Expense tracker vs CAPITOR
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Expense tracker
Effortlessly track your expenses and manage your budget with intuitive tools. Log spending quickly, set financial goals, and visualize your money habits with clear charts and summaries. Offers multiple budget methods and secure data synchronization across devices.
- AI receipt scanning
- Voice entry for expenses
- Multiple budget methods
- Shared budgets
- Savings goals tracking
- Recurring bill reminders
- Data export to CSV
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Mocy is an expense tracker and budget planner that makes your money easy to follow. Log spending in seconds, pick a budget method that fits you and see where every dollar goes. Mo, the little wallet from our logo, keeps you company: it cheers your streaks, covers its eyes while you type your PIN and keeps empty screens friendly. LOG SPENDING IN SECONDS • AI receipt scanning: snap a receipt and every line item is filled in • Voice entry: say what you spent and Mocy logs it • Quick add from home-screen widgets and shortcuts • Income, categories and notes in one place A BUDGET THAT FITS YOU • Four built-in methods: 50/30/20, envelopes, the 60% solution and pay yourself first • See what's left this month at a glance on Home • Shared budgets with a partner, roommates or family SEE WHERE IT ALL WENT • Clear charts by category for any month or date range • Monthly summaries of spending, income and savings • Export to CSV for spreadsheets or taxes PLANS AND PAYMENTS • Savings goals with progress you can see • Debts and loans with due dates and reminders • Recurring bills and a subscription tracker • Event mode for trips and parties BUILD THE HABIT • Daily streaks, a streak calendar and milestone medals • Daily reminders so you never forget to log • Share your streak milestones PRIVATE AND SECURE • PIN and Face ID / Touch ID lock • Sign in with Apple or Google; your data syncs across your devices • Delete your account and data at any time in the app FOR EVERYONE • 132 currencies, 9 languages, light and dark mode Some features, including AI receipt scanning and voice entry, are part of Mocy Pro, available as a monthly, yearly or lifetime purchase. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period. Manage or cancel them in your App Store account settings. Privacy policy: https://www.mocy.pro/privacy Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Phone Number: +84857001789 Email: support@mocy.pro
CAPITOR
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CAPITOR is personal finance and a task planner in one place. Not two apps but one: a loan payment here is simultaneously a task on your calendar and a withdrawal from your account. FINANCE • Accounts in any currency: cash, cards, savings, deposits, credit cards • Transactions with categories, receipt photos and location tags • Bank statement import from CSV, Excel and PDF • Transfers between your own accounts — without distorting income and expenses • Recurring operations: salary, rent, loan payments PLANNER • Tasks with priorities, projects and recurrence • A task can be a payment: mark it done — the money is recorded • Calendar, upcoming payments plan, 6-month balance forecast NET WORTH • Property, debts and subscriptions in one picture • Net worth and its month-by-month dynamics • Debt payoff plan: snowball or avalanche • Smart piggy banks with automatic income allocation HABITS AND GOALS • Quitting a bad habit turns into savings • 100 goals for the year with micro-steps and daily streaks REPORTS • Spending by category, half-year trends, envelope budgets • Export to CSV and PDF PRIVACY • Your data lives on your device • Cloud backup is optional, with email sign-in • Works offline CAPITOR does not connect to banks and never asks for access to your accounts. Six languages: English, Russian, Greek, Spanish, Arabic, Chinese.
Screenshots
Verdict
The clearest difference is in-app purchases: CAPITOR at none against Expense tracker's 3. CAPITOR also leads on update cadence (daily vs fortnightly). On price, ads, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Expense tracker sells 3 in-app purchases, starting at $4.99 per month. CAPITOR asks for nothing beyond the download.
Expense tracker ships an update fortnightly, CAPITOR daily. The most recent releases landed on November 4, 2026 and November 5, 2026 respectively.
| Parameter | Expense tracker | CAPITOR |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (6 ratings) — better | — |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 6 — better | — |
| Update frequency | Fortnightly | Daily — better |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 15.6 — better | 16.4 |
| Further details — not scored | ||
| Size | 132 MB | 43 MB |
| Age rating | 4+ | 4+ |
| Developer | Nguyen Thanh Thien | Alexander Yatsenko |
In-app purchases
Expense tracker
- Premium Monthly$4.991 Month
- Premium Annually7 Days trial$34.991 Year
- Premium for Lifetime$94.99
CAPITOR
No in-app purchases





