Spendy Smart vs Wally
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Spendy Smart
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Take control of your finances with Spendy Smart. Add your expenses in seconds and see where your money really goes. Spendy Smart helps you understand your spending habits and plan better for the future. Whether you're saving for something special or just want to keep your budget under control, Spendy Smart helps you make every dollar count. Free features: • Quick and simple expense entry Spendy Smart Premium: • Beautiful charts to visualize your spending • Weekly, monthly, and yearly overviews • Advanced analytics and insights Spendy Smart Premium is available as an auto-renewable subscription. Payment will be charged to your Apple ID account at confirmation of purchase. Subscription automatically renews unless canceled at least 24 hours before the end of the current period. You can manage and cancel your subscriptions in your App Store account settings. Manage your money easily. Spendy Smart, live better. Privacy Policy: https://docs.google.com/document/d/1NaAwh5n4eV7HqZVvtXbz-ctTnwIJjF9N8yM9S2q2qeQ Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Wally
This app helps you manage your daily income and expenses to gain control over your finances. Track spending habits, understand where money goes, and make informed financial decisions with detailed analytics and transaction history.
- Multi-currency and cryptocurrency support
- Multiple wallet management
- Quick income/expense entry
- Recurring transaction setup
- Inter-wallet transfers
- Detailed analytics and charts
- Transaction history with search/filters
- Expense profiles
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Wally — Watch My Wallet is a convenient and fast budget tracker for managing your daily income and expenses. The app helps you stay in control of your finances, track your spending habits, and better understand where your money goes. With Wally, you get: • Support for almost all currencies, including cryptocurrencies • The ability to manage multiple wallets at the same time • Quick income and expense entry with convenient categories and icons • Recurring transactions with flexible rules • Transfers between wallets • Analytics by day, month, and year: charts, stats, and period comparisons • Transaction history with fast search and powerful filters • Profiles to separate personal, work, and family expenses Wally helps you track expenses in seconds, see the full picture of your finances, and make more confident financial decisions every day.
Screenshots
Verdict
The clearest difference is in-app purchases: Wally at none against Spendy Smart's 3. Wally also leads on ads (none vs shown) and update cadence (weekly vs monthly). On price, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Spendy Smart sells 3 in-app purchases, starting at $1.99 per 7 days. Wally asks for nothing beyond the download.
Spendy Smart ships an update monthly, Wally weekly. The most recent releases landed on October 7, 2026 and October 28, 2026 respectively.
| Parameter | Spendy Smart | Wally |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (2 ratings) — better |
| Number of ratings | — | 2 — better |
| Update frequency | Monthly | Weekly — better |
| Ads | Yes | No — better |
| In-app purchases | Yes | No — better |
| Monetization | — | Free |
| Devices | iPhone | iPhone, iPad — better |
| Requires iOS | 17.0 | 16.0 — better |
| Further details — not scored | ||
| Size | 58 MB | 105 MB |
| Age rating | 4+ | 4+ |
| Developer | Hleb Rastsisheuski | Aleksandrs Voznarskis |
In-app purchases
Spendy Smart
- Premium access for a week$1.997 Days
- Premium access for a month$4.991 Month
- Premium access for a year7 Days trial$29.991 Year
Wally
No in-app purchases









