. Fast. Reliable. Built for Nigerians Whether you are: • A freelancer receiving crypto • A trader cashing out profits • A business managing settlements • Or anyone paying everyday bills MasaMasa gives you speed, convenience, and control.

Screenshots

Tingtel4 screens
MasaMasa4 screens

Verdict

The call

The clearest difference is update cadence: MasaMasa at weekly against Tingtel's every 2 months. Tingtel's advantage is iOS requirement (12.0 vs 15.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Tingtel ships an update every 2 months, MasaMasa weekly. The most recent releases landed on October 25, 2026 and October 31, 2026 respectively.

Scorecard2 real differences · 8 level
Tingtel versus MasaMasa: the parameters behind the verdict, then further details
ParameterTingtelMasaMasa
PriceFreeFree
Rating2.1 (30 ratings) — better—
Positive reviews7.7% of reviews—
Number of ratings30 — better—
Update frequencyEvery 2 monthsWeekly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS12.0 — better15.0
Further details — not scored
Size70 MB46 MB
Age rating4+4+
DeveloperTingtel LimitedMasaMasa

In-app purchases

None

Tingtel

No in-app purchases

None

MasaMasa

No in-app purchases

Questions

Is Tingtel free?
Tingtel is free to download, with no in-app purchases.
Is MasaMasa free?
MasaMasa is free to download, with no in-app purchases.
Do Tingtel or MasaMasa have ads?
Neither Tingtel nor MasaMasa shows ads.
Which is updated more often, Tingtel or MasaMasa?
Tingtel ships an update every 2 months, and MasaMasa weekly. Most recently, Tingtel was updated on October 25, 2026 and MasaMasa on October 31, 2026.

Other comparisons