Comparison

ABF Pay Multi vs Togethrust

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ABF Pay Multi

Features
Read full description

ABF Pay is a multi-currency account for personal and business customers. Hold balances in 10+ currencies, receive international payments, send money abroad, exchange currencies and manage your prepaid Mastercard — in one app. MULTI-CURRENCY ACCOUNT Hold and track balances in 10+ currencies, including EUR and USD, in one place. GET PAID FROM ABROAD Receive international payments using the ABF Pay account details shown in the app, via SEPA, Faster Payments and international wire transfers (SWIFT). SEND MONEY ABROAD Make transfers from your account to personal and business recipients. CURRENCY EXCHANGE Convert between supported currencies inside your account. PREPAID MASTERCARD Order a virtual or physical prepaid Mastercard in EUR or USD and manage it in the app. Cards are available to eligible personal and business customers in approved countries. GET STARTED Create an account and complete online verification with your ID and proof of address. Access to payment services and cards is subject to eligibility and approval. Available currencies, IBAN type, payment methods, fees and limits depend on your country and profile. All services are subject to verification and approval. Current terms and fees: abfpay.com. ABF Pay is operated by ABFPAY.COM LTD. Support: info@abfpay.com

About

Togethrust

Features
Read full description

Togethrust brings the tontine, the trusted way to save together, to your phone. Create or join a tontine, top up your wallet, contribute every cycle and receive the pot on your turn. FEATURES • Create a tontine in a few steps: amount, frequency, number of spots and maximum coefficient per member. • Join a tontine with an invitation code and sign your contract online. • Hold several spots to receive the tontine several times, and choose a coefficient for each: contribute more to receive more. • Top up your wallet by card or SEPA direct debit. Your saved cards and mandates are offered to you. • Contribute from your wallet, by hand or automatically. • Receive your distributions according to your turn in the cycle. • Follow your balance, your contributions and each tontine's history in real time, exportable as a PDF. • Conviviality: exclusive perks at our partner restaurants. • Built-in identity verification, simple and secure. • Notifications so you never miss a due date. SECURITY & COMPLIANCE Togethrust is a crowdfunding intermediary registered with ORIAS (no. 24006639). Your payments are processed by a licensed provider and your personal data is protected under the GDPR. Usage statistics are collected only with your consent. Join Togethrust and save together, with confidence.

Screenshots

ABF Pay Multi4 screens
Togethrust4 screens

Verdict

The call

The clearest difference is device support: ABF Pay Multi at 3 against Togethrust's 1. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

ABF Pay Multi ships an update fortnightly, Togethrust every 11 days. The most recent releases landed on October 28, 2026 and October 29, 2026 respectively.

Scorecard1 real difference Ā· 5 level
ABF Pay Multi versus Togethrust: the parameters behind the verdict, then further details
ParameterABF Pay MultiTogethrust
PriceFreeFree
Update frequencyFortnightlyEvery 11 days — better
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.0 — better16.4
Further details — not scored
Size14 MB70 MB
Age rating4+4+
DeveloperAbfpay.com LTDTGTH

In-app purchases

None

ABF Pay Multi

No in-app purchases

None

Togethrust

No in-app purchases

Questions

Is ABF Pay Multi free?
ABF Pay Multi is free to download, with no in-app purchases.
Is Togethrust free?
Togethrust is free to download, with no in-app purchases.
Do ABF Pay Multi or Togethrust have ads?
Neither ABF Pay Multi nor Togethrust shows ads.
Which is updated more often, ABF Pay Multi or Togethrust?
ABF Pay Multi ships an update fortnightly, and Togethrust every 11 days. Most recently, ABF Pay Multi was updated on October 28, 2026 and Togethrust on October 29, 2026.

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