Comparison

SplitSum vs SplitStack

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SplitSum

Features
Read full description

With SplitSum, accept card payments and instantly pay independent contractors their share, automatically. Utilising the power of Stripe, SplitSum gives you a no-code terminal solution for accepting payments that split with independent contractors. No more accepting money on their behalf and paying them out with manual bank transfers. You can even set up your own booking pages. Set your splits and let SplitSum and Stripe do the rest!

About

SplitStack

Features
Read full description

SplitStack is the easiest way to collect money from your group for dinners, trips, gifts, household bills and everything in between. Create a Stack, enter what each person owes, and SplitStack sends everyone a secure payment link by SMS. Friends pay in seconds using their card, Apple Pay or Google Pay. No app download, no sign-up and no bank details are shared. Watch payments arrive in real time while the money settles directly into your bank account. WHY SPLITSTACK • Set up a Stack in under a minute. Name the bill, add your group and hit send. • Friends pay with one tap using card, Apple Pay or Google Pay through secure Stripe Checkout. • No app required for payers. They simply tap the SMS link and pay. • Track payments live and instantly see who has paid and who hasn't. • Automatic reminders take the awkwardness out of chasing people. • Funds settle directly into your bank account. TRAVEL MODE Travelling with friends? Travel Mode keeps track of shared expenses for the entire trip. Anyone can add expenses in any currency, and at the end SplitStack calculates exactly who owes what using a single exchange rate so everyone pays their fair share. • Log expenses as they happen in any currency. • View live balances for every traveller. • Settle the entire trip with a single payment. • Fair, transparent calculations with every cent accounted for. SECURE PAYMENTS Payments are securely processed by Stripe, one of the world's most trusted payment platforms. SplitStack never stores or sees your card details. Identity verification for organisers is handled securely by Stripe in accordance with Australian financial regulations. Currently available for organisers in Australia, with participants able to pay securely from anywhere in the world. Questions? We'd love to hear from you at support@splitstack.com.au.

Screenshots

SplitSum4 screens
SplitStack4 screens

Verdict

The call

The clearest difference is update cadence: SplitStack at daily against SplitSum's every 3 weeks. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

SplitSum ships an update every 3 weeks, SplitStack daily. The most recent releases landed on October 17, 2026 and October 9, 2026 respectively.

Scorecard1 real difference Ā· 5 level
SplitSum versus SplitStack: the parameters behind the verdict, then further details
ParameterSplitSumSplitStack
PriceFreeFree
Update frequencyEvery 3 weeksDaily — better
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.115.1
Further details — not scored
Size62 MB46 MB
Age rating4+4+
DeveloperSplitsumSpecialee Pty Ltd

In-app purchases

None

SplitSum

No in-app purchases

None

SplitStack

No in-app purchases

Questions

Is SplitSum free?
SplitSum is free to download, with no in-app purchases.
Is SplitStack free?
SplitStack is free to download, with no in-app purchases.
Do SplitSum or SplitStack have ads?
Neither SplitSum nor SplitStack shows ads.
Which is updated more often, SplitSum or SplitStack?
SplitSum ships an update every 3 weeks, and SplitStack daily. Most recently, SplitSum was updated on October 17, 2026 and SplitStack on October 9, 2026.

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