Comparison

Expense tracker vs CAPITOR

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Expense tracker

Effortlessly track your expenses and manage your budget with intuitive tools. Log spending quickly, set financial goals, and visualize your money habits with clear charts and summaries. Offers multiple budget methods and secure data synchronization across devices.

Highlights
  • AI receipt scanning
  • Voice entry for expenses
  • Multiple budget methods
  • Shared budgets
  • Savings goals tracking
  • Recurring bill reminders
  • Data export to CSV
Features
Read full description

Mocy is an expense tracker and budget planner that makes your money easy to follow. Log spending in seconds, pick a budget method that fits you and see where every dollar goes. Mo, the little wallet from our logo, keeps you company: it cheers your streaks, covers its eyes while you type your PIN and keeps empty screens friendly. LOG SPENDING IN SECONDS • AI receipt scanning: snap a receipt and every line item is filled in • Voice entry: say what you spent and Mocy logs it • Quick add from home-screen widgets and shortcuts • Income, categories and notes in one place A BUDGET THAT FITS YOU • Four built-in methods: 50/30/20, envelopes, the 60% solution and pay yourself first • See what's left this month at a glance on Home • Shared budgets with a partner, roommates or family SEE WHERE IT ALL WENT • Clear charts by category for any month or date range • Monthly summaries of spending, income and savings • Export to CSV for spreadsheets or taxes PLANS AND PAYMENTS • Savings goals with progress you can see • Debts and loans with due dates and reminders • Recurring bills and a subscription tracker • Event mode for trips and parties BUILD THE HABIT • Daily streaks, a streak calendar and milestone medals • Daily reminders so you never forget to log • Share your streak milestones PRIVATE AND SECURE • PIN and Face ID / Touch ID lock • Sign in with Apple or Google; your data syncs across your devices • Delete your account and data at any time in the app FOR EVERYONE • 132 currencies, 9 languages, light and dark mode Some features, including AI receipt scanning and voice entry, are part of Mocy Pro, available as a monthly, yearly or lifetime purchase. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period. Manage or cancel them in your App Store account settings. Privacy policy: https://www.mocy.pro/privacy Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Phone Number: +84857001789 Email: support@mocy.pro

About

CAPITOR

Features
Read full description

CAPITOR is personal finance and a task planner in one place. Not two apps but one: a loan payment here is simultaneously a task on your calendar and a withdrawal from your account. FINANCE • Accounts in any currency: cash, cards, savings, deposits, credit cards • Transactions with categories, receipt photos and location tags • Bank statement import from CSV, Excel and PDF • Transfers between your own accounts — without distorting income and expenses • Recurring operations: salary, rent, loan payments PLANNER • Tasks with priorities, projects and recurrence • A task can be a payment: mark it done — the money is recorded • Calendar, upcoming payments plan, 6-month balance forecast NET WORTH • Property, debts and subscriptions in one picture • Net worth and its month-by-month dynamics • Debt payoff plan: snowball or avalanche • Smart piggy banks with automatic income allocation HABITS AND GOALS • Quitting a bad habit turns into savings • 100 goals for the year with micro-steps and daily streaks REPORTS • Spending by category, half-year trends, envelope budgets • Export to CSV and PDF PRIVACY • Your data lives on your device • Cloud backup is optional, with email sign-in • Works offline CAPITOR does not connect to banks and never asks for access to your accounts. Six languages: English, Russian, Greek, Spanish, Arabic, Chinese.

Screenshots

Expense tracker4 screens
CAPITOR4 screens

Verdict

The call

The clearest difference is in-app purchases: CAPITOR at none against Expense tracker's 3. CAPITOR also leads on update cadence (daily vs fortnightly). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Expense tracker sells 3 in-app purchases, starting at $4.99 per month. CAPITOR asks for nothing beyond the download.

UpkeepUpdate frequency

Expense tracker ships an update fortnightly, CAPITOR daily. The most recent releases landed on November 4, 2026 and November 5, 2026 respectively.

Scorecard2 real differences · 8 level
Expense tracker versus CAPITOR: the parameters behind the verdict, then further details
ParameterExpense trackerCAPITOR
PriceFreeFree
Rating5.0 (6 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings6 — better—
Update frequencyFortnightlyDaily — better
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree with in-app purchases—
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.6 — better16.4
Further details — not scored
Size132 MB43 MB
Age rating4+4+
DeveloperNguyen Thanh ThienAlexander Yatsenko

In-app purchases

3 purchases

Expense tracker

Subscriptions2
  • Premium Monthly$4.991 Month
  • Premium Annually7 Days trial$34.991 Year
One-time1
  • Premium for Lifetime$94.99
None

CAPITOR

No in-app purchases

Questions

Is Expense tracker free?
Expense tracker is free to download, with in-app purchases available.
Is CAPITOR free?
CAPITOR is free to download, with no in-app purchases.
Do Expense tracker or CAPITOR have ads?
Neither Expense tracker nor CAPITOR shows ads.
Which is updated more often, Expense tracker or CAPITOR?
Expense tracker ships an update fortnightly, and CAPITOR daily. Most recently, Expense tracker was updated on November 4, 2026 and CAPITOR on November 5, 2026.

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