Amon Budget vs DuoSpend Budget

Stop wrestling with manual entry. Amon Budget is the AI-powered money tracker built for real life — for couples splitting rent, families saving for a holiday, and anyone who'd rather speak or snap a receipt than type. — NEW IN 2.1 — • Low-balance forecast: every account 14 days ahead, and a heads-up about a week before a bill your balance won't cover. • Subscriptions: a monthly and yearly total, a flag when a price goes up, and one tap to make one recurring or mark it cancelled. • Spending drift: Amon notices a category creeping up over three months. • Ask Amon shows the transactions behind its answer. • Auto-rules learn from the categories you accept or correct. • Pick which notifications you get, type by type, plus reminders before a recurring expense. • Idle cash: move what your everyday accounts don't need into a goal. — ALSO IN 2.0 — • Home-screen widgets and an Apple Watch app (logging from the Watch is Premium). • Wrapped, Money habits, yesterday's wrap-up, a month forecast with a daily safe-to-spend, and the money-flow chart. • Six languages: English, Russian, German, Spanish, French, Portuguese (Brazil). — ADD EXPENSES IN SECONDS — • Voice input: "20 euros on coffee yesterday" — done. • Receipt scan (Premium): snap any receipt — amount, merchant, date. • AI Quick Add: paste any message, Amon turns it into a transaction. • Smart categories: AI picks the category for you, and your auto-rules keep repeat purchases tidy. — BUDGETS THAT WORK — • Set budgets per category or account — daily, weekly, monthly, or yearly. • Live progress bars and gentle warnings before you overspend. • Recurring transactions — Amon spots subscriptions in your history. — SAVINGS GOALS — • Visualize each goal — holiday, emergency fund, new laptop. • Track contributions, deadlines and progress. • Multiple goals, multiple currencies. — SHARED FOR COUPLES & FAMILIES — • Invite your partner or family to a shared group. • Split a single transaction across people or accounts. • See who paid for what, settle up at month-end. • Shared tasks: assign bills and money to-dos to each other. • Each person keeps their own private wallets too. — INSIGHTS YOU ACTUALLY READ — • AI Insights: "You spent 32% more on takeout this month." • Weekly digest: a short AI summary of your money week. • Charts: spending by category, trends, calendar heatmap. — BUILT FOR PRIVACY — • Works offline — log expenses on a plane, sync when you're back online. • Voice runs on your device's offline speech recognizer. With no offline pack for your language, Amon asks first before sending the recording to Apple's speech service. Either way, the text reaches us. • Receipt text is read on device; the photo goes to a cloud AI model. • Biometric unlock (Face ID, Touch ID). • Encrypted in transit (TLS) and stored on our servers. • AI requests go through our backend to a third-party model provider. • No ads, no data brokers, no model training on your data. • Export your data and delete your account anytime, right in the app. • Sign in with Apple supported. — EVERYTHING ELSE — • Multi-currency with automatic conversion. • Multiple accounts: cash, bank, credit, investment, or other. • Custom icons and colors for every category and account. • Quick Actions from the home screen — log a transaction in 2 taps. • Light & dark theme that follows your system. • CSV import and export. • Push notifications: budget overruns, low balance, recurring payments, weekly digest, group activity. — PRICING — Amon Budget is free: voice input, AI Quick Add, budgets, goals, shared groups, charts, CSV import/export and the widgets cost nothing. Premium is optional: receipt scanning, logging an expense from the Apple Watch, live market prices, refresh-on-demand, more than one portfolio and advanced portfolio analytics. Questions? Email support@amon-budget.online or visit amon-budget.online/support/. Privacy Policy: amon-budget.online/privacy/ Terms of Service: amon-budget.online/terms/

DuoSpend Budget is a simple app for managing shared expenses and budgets as a couple, one project at a time. Holidays, home improvements, weddings, moving, or any shared plan: create a budget, add expenses, and immediately see where you stand. A BUDGET FOR EACH PROJECT Every project has its own budget and expense history. See how much you have spent, how much remains, and how costs are shared between you. A CLEAR BALANCE BETWEEN TWO PARTNERS For every expense, choose who paid and how the final cost is split. DuoSpend automatically calculates the balance and clearly shows who owes whom. A COUPLE OVERVIEW DuoSpend Budget Pro gives you a summary of your active projects, including amounts paid, amounts owed and the overall balance between both partners. MAKE PROJECTS YOUR OWN Customize your projects with themes and icons, and choose colors for both partners. ARCHIVE WITHOUT LOSING YOUR HISTORY When a project is finished, archive it to remove it from your active projects while keeping its expenses and history. USEFUL HOME SCREEN WIDGETS With DuoSpend Budget Pro, keep important information on your Home Screen: • Couple Balance • Configurable Project • Active Projects FILE-BASED SHARING Export a project as a .duospend file to transfer or back it up, then import it or update an existing project. Sharing remains deliberate and manual: DuoSpend does not automatically synchronize data between partners. PRIVATE BY DESIGN • No bank connection • No DuoSpend account • No ads • No tracking • Data stored locally on your device DUOSPEND BUDGET PRO Start for free with one project. A single one-time purchase unlocks unlimited projects and Pro features. No subscription. DuoSpend Budget is designed exclusively for two partners.