PointoneMFB Mobile vs Dayspringmfb
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
PointoneMFB Mobile
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Unlock loans, savings and much more with the PointoneMFB App Mobile business bank accounts. Money transfers & POS. Business loans, Bills payment & Airtime PointoneMFB provides businesses with access to mobile business banking solutions that enables them to create their own business bank account, accept online and offline payments, purchase airtime, pay utility bills, transfer money, request expense cards, and qualify for business loans. BUSINESS BANKING SOLUTIONS FOR EVERY BUSINESS & AGENT PointoneMFB Business Bank provides simple yet effective solutions for businesses and agents, so you can manage bills, request loans, buy airtime, manage business money transfer operations and grow without limits: - Business Bank account. Now, you can get a business bank account in your business name right from your phone with our easy business banking solution. - Business savings plans: Save money smartly with our savings plans, tailored to your business needs. - Send and receive money: Send money to business or any money transfer effortlessly & with no hidden charges; you have complete control over your bank account, ensuring your funds reach their intended recipients quickly and securely from your business account. - POS terminals: Receive card and bank transfer payments easily with the PointoneMFB POS. Request for a POS terminal right from the app and have it delivered to your doorstep within 48 hours. - Working capital loans: PointoneMFB offers working capital loans for businesses with effective interest rates. Our business loans are easy to qualify for and can be used for a variety of purposes such as inventory, expansion, or payroll. Apply in as little as 5 minutes and get a decision on loan approval within 48 hours. Our online loan application is available 24/7! - Airtime & Data Purchase with Cashback: For each time you purchase airtime and data directly from the app. THE BEST BUSINESS BANKING SOLUTION TO MANAGE YOUR BUSINESS BANK ACCOUNT Experience the better way to bank your business and much more, all within the PointoneMFB Business Banking app. PointoneMFB’s mobile banking interface guarantees a seamless business banking, empowering you to focus on what matters most: growing your business. From the app you will be able to manage your business with operational tools like expense cards, accounting and bill payment solutions for businesses to run seamlessly. PointoneMFB started as an agent banking network but has evolved to a business and personal banking provider. At PointoneMFB, we are dedicated to empowering businesses like yours with access to working capital loans they need to grow their business. PointoneMFB Microfinance Bank is the definitive bank for small and medium-sized businesses in Nigeria and is regulated by the Central Bank of Nigeria (CBN) Contact us Our committed support team is prepared to assist you. - Office address: Head office, 23, Odozi Street Ojodu, Lagos State - Contact number: 0707 974 5532 - Raise a help ticket within the app - Email: info@pointonemfb.com.ng - Visit: https://pointonemfb.com.ng/ - LinkedIn: https://www.linkedin.com/company/pointonemfb/ - Twitter: https://twitter.com/pointonemfb - Facebook: https://web.facebook.com/pointonemfb - Instagram: https://www.instagram.com/pointonemfb/ Privacy policy Visit our privacy policy page to learn more about the terms of service. https://pointonemfb.com.ng/privacy.php Within the PointoneMFB Business Banking app you can create your business bank account in minutes, receive or send money instantly, buy airtime, pay bills & POS terminals in less than 48h, on top of working capital loans for your convenience. Join us and embark on a journey of financial growth, unlock your full potential and join our community. Become a PointoneMFB business owner or agent today!
Dayspringmfb
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Dayspring is Nigeria's trusted microfinance bank, offering secure, fast, and affordable financial solutions for individuals, SMEs, and cooperatives. With Dayspring, you can: • Send and receive money instantly with seamless transfers (optimal 100% success rate) to any bank in Nigeria. Schedule recurring transfer and enjoy the flow. • Pay bills and top-up airtime & data with exclusive bonuses and rewards. • Grow your savings easily with competitive interest rates on your balance. • Enjoy Bustle-free debit cards with zero maintenance charges for Save & Smile • Say goodbye to transaction failures and network issues. Enjoy super-fast, reliable and successful transactions 24/7. • Send money using account number, including non-Dayspring users. • Powered by all Nigerian banks: Access Bank, Zenith Bank, GT Bank, UBA, First Bank, Ecobank, and more—ensuring a seamless and secure banking experience. • Keep track of every transfer. Easily find transaction details in your "Transaction History" with real-time updates. • Instant Notifications: Receive Email, SMS and in-app alerts for transaction. BEST AIRTIME/DATA DEALS & EASY BILL PAYMENTS • Get top airtime and data offers on MTN, Airtel, Glo, and 9Mobile. • Pay electricity (IKEDC, EKEDC, AEDC, etc.), TV subscriptions (DStv, GOtv, Startimes), water bills, internet services, and more with ease. • Schedule recurring bill payments so you never miss a deadline. SAVE & SMILE WITH MORE MONEY (Powered by Dayspring Microfinance Bank) Save & Smile • Flexible Savings: Open a savings account with zero maintenance fees and competitive interest rates. • Daily Interest: Earn interest on your balance calculated daily and paid monthly. • Easy Access: Withdraw your savings anytime without penalties. Target Savings (SPEC PLUS SAVINGS) • Goal-Based Saving: Save towards specific goals—school fees, business expansion, travel, or festivals. • Flexible Plans: Choose daily, weekly, or monthly contribution schedules. • Progress Tracking: Visualize your savings journey with in-app progress and motivational alerts. Fixed Savings • Higher Returns: Lock idle funds for 30, 60, or 90 & more days to earn enhanced interest rates. • Early Withdrawal Options: Access funds with minimal charges in case of emergencies. • Auto-Renewal: Option to automatically roll over your fixed savings at maturity. SECURE AND PRIVATE • Biometric Login: Fingerprint and facial recognition for quick and secure app access. • Transaction Encryption: Bank-grade 256-bit encryption for all data and transactions. • Security: Optional Otp verification for transactions • Large Transaction Shield: Extra Otp verification for transactions above your preset limit. • Card Control: Instantly lock/unlock your debit card from the app if misplaced. • Private Mode: Hide your account balance from prying eyes with a single tap. • Real-Time Alerts: Instant notifications for all account activities—login, transfers, bill payments, and more. • Two-Factor Authentication (2FA): Added security layer for sensitive transactions. REGULATORY COMPLIANCE Dayspring Microfinance Bank Limited is licensed by the Central Bank of Nigeria (CBN) and insured by the Nigeria Deposit Insurance Corporation (NDIC) CONTACT US Our support team is available 24/7 for all your inquiries and complaints. Head Office: No. 2, 45 Road, 4th Avenue, Gwarinpa, FCT - Abuja Customer Care Helplines: +234 (0) 816 729 4433 Website: www.dayspringmfb.com Email: info@dayspringmfb.com DAYSFRING MICROFINANCE BANK Lets Create Wealth Together
Screenshots
Verdict
PointoneMFB Mobile and Dayspringmfb are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
PointoneMFB Mobile ships an update every 3 weeks, Dayspringmfb monthly. The most recent releases landed on September 17, 2026 and September 8, 2026 respectively.
| Parameter | PointoneMFB Mobile | Dayspringmfb |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 3 weeks — better | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.1 | 15.1 |
| Further details — not scored | ||
| Size | 42 MB | 55 MB |
| Age rating | 4+ | 4+ |
| Developer | Pointone Microfinance Bank Limited | DAYSPRING MICROFINANCE BANK LIMITED |
In-app purchases
PointoneMFB Mobile
No in-app purchases
Dayspringmfb
No in-app purchases
Questions
Is PointoneMFB Mobile free?
Is Dayspringmfb free?
Do PointoneMFB Mobile or Dayspringmfb have ads?
Which is updated more often, PointoneMFB Mobile or Dayspringmfb?
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