Comparison

ThriftNest vs Circlepay NG

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ThriftNest

This app helps users save money effortlessly through various thrift plans. It supports both individual savings goals and group savings initiatives, making financial planning transparent and user-friendly.

Highlights
  • Effortless savings
  • Transparent financial planning
  • User-friendly mobile app
  • Tailored thrift plans
  • Public and private group support
Features
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ThriftNest offers a comprehensive suite of features designed to make savings effortless, transparent and with user-friendly mobile app provides various thrift plans tailored to individual needs and supports both public and private groups.

About

Circlepay NG

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Circlepay helps you build a savings habit that actually sticks, on your own or with the people you trust. Most of us plan to save every month, then it's gone before we notice. Circlepay fixes that by making saving social, simple, and something you look forward to. WHAT YOU CAN DO - Set a personal savings goal and watch it grow. - Start a circle with friends and save toward a shared goal together. - Run a rotating savings group, the ajo or esusu you already know, with a clear schedule and no chasing anyone for money. - Fund your wallet instantly with your own dedicated account number. - Withdraw to your bank whenever you need to. - Grow your Circle Score as you save consistently and unlock higher tiers. - Get reminders so you never miss a save. SAVE TOGETHER, NEVER BROKE Saving alone is hard. Saving with people who are counting on you is a different thing entirely. Circlepay brings your circle into your savings so you actually follow through. SAFE AND REGULATED Your money moves on regulated bank infrastructure through our licensed partner, Dot Microfinance Bank. We verify identity to keep accounts secure and meet financial regulations. BUILT BY STUDENTS, FOR STUDENTS Circlepay was built at Pan-Atlantic University by two students who wanted a better way to save on campus, with the people they save best with. Start building the habit today. Questions? circlepay@tosodigitaltechnologies.com

Screenshots

ThriftNest4 screens
Circlepay NG4 screens

Verdict

The call

The clearest difference is update cadence: Circlepay NG at every 3 days against ThriftNest's fortnightly. ThriftNest's advantage is iOS requirement (13 vs 15.5). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

ThriftNest ships an update fortnightly, Circlepay NG every 3 days. The most recent releases landed on October 21, 2026 and October 4, 2026 respectively.

Scorecard2 real differences · 7 level
ThriftNest versus Circlepay NG: the parameters behind the verdict, then further details
ParameterThriftNestCirclepay NG
PriceFreeFree
Rating5.0 (1 ratings) — better—
Number of ratings1 — better—
Update frequencyFortnightlyEvery 3 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS13 — better15.5
Further details — not scored
Size56 MB79 MB
Age rating4+4+
DeveloperDistyla LLCTOSO DIGITAL TECHNOLOGIES

In-app purchases

None

ThriftNest

No in-app purchases

None

Circlepay NG

No in-app purchases

Questions

Is ThriftNest free?
ThriftNest is free to download, with no in-app purchases.
Is Circlepay NG free?
Circlepay NG is free to download, with no in-app purchases.
Do ThriftNest or Circlepay NG have ads?
Neither ThriftNest nor Circlepay NG shows ads.
Which is updated more often, ThriftNest or Circlepay NG?
ThriftNest ships an update fortnightly, and Circlepay NG every 3 days. Most recently, ThriftNest was updated on October 21, 2026 and Circlepay NG on October 4, 2026.

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