Comparison

Dzengi vs Spendy Smart

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Dzengi

Read full description

Welcome to Dzengi — your all-in-one finance management app. Dzengi is designed to help you achieve financial stability, organize your spending and savings, and manage your budget with ease. Key Features of Dzengi: • Budget Planning: Set a financial period (weekly, monthly) and allocate income across spending categories. • Expense Tracking: Log your expenses in real-time and monitor your remaining budget. • Funds & Savings: Create funds for essential expenses (e.g., mortgage, child support) and long-term goals (e.g., vacation, reserves). • Analytics: Analyze income and expenses daily, weekly, monthly, or yearly using charts and graphs. • Flexibility: Carry over budget balances to the next period or reallocate them across categories. Why Dzengi? • User-Friendly Interface. Even beginners can easily manage their budget. • Complete Privacy. Your data is secure and never shared with third parties. • Offline Access. Manage your finances anytime, anywhere. Example Use Cases: • Set financial goals like saving for a vacation or a major purchase. • Distribute income across expense categories to control spending. • Track real-time expenses for each category, such as “Food & Household” or “Transport.” Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: http://dzengi.app.supernova-dev.com/privacy/DzengiPrivacyPolicyEN.pdf

About

Spendy Smart

Features
Read full description

Take control of your finances with Spendy Smart. Add your expenses in seconds and see where your money really goes. Spendy Smart helps you understand your spending habits and plan better for the future. Whether you're saving for something special or just want to keep your budget under control, Spendy Smart helps you make every dollar count. Free features: • Quick and simple expense entry Spendy Smart Premium: • Beautiful charts to visualize your spending • Weekly, monthly, and yearly overviews • Advanced analytics and insights Spendy Smart Premium is available as an auto-renewable subscription. Payment will be charged to your Apple ID account at confirmation of purchase. Subscription automatically renews unless canceled at least 24 hours before the end of the current period. You can manage and cancel your subscriptions in your App Store account settings. Manage your money easily. Spendy Smart, live better. Privacy Policy: https://docs.google.com/document/d/1NaAwh5n4eV7HqZVvtXbz-ctTnwIJjF9N8yM9S2q2qeQ Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Dzengi4 screens
Spendy Smart4 screens

Verdict

The call

The clearest difference is in-app purchases: Dzengi at none against Spendy Smart's 3. Dzengi also leads on ads (none vs shown) and iOS requirement (13.4 vs 17.0). On price, update cadence and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Spendy Smart sells 3 in-app purchases, starting at $1.99 per 7 days. Dzengi asks for nothing beyond the download.

UpkeepUpdate frequency

Dzengi ships an update every 5 weeks, Spendy Smart monthly. The most recent releases landed on September 9, 2026 and September 5, 2026 respectively.

Scorecard3 real differences · 3 level
Dzengi versus Spendy Smart: the parameters behind the verdict, then further details
ParameterDzengiSpendy Smart
PriceFreeFree
Update frequencyEvery 5 weeksMonthly — better
AdsNo — betterYes
In-app purchasesNo — betterYes
DevicesiPhone, iPod — betteriPhone
Requires iOS13.4 — better17.0
Further details — not scored
Size23 MB58 MB
Age rating4+4+
DeveloperIrina NarchemashviliHleb Rastsisheuski

In-app purchases

None

Dzengi

No in-app purchases

3 purchases

Spendy Smart

Subscriptions3
  • Premium access for a week$1.997 Days
  • Premium access for a month$4.991 Month
  • Premium access for a year7 Days trial$29.991 Year

Questions

Is Dzengi free?
Dzengi is free to download, with no in-app purchases.
Is Spendy Smart free?
Spendy Smart is free to download, with in-app purchases available.
Do Dzengi or Spendy Smart have ads?
Spendy Smart shows ads; Dzengi does not.
Which is updated more often, Dzengi or Spendy Smart?
Dzengi ships an update every 5 weeks, and Spendy Smart monthly. Most recently, Dzengi was updated on September 9, 2026 and Spendy Smart on September 5, 2026.

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