Comparison

FinCep vs MonthPilot

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

FinCep

Features
Read full description

LestonzTech tarafından geliştirilen FinCep, hızlı ve kolay bir şekilde finansal varlıklarınızı takip etmenize yardımcı bir mobil uygulamadır. Basit ara yüzü sayesinde hızlı ve çabuk anlaşılır bir deneyim sunar. Tamamen ücretsiz ve herhangi bir kulanıcı giriş bilgisi istemeden kullanmanıza olanak tanır.

About

MonthPilot

Features
Read full description

MonthPilot is a personal finance app that shows your month-end before it arrives. Track credit card balances, recurring bills, rent, subscriptions, and income — all in one place. No bank integration. You enter what you owe, MonthPilot organizes, visualizes, and reminds. WHY MONTHPILOT? Most finance apps show "what you spent." MonthPilot shows "what's about to happen." Current balance + upcoming automatic payments + your spending average = no surprises. FEATURES • Month-End Forecast: Current balance + recurring payments + estimate = where you'll land this month • Recurring Payments: Electricity, water, gas, internet, mobile, Netflix, Spotify, rent — enter once, auto-generated every month • Credit Card Tracking: Balances, statement dates, due dates • Smart Reminders: X days before due, on due date, monthly summary • Multi-Currency (Premium): TRY + USD + EUR + Gold, with real-time central bank rates • Category Reports: Monthly trend chart, category pie chart, month-over-month comparison • Calendar View: See every payment on one calendar PRIVACY-FIRST • No bank integration — we never store card numbers • All your data is encrypted in Supabase, visible only to you • Ads are non-personalized — we don't share IDFA • Toggle analytics off from Settings (KVKK/GDPR compliant) FREE vs PREMIUM Free: 5 accounts, 10 recurring payments, 12 months of history, 1-month forecast, single primary currency Premium: Unlimited accounts and recurring, 3-month forecast, multi-currency (USD/EUR/Gold), biometric lock, CSV export, ad-free Premium pricing: Monthly $0.99 / Yearly $3.99 / Lifetime $6.99 (first 1000 users) PREMIUM SUBSCRIPTION TERMS Payment will be charged to your Apple ID account at confirmation of purchase. Subscription automatically renews unless canceled at least 24 hours before the end of the current period. Renewal is charged within 24 hours of the period end at the same price. You can manage your subscription via Apple ID Account Settings or cancel after purchase. Privacy Policy: https://monthpilot.vercel.app/privacy Terms of Use: https://monthpilot.vercel.app/terms

Screenshots

FinCep4 screens
MonthPilot4 screens

Verdict

The call

The clearest difference is in-app purchases: FinCep at none against MonthPilot's 3. FinCep also leads on iOS requirement (13.4 vs 15.1). MonthPilot's advantage is update cadence (fortnightly vs every 9 months). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. MonthPilot sells 3 in-app purchases, starting at $0.99 per month. FinCep asks for nothing beyond the download.

UpkeepUpdate frequency

FinCep ships an update every 9 months, MonthPilot fortnightly. The most recent releases landed on October 9, 2026 and October 7, 2026 respectively.

Scorecard3 real differences · 3 level
FinCep versus MonthPilot: the parameters behind the verdict, then further details
ParameterFinCepMonthPilot
PriceFreeFree
Update frequencyEvery 9 monthsFortnightly — better
AdsNoNo
In-app purchasesNo — betterYes
DevicesiPhone, iPodiPhone, iPod
Requires iOS13.4 — better15.1
Further details — not scored
Size32 MB37 MB
Age rating17+4+
DeveloperEFEKAN SAHINYavuz Oztel

In-app purchases

None

FinCep

No in-app purchases

3 purchases

MonthPilot

Subscriptions2
  • Monthly Premium$0.991 Month
  • Yearly Premium$3.991 Year
One-time1
  • Lifetime Premium$6.99

Questions

Is FinCep free?
FinCep is free to download, with no in-app purchases.
Is MonthPilot free?
MonthPilot is free to download, with in-app purchases available.
Do FinCep or MonthPilot have ads?
Neither FinCep nor MonthPilot shows ads.
Which is updated more often, FinCep or MonthPilot?
FinCep ships an update every 9 months, and MonthPilot fortnightly. Most recently, FinCep was updated on October 9, 2026 and MonthPilot on October 7, 2026.

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