Prio Pay vs PureFi
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Prio Pay
Manage your business finances and operations through simple text conversations. Request payments, schedule appointments, track hours, and integrate with accounting software without complex forms or learning curves. Focus on earning and giving more with automated processes.
- Text-based payment requests and collection
- Customizable invoices and payment links
- Two-price options (bank vs. card)
- Automated recurring invoices and autopay
- Client booking and rescheduling via text
- QuickBooks read-only integration
- In-conversation hour tracking
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Run your business by text. Prio is a conversation. Text what you want, the way you’d text a person — “send Dana Friday’s invoice” — and Prio handles it: getting paid, the schedule, the books, the hours, the follow-up on what’s late. No forms, nothing to learn, and no money moves until you say so. Getting paid - Request, send, and collect payment right in the conversation — custom invoices and shareable payment links included. - Set two prices, a bank price and a card price. Both are shown upfront; the client picks. - Bank to bank, between verified parties, into your own account. No wallet, no held balance. - Late invoice? Say the word and Prio resends and reminds — the awkward message is never yours to write. The rest of the job - Recurring invoices go out on the schedule you set. A client who turns on autopay is charged on time, on an authorization captured up front. - Clients book a slot from your public link, and reschedule or cancel by replying to their booking reminder. - QuickBooks connects read-only, right in the chat. Turn on sync and each Prio invoice mirrors into the books. Ask for a report and it arrives in the conversation. - Hours are tracked in the same thread the money lives in. How money is handled - A person approves every business before it can collect here. - Every payment previews and waits for your OK. Autopay charges only on an authorization the payer gave up front. - Bank transfers: $1 + 1%, the 1% capped at $5, on payments under $2,000. Cards: $1 + 3%. No monthly fee. Your network pays you - Pay a vendor who’s new to Prio and, when they join, they’re in your network. The payment is the referral — no code, nothing to sell to a friend. - Opt in to Cash Money and Prio pays you a flat, published thank-you on each qualifying invoice a vendor in your network gets paid — monthly, for as long as they’re active, out of Prio’s own fee. Never added to anyone’s price. Not points. Income. Every paid invoice can give - Sponsor a church or nonprofit, and every paid invoice your business receives sends it $1 — paid by Prio, straight to its bank, monthly. No cost to you, your client, or the church. - A church joins in one conversation, changes nothing, and only ever receives. Setup takes about five minutes. More arrives without more hours — that was the whole point. Do Less. Earn More. Give More.
PureFi
This app offers ethical, interest-free financial services, allowing users to grow wealth through profit-sharing and make instant, fee-free transfers. It prioritizes security and privacy with advanced encryption for a transparent banking experience.
- Ethical wealth growth up to 6.0% APY
- Interest-free profit-sharing
- Instant, zero-fee money transfers
- Secure and private financial data
- Real-time balance tracking dashboard
- Transaction history
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PureFi puts your savings into real assets like real estate. Earn up to 6% APY from actual properties, with the income paid straight into your balance. Then send, add, and withdraw money like any bank app. REAL ASSETS, REAL YIELD Your money buys shares of real assets like houses with real addresses and real tenants. No staking, no lending pools, no tokens that exist only on a chart. Every property you own a piece of is listed in the app, so you always know exactly what your money is doing. UP TO 6% APY, PAID MONTHLY Rent from your properties lands in your PureFi balance every month. Property values can grow on top of that. Start with as little as you want and add more whenever you like. EARNS MORE THAN A SAVINGS ACCOUNT Most banks pay next to nothing. PureFi's real estate account targets up to 6% APY because it is backed by real asset income, not by a bank's lending margin. EVERYTHING ELSE YOU EXPECT FROM A MONEY APP Send money to anyone with an email address, instantly and free. Add money from your bank, debit card, or Apple Pay. Withdraw straight back to your bank whenever you want. Local bank rails in the US, UK, Europe, Canada, and more. YOUR MONEY, YOUR CONTROL Your balance sits in a wallet only you control. PureFi never holds your money and never moves it without your approval. WHAT YOU GET - A real estate account earning up to 6% APY - Monthly rent income paid into your balance - Instant, fee-free transfers to anyone by email - Bank, debit card, and Apple Pay deposits - Start with $25 - Withdraw to your bank anytime. No lockups - Monthly statements - Invite friends and earn rewards Join the 300,000+ people already growing their money with PureFi. DISCLAIMER PureFi is a financial technology company, not a bank. Money movement and real asset investments are provided through licensed partners. PureFi does not hold customer deposits in a bank account and PureFi balances are not bank deposits. Up to 6% APY is a projection, variable, generated from rent and value changes on real estate, and not guaranteed. Real asset investments carry risk, including the possible loss of principal. Past performance is not indicative of future results. Balance protection of up to $1,000,000 per account is provided through private insurance coverage. This is not FDIC insurance and is not provided by any government agency. Transfer times, fees, and exchange rates may vary. Services may not be available in all jurisdictions and are subject to applicable laws and regulatory approval.
Screenshots
Verdict
The clearest difference is review sentiment: PureFi at 100% against Prio Pay's 50%. PureFi also leads on rating (4.8 vs 3.0) and update cadence (weekly vs monthly). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
PureFi holds the better App Store score, 4.8 against 3.0. That said, the two scores are not equally well evidenced: PureFi has 11 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 50% of Prio Pay's written reviews are positive against 100% of PureFi's.
Prio Pay ships an update monthly, PureFi weekly. The most recent releases landed on October 18, 2026 and October 7, 2026 respectively.
| Parameter | Prio Pay | PureFi |
|---|---|---|
| Price | Free | Free |
| Rating | 3.0 (2 ratings) | 4.8 (11 ratings) — better |
| Positive reviews | 50.0% of reviews | 100.0% of reviews — better |
| Number of ratings | 2 | 11 — better |
| Update frequency | Monthly | Weekly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone | iPhone, iPad, iPod — better |
| Requires iOS | 18.0 | 15.1 — better |
| Further details — not scored | ||
| Size | 35 MB | 102 MB |
| Age rating | 9+ | 4+ |
| Developer | Prio | PureFi Tech, Inc. |
Customer experience
Prio Pay
PureFi
In-app purchases
Prio Pay
No in-app purchases
PureFi
No in-app purchases









