BeanLedger vs 速记账单
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
BeanLedger
This personal finance app offers streamlined double-entry bookkeeping with no sign-in or ads. Track all your financial moves, visualize your spending with powerful charts, and manage assets and income across multiple currencies. Data is stored locally and synced via iCloud for ultimate privacy.
- Double-entry bookkeeping
- Local data storage & iCloud sync
- Calendar view with recurring transactions
- Powerful financial charts & visualizations
- Home screen & lock screen widgets
- Multi-currency support
- Apple Watch transaction entry
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Bring everyday bookkeeping and asset tracking together. Record income and expenses, see your account balances and net worth, and review investment gains and losses by month or year. BeanLedger supports multiple currencies, with no ads or BeanLedger account required. [Everyday Income & Expenses] Quickly record spending, income, transfers, and refunds. Review transactions in a calendar, explore categories and events, and filter records to find the details you need. Double-entry bookkeeping connects each transaction to your accounts for a consistent view of your money. [Your Assets in One Place] Keep track of assets, debts, and net worth across accounts. Follow balance trends, compare income and expenses, and explore how money moves with the asset Sankey diagram. Create a Financial Recap to review and share a month or year. [Investment Returns] Record investment income and expenses alongside your everyday finances. Review the resulting gains, losses, and return rates by month or year, with a breakdown by investment account. Returns are based on your recorded transactions, rather than live market prices. [Multiple Currencies] Manage accounts in different currencies and view your finances in your base currency. Exchange-rate lookup includes built-in fallback rates when current rates are unavailable. [Private Records, Easy Access] Your financial records stay on your devices and sync through your iCloud; BeanLedger does not store them on its own server. Automatic backups help you restore your records. Add transactions from Apple Watch, use widgets on supported watch faces, and access balances and quick entry from Home Screen and Lock Screen widgets, Control Center, and Siri shortcuts. [Plan & Explore] Set up recurring transaction plans, category budgets, and account, net worth, or debt goals with optional reminders. Use transaction locations to revisit spending on a map. Export a Beancount-compatible ledger for further analysis. With BeanLedger Pro, create custom metrics from income, expenses, and transaction categories and analyze any date range. --- [BeanLedger Pro] Choose a one-time purchase for lifetime access to premium features, or a subscription for access while it remains active. No ads with either option. If you choose to subscribe to the membership, your subscription will automatically renew through your iTunes account after purchase confirmation and payment. Your Apple iTunes account will be charged within 24 hours before the expiration of the current period. Upon successful payment, the subscription period will extend for another billing cycle. To cancel the renewal, please manually disable auto-renewal in your iTunes or Apple account settings at least 24 hours before the current subscription period ends. Cancellation of this service is at your own discretion. If you choose not to cancel, the renewal service for the next billing cycle will be activated automatically. User Agreement: https://my.feishu.cn/wiki/INLGw3WtQiNyO1kOPWXcG2WEnQc Privacy Policy: https://my.feishu.cn/wiki/RCTPwbGY6iIpdmkP4AUcWpFYn0b
速记账单
Effortlessly manage your daily income and expenses with this fast, ad-free tool. Visualize your spending with dynamic charts and enjoy secure, local data storage. Offers flexible subscription options or a one-time purchase for premium features.
- 3-second automated bookkeeping
- Dynamic spending charts
- Lightweight and secure
- Customizable accounting periods
- iCloud backup and multi-device sync
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无广告,快捷指令极速记账工具 app,3秒完成日常收支管理 核心功能 - 极速体验:自动记账仅需3步完成记账 - 透明消费:动态图表揭示“钱去哪儿了”,避免月底对账焦虑 - 轻量安全:无广告、无冗余权限,数据仅存于你的手机 - 动态图表:消费占比饼图、收支对比柱状图,支持点击查看明细。 - 自定义周期: 自定义记账周期. - iCloud 备份: 多端同步, 保护数据防止丢失. ---------------------- 速记账单专业版是自动订阅的形式, 提供按月或按年订阅. 也可以选择一次买断, 后续不再收费. 开通 按月订阅/按年订阅 则视为您授权在您开通的高级版服务订阅即将到期时,从您的iTunes账户(简称“账户”)代扣下一个计费周期的高级版版服务费用. 扣费时间为计费周期前 24 小时内. 因上述账户余额不足导致扣费失败的, 我的书橱有权在不作另行通知的前提下, 停或终止您的专业版服务. 已经开通了按月/按年订阅的用户, 如果想转为永久买断, 请主动通过订阅管理取消订阅, 以避免重复扣费, 给您造成不必要的损失. 关于取消已开通的自动续期服务, 您可以在 AppStore -> 个人中心 -> 订阅 中取消订阅. 更加详细的请阅读以下文件: 隐私政策:https://snapbill.mistar.tech/blog/terms/privacy-policy 服务条款:https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
BeanLedger and 速记账单 both sit at 5.0 stars, but that hides the real split: 94% of 速记账单's written reviews are positive against 75% of BeanLedger's. On price, rating, ratings volume and update cadence there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. BeanLedger sells 4 in-app purchases, starting at $0.99 per month and 速记账单 sells 3 in-app purchases, starting at $0.99 per 7 days. Whichever you choose, the download price is not the number that matters.
On the App Store both sit at effectively the same score — 5.0 for BeanLedger against 5.0 for 速记账单. Both are backed by a comparable volume of ratings — 2 and 4 respectively. Written reviews are what separate them: 75% of BeanLedger's written reviews are positive against 94% of 速记账单's.
BeanLedger ships an update weekly, 速记账单 every 10 days. Both last shipped on September 22, 2026.
| Parameter | BeanLedger | 速记账单 |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (2 ratings) | 5.0 (4 ratings) |
| Positive reviews | 75.0% of reviews | 93.5% of reviews — better |
| Number of ratings | 2 | 4 — better |
| Update frequency | Weekly — better | Every 10 days |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | Free with in-app purchases |
| Devices | iPhone, iPad, Apple Watch — better | iPhone, iPad |
| Requires iOS | 17.0 | 16.1 — better |
| Further details — not scored | ||
| Size | 55 MB | 21 MB |
| Age rating | 4+ | 4+ |
| Developer | 琦 黎 | 俊锋 仝 |
Customer experience
BeanLedger
速记账单
In-app purchases
BeanLedger
- Monthly Subscription3 Days trial$0.991 Month
- Weekly Subscription$0.997 Days
- Annual Subscription1 Year trial$6.991 Year
- Lifetime Access$14.99
速记账单
- 周会员$0.997 Days
- 年度会员$3.991 Year
- 永久会员(早鸟价)$4.99







