Comparison

Spendly PRO vs SettledBills

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Spendly PRO

Features
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Spendly: Your Personal Finance Manager Take control of your finances with Spendly โ€“ the easiest way to track, analyze, and improve your spending habits! Income & Expense Tracking: Categorize and log your income and expenses seamlessly. Monitor your financial health in real time. Detailed Reports: Visualize your spending patterns with charts and graphs. Compare monthly trends and gain actionable insights. Calendar View: Review your daily, weekly, and monthly expenses. Quickly filter past transactions by date. Data Security: Secure your data with Face ID/Touch ID. Export reports as CSV or PDF for easy sharing. Smart Features: Receive weekly financial summaries tailored to you. Enjoy a clean, user-friendly interface with dark/light themes. Download Spendly now and take the first step toward smarter financial management! SUBSCRIPTION DETAILS Spendly offers two subscription options: Monthly Plan: $0.99 per month Annual Plan: $9.99 per year New users can enjoy a 7-day free trial, after which the selected subscription will automatically continue unless canceled at least 24 hours before the end of the trial period. Your subscription will be charged to the payment method associated with your Apple ID. Your account will be charged for renewal within 24 hours prior to the end of the current period. You can manage or cancel your subscription anytime through your App Store account settings. Please note that active subscriptions cannot be canceled during their active period. Prices are in U.S. dollars and may vary by country. Terms of Service: https://tahayasinkoksal.com.tr/terms.html Privacy Policy: https://tahayasinkoksal.com.tr/bagimlilikgizlilikpolitikasi.html

About

SettledBills

Features
Read full description

Know what's due, and what covers it โ€” before the day it's due. SettledBills never connects to your bank. You add your bills once โ€” rent, phone, Netflix, the gym โ€” and it quietly keeps track from there. Offline, private, and out of your way. WHAT YOU GET โ€ข This month, at a glance โ€” every bill sorted by due date, account or category. One swipe marks it paid โ€ข Know what pays for what โ€” tag each bill with the account or card it comes from, so you're never guessing โ€ข Payday view (optional) โ€” see what's due before your next payday, and what can wait until after โ€ข One reminder that matters โ€” a single daily notice listing what's due, timed to - the day it's due, a day before, or three days before, your choice โ€ข Your subscriptions, covered too โ€” add Netflix, Spotify, or anything recurring; SettledBills recognizes the common ones automatically and totals what subscriptions cost you a year, right inside Insights, no separate subscription app needed โ€ข Home Screen widget โ€” check what's still unpaid without opening the app โ€ข Fixed or variable โ€” some bills are the same every month, some aren't; SettledBills handles both, and asks the real amount when you mark a variable one paid โ€ข Quiet insights โ€” an honest look at what you spend monthly and yearly, by category and by account, with charts that don't need a legend to understand โ€ข Card on file โ€” track services like Uber or food delivery where your card is saved but there's no scheduled bill to pay โ€ข Smart search โ€” find any bill, category, or card by typing a few letters, all in the same place โ€ข Your data, your file, on every plan โ€” export everything as CSV or a full backup, free or Pro, anytime; we don't hold your own data behind a paywall WHO IT'S FOR Anyone who's been caught by a bill they forgot was due, or moved money around and guessed wrong account its paid from. If you'd rather not hand your bank login to another app just to see what you owe, this is built for you. PRIVATE BY DEFAULT No sign-in. No server holding your bills. No ads. No tracking โ€” not "we don't sell your data," but we never collect it in the first place. FREE, HONESTLY Your first 10 bills are free, forever โ€” not a trial, not a countdown โ€” and that covers most people outright. Need more? SettledBills Pro unlocks unlimited bills and can be shared with your family through Apple Family Sharing. Cancel anytime โ€” you're never locked out, you just drop back to your free 10, forever. SUBSCRIPTION & PRICING TERMS SettledBills Pro is an auto-renewing subscription: USD$3.99/month or USD$39.99/year. Payment is charged to your Apple ID account at confirmation of purchase, and renews automatically within 24 hours of the end of each period unless cancelled at least 24 hours before renewal. Manage or cancel anytime in iPhone Settings โ†’ your name โ†’ Subscriptions. Prices may vary by region. Terms of Use: https://settledbills.com/terms Privacy Policy: https://settledbills.com/privacy Support: settledbills.support@icloud.com If SettledBills saves you one overdraft fee, it's already paid for itself.

Screenshots

Spendly PRO4 screens
SettledBills4 screens

Verdict

The call

The clearest difference is update cadence: SettledBills at every 3 weeks against Spendly PRO's every 6 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Spendly PRO sells 2 in-app purchases, starting at $0.99 per month and SettledBills sells 3 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Spendly PRO ships an update every 6 months, SettledBills every 3 weeks. The most recent releases landed on October 28, 2026 and October 25, 2026 respectively.

Scorecard1 real difference ยท 5 level
Spendly PRO versus SettledBills: the parameters behind the verdict, then further details
ParameterSpendly PROSettledBills
PriceFreeFree
Update frequencyEvery 6 monthsEvery 3 weeks โ€” better
AdsNoNo
In-app purchasesYesYes
DevicesiPhone, iPad โ€” betteriPhone
Requires iOS17.6 โ€” better18.0
Further details โ€” not scored
Size9 MB17 MB
Age rating4+4+
DeveloperTaha Yasin KoksalSaurabh Verma

In-app purchases

2 purchases

Spendly PRO

Subscriptions2
  • Monthly Premium Access7 Days trial$0.991 Month
  • Annual Premium Access$9.991 Year
3 purchases

SettledBills

Subscriptions2
  • Pro$3.991 Month
  • Pro$39.991 Year
One-time1
  • Founder Lifetime$79.99

Questions

Is Spendly PRO free?
Spendly PRO is free to download, with in-app purchases available.
Is SettledBills free?
SettledBills is free to download, with in-app purchases available.
Do Spendly PRO or SettledBills have ads?
Neither Spendly PRO nor SettledBills shows ads.
Which is updated more often, Spendly PRO or SettledBills?
Spendly PRO ships an update every 6 months, and SettledBills every 3 weeks. Most recently, Spendly PRO was updated on October 28, 2026 and SettledBills on October 25, 2026.

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