Budget Chum vs Amon Budget

Meet Budget Chum - the friendly way to budget day by day. Instead of juggling categories and complex rules, Budget Chum focuses on what matters most: what’s safe to spend today. • See your daily budget at a glance and understand how it changes over time • Log expenses and income in seconds with quick actions • Track trends with clean, insightful charts • Keep an eye on subscriptions and recurring payments • Build savings confidently without losing sight of your day-to-day With Budget Chum, every decision gets easier. You’ll always know where you stand, what’s coming up, and how today’s choices help you reach your goals. Key Features • Daily Budget Card: Know exactly what you can spend today - no guesswork. • Safe to Spend: Balance current funds, upcoming payments and goals in one clear signal. • Quick Actions: Add expenses or income fast, adjust balances and jump to common tasks. • Charts & Trends: Understand your spending patterns and progress at a glance. • Subscriptions: Track recurring charges so nothing slips through. • Savings Goals: Set targets and watch your momentum build. • Thoughtful Onboarding: A guided walkthrough highlights the features that matter. • Privacy First: Your data stays yours. Budget Chum turns budgeting into a simple daily habit. It’s fast, clear and encouraging - designed to help you spend confidently and save consistently without the overwhelm. Start your first week with Budget Chum and see how small, confident decisions add up.

Stop wrestling with manual entry. Amon Budget is the AI-powered money tracker built for real life — for couples splitting rent, families saving for a holiday, and anyone who'd rather speak or snap a receipt than type. — NEW IN 2.1 — • Low-balance forecast: every account 14 days ahead, and a heads-up about a week before a bill your balance won't cover. • Subscriptions: a monthly and yearly total, a flag when a price goes up, and one tap to make one recurring or mark it cancelled. • Spending drift: Amon notices a category creeping up over three months. • Ask Amon shows the transactions behind its answer. • Auto-rules learn from the categories you accept or correct. • Pick which notifications you get, type by type, plus reminders before a recurring expense. • Idle cash: move what your everyday accounts don't need into a goal. — ALSO IN 2.0 — • Home-screen widgets and an Apple Watch app (logging from the Watch is Premium). • Wrapped, Money habits, yesterday's wrap-up, a month forecast with a daily safe-to-spend, and the money-flow chart. • Six languages: English, Russian, German, Spanish, French, Portuguese (Brazil). — ADD EXPENSES IN SECONDS — • Voice input: "20 euros on coffee yesterday" — done. • Receipt scan (Premium): snap any receipt — amount, merchant, date. • AI Quick Add: paste any message, Amon turns it into a transaction. • Smart categories: AI picks the category for you, and your auto-rules keep repeat purchases tidy. — BUDGETS THAT WORK — • Set budgets per category or account — daily, weekly, monthly, or yearly. • Live progress bars and gentle warnings before you overspend. • Recurring transactions — Amon spots subscriptions in your history. — SAVINGS GOALS — • Visualize each goal — holiday, emergency fund, new laptop. • Track contributions, deadlines and progress. • Multiple goals, multiple currencies. — SHARED FOR COUPLES & FAMILIES — • Invite your partner or family to a shared group. • Split a single transaction across people or accounts. • See who paid for what, settle up at month-end. • Shared tasks: assign bills and money to-dos to each other. • Each person keeps their own private wallets too. — INSIGHTS YOU ACTUALLY READ — • AI Insights: "You spent 32% more on takeout this month." • Weekly digest: a short AI summary of your money week. • Charts: spending by category, trends, calendar heatmap. — BUILT FOR PRIVACY — • Works offline — log expenses on a plane, sync when you're back online. • Voice runs on your device's offline speech recognizer. With no offline pack for your language, Amon asks first before sending the recording to Apple's speech service. Either way, the text reaches us. • Receipt text is read on device; the photo goes to a cloud AI model. • Biometric unlock (Face ID, Touch ID). • Encrypted in transit (TLS) and stored on our servers. • AI requests go through our backend to a third-party model provider. • No ads, no data brokers, no model training on your data. • Export your data and delete your account anytime, right in the app. • Sign in with Apple supported. — EVERYTHING ELSE — • Multi-currency with automatic conversion. • Multiple accounts: cash, bank, credit, investment, or other. • Custom icons and colors for every category and account. • Quick Actions from the home screen — log a transaction in 2 taps. • Light & dark theme that follows your system. • CSV import and export. • Push notifications: budget overruns, low balance, recurring payments, weekly digest, group activity. — PRICING — Amon Budget is free: voice input, AI Quick Add, budgets, goals, shared groups, charts, CSV import/export and the widgets cost nothing. Premium is optional: receipt scanning, logging an expense from the Apple Watch, live market prices, refresh-on-demand, more than one portfolio and advanced portfolio analytics. Questions? Email support@amon-budget.online or visit amon-budget.online/support/. Privacy Policy: amon-budget.online/privacy/ Terms of Service: amon-budget.online/terms/