Comparison

Xpens vs Budget Chum

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Xpens

Effortlessly track your expenses with AI. Snap photos of receipts or upload images, and let the app automatically extract and categorize your spending. Simplify bookkeeping and gain a clear overview of your finances.

Highlights
  • AI-powered receipt scanning
  • Automatic expense categorization
  • Secure data storage
  • User-friendly interface
  • Easy export options
  • Automated bookkeeping
Features
Read full description

Tired of manually tracking expenses? Xpens is the AI-powered solution that simplifies your bookkeeping, right from your phone. Effortless Expense Tracking: - Scan or Upload: Simply snap a picture of your receipt or upload an existing image. - AI-Powered Digitization: Our advanced AI automatically extracts all the important details: vendor, date, amount & tax..., and even categorizes your expenses. - Accurate & Reliable: Xpens ensures accurate data entry, eliminating human error and saving you valuable time. - Automated Bookkeeping: Say goodbye to spreadsheets! Xpens handles your bookkeeping automatically, giving you a clear overview of your spending. Key Features: - Fast and accurate receipt scanning - Automatic expense categorization - Secure data storage - User-friendly interface - Easy export options Xpens is perfect for: - Small business owners - Individuals who want to track personal expenses - Freelancers and self-employed professionals Download Xpens today and experience the future of expense tracking! Terms of Use: This app uses Apple's standard End User License Agreement (EULA). You can find it here: [https://www.apple.com/legal/internet-services/itunes/dev/stdeula/](https://www.apple.com/legal/internet-services/itunes/dev/stdeula/) Privacy Policy: [https://xpens.eu/privacy](https://xpens.eu/privacy)

About

Budget Chum

Features
Read full description

Meet Budget Chum - the friendly way to budget day by day. Instead of juggling categories and complex rules, Budget Chum focuses on what matters most: what’s safe to spend today. β€’ See your daily budget at a glance and understand how it changes over time β€’ Log expenses and income in seconds with quick actions β€’ Track trends with clean, insightful charts β€’ Keep an eye on subscriptions and recurring payments β€’ Build savings confidently without losing sight of your day-to-day With Budget Chum, every decision gets easier. You’ll always know where you stand, what’s coming up, and how today’s choices help you reach your goals. Key Features β€’ Daily Budget Card: Know exactly what you can spend today - no guesswork. β€’ Safe to Spend: Balance current funds, upcoming payments and goals in one clear signal. β€’ Quick Actions: Add expenses or income fast, adjust balances and jump to common tasks. β€’ Charts & Trends: Understand your spending patterns and progress at a glance. β€’ Subscriptions: Track recurring charges so nothing slips through. β€’ Savings Goals: Set targets and watch your momentum build. β€’ Thoughtful Onboarding: A guided walkthrough highlights the features that matter. β€’ Privacy First: Your data stays yours. Budget Chum turns budgeting into a simple daily habit. It’s fast, clear and encouraging - designed to help you spend confidently and save consistently without the overwhelm. Start your first week with Budget Chum and see how small, confident decisions add up.

Screenshots

Xpens4 screens
Budget Chum4 screens

Verdict

The call

The clearest difference is update cadence: Xpens at every 4 days against Budget Chum's every 3 weeks. Xpens also leads on iOS requirement (15.1 vs 18.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Xpens ships an update every 4 days, Budget Chum every 3 weeks. Both last shipped on October 24, 2026.

Scorecard2 real differences Β· 6 level
Xpens versus Budget Chum: the parameters behind the verdict, then further details
ParameterXpensBudget Chum
PriceFreeFree
Positive reviews0.0% of reviewsβ€”
Update frequencyEvery 4 days β€” betterEvery 3 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeβ€”
DevicesiPhone, iPad, iPod β€” betteriPhone, iPad
Requires iOS15.1 β€” better18.0
Further details β€” not scored
Size36 MB37 MB
Age rating4+4+
DeveloperAutoblicker GesmbHMichael Butler

In-app purchases

None

Xpens

No in-app purchases

None

Budget Chum

No in-app purchases

Questions

Is Xpens free?
Xpens is free to download, with no in-app purchases.
Is Budget Chum free?
Budget Chum is free to download, with no in-app purchases.
Do Xpens or Budget Chum have ads?
Neither Xpens nor Budget Chum shows ads.
Which is updated more often, Xpens or Budget Chum?
Xpens ships an update every 4 days, and Budget Chum every 3 weeks. Most recently, Xpens was updated on October 24, 2026 and Budget Chum on October 24, 2026.

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