Comparison

BeanLedger vs 徕财

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BeanLedger

This personal finance app offers streamlined double-entry bookkeeping with no sign-in or ads. Track all your financial moves, visualize your spending with powerful charts, and manage assets and income across multiple currencies. Data is stored locally and synced via iCloud for ultimate privacy.

Highlights
  • Double-entry bookkeeping
  • Local data storage & iCloud sync
  • Calendar view with recurring transactions
  • Powerful financial charts & visualizations
  • Home screen & lock screen widgets
  • Multi-currency support
  • Apple Watch transaction entry
Features
Read full description

Bring everyday bookkeeping and asset tracking together. Record income and expenses, see your account balances and net worth, and review investment gains and losses by month or year. BeanLedger supports multiple currencies, with no ads or BeanLedger account required. [Everyday Income & Expenses] Quickly record spending, income, transfers, and refunds. Review transactions in a calendar, explore categories and events, and filter records to find the details you need. Double-entry bookkeeping connects each transaction to your accounts for a consistent view of your money. [Your Assets in One Place] Keep track of assets, debts, and net worth across accounts. Follow balance trends, compare income and expenses, and explore how money moves with the asset Sankey diagram. Create a Financial Recap to review and share a month or year. [Investment Returns] Record investment income and expenses alongside your everyday finances. Review the resulting gains, losses, and return rates by month or year, with a breakdown by investment account. Returns are based on your recorded transactions, rather than live market prices. [Multiple Currencies] Manage accounts in different currencies and view your finances in your base currency. Exchange-rate lookup includes built-in fallback rates when current rates are unavailable. [Private Records, Easy Access] Your financial records stay on your devices and sync through your iCloud; BeanLedger does not store them on its own server. Automatic backups help you restore your records. Add transactions from Apple Watch, use widgets on supported watch faces, and access balances and quick entry from Home Screen and Lock Screen widgets, Control Center, and Siri shortcuts. [Plan & Explore] Set up recurring transaction plans, category budgets, and account, net worth, or debt goals with optional reminders. Use transaction locations to revisit spending on a map. Export a Beancount-compatible ledger for further analysis. With BeanLedger Pro, create custom metrics from income, expenses, and transaction categories and analyze any date range. --- [BeanLedger Pro] Choose a one-time purchase for lifetime access to premium features, or a subscription for access while it remains active. No ads with either option. If you choose to subscribe to the membership, your subscription will automatically renew through your iTunes account after purchase confirmation and payment. Your Apple iTunes account will be charged within 24 hours before the expiration of the current period. Upon successful payment, the subscription period will extend for another billing cycle. To cancel the renewal, please manually disable auto-renewal in your iTunes or Apple account settings at least 24 hours before the current subscription period ends. Cancellation of this service is at your own discretion. If you choose not to cancel, the renewal service for the next billing cycle will be activated automatically. User Agreement: https://my.feishu.cn/wiki/INLGw3WtQiNyO1kOPWXcG2WEnQc Privacy Policy: https://my.feishu.cn/wiki/RCTPwbGY6iIpdmkP4AUcWpFYn0b

About

徕财

Features
Read full description

徕财,让记账更轻松高效。 徕财是一款专注于个人记账的智能工具,帮助你快速记录日常消费,洞察收支结构,轻松掌握财务状况。 无论你是日常消费、出差支出、还是理财规划,徕财都能为你提供高效、清晰、愉快的记账体验。 主要功能亮点: 截图自动识别 支持识别支付截图中的金额和时间,秒记账单,极简高效。 多账本管理 工作账、生活账、旅行账自由创建,分类清晰不混乱。 图表分析 多种图表呈现你的消费趋势与分类占比,理清花销不费力。 账户与分类自定义 灵活设置收入/支出类别,账户信息一目了然。 数据安全同步 数据存储于 iCloud,本地也可备份,保障你的数据隐私。 快捷指令支持 搭配 Siri 快速添加账单,支持自动化与截图识别联动。

Screenshots

BeanLedger4 screens
徕财4 screens

Verdict

The call

The clearest difference is rating: BeanLedger at 5.0 against 徕财's 4.7. 徕财's advantage is update cadence (every 2 days vs weekly) and iOS requirement (15.6 vs 17.0). On price, review sentiment, ratings volume and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. BeanLedger sells 4 in-app purchases, starting at $0.99 per month and 徕财 sells 2 in-app purchases, starting at $0.99 per year. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

BeanLedger holds the better App Store score, 5.0 against 4.7. Both are backed by a comparable volume of ratings — 2 and 3 respectively. Written reviews complicate that: 75% of BeanLedger's written reviews are positive against 81% of 徕财's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

BeanLedger ships an update weekly, 徕财 every 2 days. The most recent releases landed on September 22, 2026 and September 21, 2026 respectively.

Scorecard3 real differences · 7 level
BeanLedger versus 徕财: the parameters behind the verdict, then further details
ParameterBeanLedger徕财
PriceFreeFree
Rating5.0 (2 ratings) — better4.7 (3 ratings)
Positive reviews75.0% of reviews81.0% of reviews — better
Number of ratings23 — better
Update frequencyWeeklyEvery 2 days — better
AdsNoNo
In-app purchasesYesYes
MonetizationFreemium—
DevicesiPhone, iPad, Apple WatchiPhone, iPad, iPod
Requires iOS17.015.6 — better
Further details — not scored
Size55 MB50 MB
Age rating4+4+
Developer琦 黎育权 刘

Customer experience

BeanLedger

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews24 reviews
Positive75.0%
Neutral12.5%
Negative12.5%

徕财

All ratings3 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews21 reviews
Positive81.0%
Neutral4.8%
Negative14.3%

In-app purchases

4 purchases

BeanLedger

Subscriptions3
  • Monthly Subscription3 Days trial$0.991 Month
  • Weekly Subscription$0.997 Days
  • Annual Subscription1 Year trial$6.991 Year
One-time1
  • Lifetime Access$14.99
2 purchases

徕财

Subscriptions1
  • 徕财Pro年度会员$0.991 Year
One-time1
  • 徕财Pro永久会员Free

Questions

Is BeanLedger free?
BeanLedger is free to download, with in-app purchases available.
Is 徕财 free?
徕财 is free to download, with in-app purchases available.
Which has better reviews, BeanLedger or 徕财?
BeanLedger is rated higher. BeanLedger averages 5.0 out of 5 from 2 ratings, while 徕财 averages 4.7 from 3 ratings.
Do BeanLedger or 徕财 have ads?
Neither BeanLedger nor 徕财 shows ads.
Which is updated more often, BeanLedger or 徕财?
BeanLedger ships an update weekly, and 徕财 every 2 days. Most recently, BeanLedger was updated on September 22, 2026 and 徕财 on September 21, 2026.

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