Divide vs Claimio

Introducing Divide: The Ultimate Group Expense Manager Divide is your go-to app for managing shared expenses — with friends, flatmates, family, or travel groups. Built to be simple, fast, and 100% free. No ads. No limits. Works even offline. #Who is Divide for? Anyone who shares expenses with: * Friends from school, college, or office * Flatmates and roommates * Travel companions and trip groups * Your partner or spouse * Family and household members * Hostel or co-living mates * Colleagues and co-workers * Business partners or small teams * Yourself (for personal expense tracking) #Why Choose Divide? * Save time and avoid awkward money talks * Track group and personal expenses in one place * Get smart payment reminders * No more manual calculations * Plan trips and set budgets * Manage bills for rent, groceries, subscriptions, and more * Seamlessly split expenses item-wise * Built for simplicity, speed, and smarter decisions #Powerful Features: * Intelligent payment reminders for timely settlements * Simple group creation with trip dates and members * Invite friends from your contacts * Clean design, zero bloat * Pay-per-use and shared cost breakdown * View analytics by group — who paid, who spent * Simple home budget planning * Add personal or group expenses with ease * Auto-expense categorization * Chat with your expenses with AI * Mult-currency support * Works offline – perfect for trips * Select custom split types - unequally, equally, percentage * Track balances clearly by group or person * Send payment reminders * NO ADS Your data is safe and secure. Please review our Privacy Policy and Terms: 1.[https://www.apple.com/legal/internet-services/itunes/dev/stdeula/](https://www.apple.com/legal/internet-services/itunes/dev/stdeula/) 2. [https://projectxco.org/divide/privacy-policy](https://projectxco.org/divide/privacy-policy) Download Divide today and take control of your shared expenses. For support, write to us at [company@projectxco.org](mailto:company@projectxco.org)

Stop chasing receipts. Stop waiting to get paid back. Claimio is the expense claims app for modern teams, small businesses, and self-employed professionals — track, submit, and manage business expenses from your phone, with AI doing the heavy lifting. FOR INDIVIDUALS & FREELANCERS • Track your own business expenses in one place — no spreadsheets • Snap receipts and let AI extract the details automatically • Log mileage with live GPS and automatic HMRC-rate calculations • Save receipts to your wallet and submit when ready • Export your expenses for your accountant or self-assessment return • Ask the AI tax assistant about allowable expenses, VAT, mileage rates, and more • MTD-ready VAT export to stay HMRC-compliant FOR EMPLOYEES • Submit an expense claim in seconds — just snap your receipt • AI reads the receipt and fills in the details automatically • Save receipts to your wallet to submit later • Track mileage automatically with live GPS journey tracking and HMRC-rate calculations • Log per diems and cash expenses with ease • Group expenses by project or trip for easy reporting • Track every claim in real time — pending, approved or rejected • Get notified the moment your claim is reviewed • Ask the AI tax assistant about HMRC rules, VAT reclaim, or mileage allowances — and get instant, cited answers FOR ADMINS • Review and approve your team's claims in one tap • Set spending policies — category limits, receipt thresholds, approval tiers • Pay approved claims directly to employee bank accounts via Stripe • Export to Xero, QuickBooks or Sage — with custom accounting codes per category • MTD-ready VAT export so your records are always HMRC-compliant • Duplicate receipt detection to prevent double claims • AI-powered spending insights and category breakdowns across your entire team • Daily or weekly digest emails to stay on top of spend ACCOUNTING & TAX • Direct sync to Xero, QuickBooks and Sage • Custom accounting codes mapped per expense category • MTD VAT export for Making Tax Digital compliance • HMRC-rate mileage calculations built in • AI chatbot trained on UK tax rules — VAT, P11D, business expense eligibility and more • CSV, Excel and PDF exports for your accountant PLANS • Pro — unlimited claims, AI receipt scanning, analytics, Stripe reimbursements • Business — everything in Pro, plus department budgets, multi-level approvals, and Xero, QuickBooks and Sage exports • Solo accounts available for individuals and freelancers Every new account starts with a free 7-day Business trial. No credit card required. After the trial, a subscription is required to continue. Monthly and yearly plans available. Terms of Use: https://claimio.org/terms Privacy Policy: https://claimio.org/privacy