Expense tracker vs Expense Tracker
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Expense tracker
Effortlessly track your expenses and manage your budget with intuitive tools. Log spending quickly, set financial goals, and visualize your money habits with clear charts and summaries. Offers multiple budget methods and secure data synchronization across devices.
- AI receipt scanning
- Voice entry for expenses
- Multiple budget methods
- Shared budgets
- Savings goals tracking
- Recurring bill reminders
- Data export to CSV
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Mocy is an expense tracker and budget planner that makes your money easy to follow. Log spending in seconds, pick a budget method that fits you and see where every dollar goes. Mo, the little wallet from our logo, keeps you company: it cheers your streaks, covers its eyes while you type your PIN and keeps empty screens friendly. LOG SPENDING IN SECONDS • AI receipt scanning: snap a receipt and every line item is filled in • Voice entry: say what you spent and Mocy logs it • Quick add from home-screen widgets and shortcuts • Income, categories and notes in one place A BUDGET THAT FITS YOU • Four built-in methods: 50/30/20, envelopes, the 60% solution and pay yourself first • See what's left this month at a glance on Home • Shared budgets with a partner, roommates or family SEE WHERE IT ALL WENT • Clear charts by category for any month or date range • Monthly summaries of spending, income and savings • Export to CSV for spreadsheets or taxes PLANS AND PAYMENTS • Savings goals with progress you can see • Debts and loans with due dates and reminders • Recurring bills and a subscription tracker • Event mode for trips and parties BUILD THE HABIT • Daily streaks, a streak calendar and milestone medals • Daily reminders so you never forget to log • Share your streak milestones PRIVATE AND SECURE • PIN and Face ID / Touch ID lock • Sign in with Apple or Google; your data syncs across your devices • Delete your account and data at any time in the app FOR EVERYONE • 132 currencies, 9 languages, light and dark mode Some features, including AI receipt scanning and voice entry, are part of Mocy Pro, available as a monthly, yearly or lifetime purchase. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period. Manage or cancel them in your App Store account settings. Privacy policy: https://www.mocy.pro/privacy Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Phone Number: +84857001789 Email: support@mocy.pro
Expense Tracker
Effortlessly track personal or shared expenses with this native app. Automate expense logging via Apple Wallet and categorize spending. Share financial insights with invited family or friends, controlling access levels and privacy.
- Automated expense logging via Apple Wallet
- Shared tracking for couples and families
- Customizable categories with icons and colors
- Detailed spending insights and budget tracking
- Private iCloud sharing with access control
- Multi-currency support with automatic conversion
- Data export and import options
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Track your spending on your own, as a couple or as a family. PayShare is a native app for iPhone, iPad and Mac that keeps your transactions in your own iCloud and shares them only with the people you invite. With a Shortcuts automation you set up once, a tap to pay with Apple Wallet becomes an expense in PayShare: you just pick the category. No ads, no account to create, no bank to connect. PAY WITH APPLE WALLET, PICK A CATEGORY Create one personal automation in the Shortcuts app. From then on, each time you tap to pay with a card in Apple Wallet, it runs PayShare's Add Expense action: you choose a category without opening the app, and PayShare saves the expense. Skip the question and it is saved as Uncategorized, ready to edit later. A payment in another currency is converted to your primary currency with the latest rates PayShare has downloaded. Wallet can report a payment a few seconds late and Apple's automations do not always run, so now and then a payment still needs adding by hand. SHARE WITH THE PEOPLE YOU CHOOSE Invite a partner, family or friends through private iCloud sharing. Everyone keeps ownership of their own transactions: you share yours, and you see theirs once they share back. Give each person read-only or read-and-write access, decide whether they may delete or split your transactions, and remove a connection at any time. Switch your Timeline to anyone who shares with you, search their transactions, see their spending in your budgets and insights, and hide any single transaction from the people you pick. YOUR TIMELINE • Expenses and income with a category, merchant, payment method and tags • Location and notes, and splitting one payment across categories • Your own categories, with more than 700 icons and any color • Your five most recent payment methods ready in a menu • Transactions grouped by day, with what each day cost • Recurring transactions for rent, salary or subscriptions, from daily to yearly • A second currency shown alongside your primary one • Search by text or category, and filter by date, amount, tag or place • Export to CSV, JSON or PDF, import from CSV or JSON, and restore from backups SEE WHERE IT WENT Your months sit side by side as a bar chart. Pick one to see its total, the change from the month before, your biggest expense, your top merchant, a day-by-day chart and your categories, for expenses or income. Group by tag, merchant, place, payment method or recurring transaction, choose several months, the whole year or a past year, and open any group for the details. BUDGETS AND SAVINGS Set a monthly budget and a budget for any category, and follow your progress. A marker shows how far through the month you are, so you can compare what you have spent with how much of the month has gone, and a row of months shows which ones stayed within budget. Plan across several months, and track savings accounts toward a goal. Turn on activity budgets to unlock spending through your Apple Health steps, running minutes and mindful minutes. ON IPHONE, IPAD AND MAC Everything stays in sync through your iCloud account. PayShare works offline and syncs when you are back online. Home Screen widgets show today's spending and this month's by category. PRIVACY Your transactions are stored in your own iCloud and shared only with the people you invite. PayShare sends anonymous usage events and crash reports to help improve the app; they never include amounts, merchants, notes or categories. Exchange rates come from a public currency service, and on iPhone and iPad the app asks Apple Ads whether an ad led to the install. Some features require PayShare Premium, offered as a monthly or annual subscription or a one-time purchase. A subscription renews automatically unless it is cancelled at least 24 hours before the end of the current period; manage it in your Apple Account settings. Terms of Use: https://boogdan.com/apps/payshare/terms/ Privacy Policy: https://boogdan.com/apps/payshare/privacy/
Screenshots
Verdict
The clearest difference is ratings volume: Expense tracker at 6 against Expense Tracker's 1. Expense tracker also leads on iOS requirement (15.6 vs 18.5). On price, rating, review sentiment and update cadence there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Expense tracker sells 3 in-app purchases, starting at $4.99 per month and Expense Tracker sells 3 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.
On the App Store both sit at effectively the same score — 5.0 for Expense tracker against 5.0 for Expense Tracker. That said, the two scores are not equally well evidenced: Expense tracker has 6 ratings behind it against 1, so its average is the more settled of the two. Written reviews split almost evenly too, at 100% and 100% positive.
Both ship on a similar rhythm, roughly fortnightly. The most recent releases landed on November 4, 2026 and November 9, 2026 respectively.
| Parameter | Expense tracker | Expense Tracker |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (6 ratings) | 5.0 (1 ratings) |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| Number of ratings | 6 — better | 1 |
| Update frequency | Fortnightly | Fortnightly |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Freemium |
| Devices | iPhone, iPad, iPod | iPhone, iPad, Mac |
| Requires iOS | 15.6 — better | 18.5 |
| Further details — not scored | ||
| Size | 132 MB | 30 MB |
| Age rating | 4+ | 4+ |
| Developer | Nguyen Thanh Thien | BOGDAN-GEORGIAN ALEXA |
Customer experience
Expense tracker
Expense Tracker
In-app purchases
Expense tracker
- Premium Monthly$4.991 Month
- Premium Annually7 Days trial$34.991 Year
- Premium for Lifetime$94.99
Expense Tracker
- Pro – Monthly$4.991 Month
- Pro – Annual14 Days trial$19.991 Year
- One Time Payment Premium Lifetime$39.99
Questions
Is Expense tracker free?
Is Expense Tracker free?
Which has better reviews, Expense tracker or Expense Tracker?
Do Expense tracker or Expense Tracker have ads?
Which is updated more often, Expense tracker or Expense Tracker?
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