Cence vs FAB First

The community app for every purchase. Merchants post offers. Users share recommendations. The community asks questions. Where should I eat? Is this hotel worth it? Which card should I use? Is this offer actually worth it? These are the questions we ask our friends every day. Cence is where you ask everyone. Before you spend, see what real people across the UAE recommend, ask the community for advice, and let Cencai — the AI that knows what's worth your money — help you decide. Share what you love, follow the people you trust, and help others spend smarter too. On Cence, everyone helps everyone make better decisions with their money. Ask the Community Need advice before you spend? Ask anything and get recommendations from people who've already been there. Choosing a restaurant, planning a trip, picking a credit card or weighing up an offer — the community helps you decide with confidence. Share What's Worth It Discover recommendations from people across the UAE, and share your own to help others decide. Find hidden gems, skip the overrated, and see what people genuinely think before you spend. React to any post: Worth It Interested Pass Then follow the people whose taste you trust. Meet Cencai Cencai is the friend who always knows where to go, what to buy and what's worth your money. Ask Cencai anything: • Which card should I use here? • Is this offer worth it? • Where should I eat tonight? • What's good near me right now? • Which card actually suits my lifestyle? The more you ask, react and follow, the sharper Cencai's suggestions get. Use the Best Card. Every Time. Know exactly which card gives you the most value before you pay. Maximise cashback, rewards, miles, discounts and benefits — from the cards already in your wallet. Find Your Next Card Explore the cards available in the UAE and compare rewards, cashback, travel perks and benefits — so you can find the ones that fit how you actually spend. Discover What's Around You Find offers, recommendations and places nearby — across dining, shopping, travel, entertainment, health & wellness and more. Gets Better the More You Use It Everyone spends differently. The more you ask, share and react, the more your feed, recommendations, cards and offers reflect what actually matters to you. Where Everyone Counts Every recommendation. Every opinion. Every question. Every review. Every spending decision. Cence brings people, merchants and AI together in one place — so everyone makes better decisions with their money. Download Cence and join the community.

Meet FAB FIRST. A new app from FAB that brings together AI, data and insights for a more intelligent and personal banking experience. Your existing FAB Mobile app remains available, with over 200 services at your fingertips. FAB FIRST is the first step towards a whole new way of banking with FAB. AN AI ASSISTANT THAT KNOWS YOUR MONEY: Ask anything about your finances, your products and benefits, or get help with what you need. FAB FIRST understands what you're asking and gives you intelligent answers drawn from your own transactions. How much did I spend on dining last month? What offers do I have? When is my card payment due? Just ask. INSIGHTS THAT FIND YOU: FAB FIRST reads your spending and cashflow patterns and shows you what matters before you think to ask. No searching, no digging. Just the insight you need, right when it’s relevant. DO MORE THAN ASK: Need to pay a bill? Want to move money between accounts? FAB FIRST lets you complete many of your everyday banking transactions, with more being added regularly. For now, you can transfer funds locally, pay your utilities, manage your credit cards, all in a few taps. MANAGE YOUR CARDS: Activate a card, see your card benefits and payment due date, set card controls and spending limits. Full control, right at hand. BUDGETS, BUILT IN: A new budgeting feature that tracks your spending against your budget every month. Set an overall budget or budget by spend category. ONE VIEW OF EVERYTHING: See all your FAB products in one place, along with your spending, budget and cashflow. Everything presented clearly so you always know where you stand. JOIN FAB EASILY: New to FAB? Simply download FAB FIRST and apply for an account. More products coming soon.