Prio Pay vs Kronos

Run your business by text. Prio is a conversation. Text what you want, the way you’d text a person — “send Dana Friday’s invoice” — and Prio handles it: getting paid, the schedule, the books, the hours, the follow-up on what’s late. No forms, nothing to learn, and no money moves until you say so. Getting paid - Request, send, and collect payment right in the conversation — custom invoices and shareable payment links included. - Set two prices, a bank price and a card price. Both are shown upfront; the client picks. - Bank to bank, between verified parties, into your own account. No wallet, no held balance. - Late invoice? Say the word and Prio resends and reminds — the awkward message is never yours to write. The rest of the job - Recurring invoices go out on the schedule you set. A client who turns on autopay is charged on time, on an authorization captured up front. - Clients book a slot from your public link, and reschedule or cancel by replying to their booking reminder. - QuickBooks connects read-only, right in the chat. Turn on sync and each Prio invoice mirrors into the books. Ask for a report and it arrives in the conversation. - Hours are tracked in the same thread the money lives in. How money is handled - A person approves every business before it can collect here. - Every payment previews and waits for your OK. Autopay charges only on an authorization the payer gave up front. - Bank transfers: $1 + 1%, the 1% capped at $5, on payments under $2,000. Cards: $1 + 3%. No monthly fee. Your network pays you - Pay a vendor who’s new to Prio and, when they join, they’re in your network. The payment is the referral — no code, nothing to sell to a friend. - Opt in to Cash Money and Prio pays you a flat, published thank-you on each qualifying invoice a vendor in your network gets paid — monthly, for as long as they’re active, out of Prio’s own fee. Never added to anyone’s price. Not points. Income. Every paid invoice can give - Sponsor a church or nonprofit, and every paid invoice your business receives sends it $1 — paid by Prio, straight to its bank, monthly. No cost to you, your client, or the church. - A church joins in one conversation, changes nothing, and only ever receives. Setup takes about five minutes. More arrives without more hours — that was the whole point. Do Less. Earn More. Give More.

Kronos brings gig-income tracking, 1099 organization, mileage and receipt records, payment requests, transfer status, and supported wallet activity into one focused iPhone app for freelancers and independent workers. TRACK IRREGULAR INCOME Review gig income and transaction history, organize expenses, mileage and receipts, and keep 1099 and proof-of-income records together. Use tax set-aside tools to plan around variable income. REQUEST AND FOLLOW PAYMENTS Create payment requests, review details before confirming, and follow supported transfer status from pending through completion. Availability and timing vary by account, provider, and rail. USE SUPPORTED MONEY TOOLS View account details and use supported money movement where available. Eligible accounts may display their current variable APY. Rates may change; eligibility and availability apply. App Store membership does not unlock or increase any financial rate. SUPPORTED CRYPTO ACTIVITY Eligible verified users in supported regions can view market data and buy, sell, convert, send, or receive supported digital assets. Availability, custody, processing, fees, settlement, networks, assets, and geography vary. BUILT FOR INDEPENDENT WORK • Gig-income and transaction records • Expense, mileage and receipt organization • 1099 and tax set-aside tools • Proof-of-income information • Payment requests and transfer tracking • Supported crypto wallet and market activity • Biometric unlock, two-factor authentication, device checks, and fraud monitoring • Support routing with transaction context CARD ACCESS IS A PREVIEW Kronos may show launch information for eligible card features. Card access is not yet live. OPTIONAL DIGITAL MEMBERSHIP Kronos Pro and Kronos Black App Store purchases unlock digital software inside the iOS app, including enhanced dashboards, reports, organization tools, creator workflows, and in-app support routing. App Store purchases do not include financial, physical, partner, or real-world benefits. Subscribe through Apple In-App Purchase. Restore Purchases is available from the subscription and settings flow. Manage or cancel subscriptions from your Apple ID subscription settings. KronosPay LLC is a financial technology company, not a bank or lender. Regulated financial services are provided by disclosed third parties where available. Eligibility, custody, timing, fees, protections, and geography vary by service. Download Kronos to bring clearer records and money workflows to independent work. TERMS OF USE Apple Standard EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/