Amon Budget vs Budget Wisely

Stop wrestling with manual entry. Amon Budget is the AI-powered money tracker built for real life — for couples splitting rent, families saving for a holiday, and anyone who'd rather speak or snap a receipt than type. — NEW IN 2.1 — • Low-balance forecast: every account 14 days ahead, and a heads-up about a week before a bill your balance won't cover. • Subscriptions: a monthly and yearly total, a flag when a price goes up, and one tap to make one recurring or mark it cancelled. • Spending drift: Amon notices a category creeping up over three months. • Ask Amon shows the transactions behind its answer. • Auto-rules learn from the categories you accept or correct. • Pick which notifications you get, type by type, plus reminders before a recurring expense. • Idle cash: move what your everyday accounts don't need into a goal. — ALSO IN 2.0 — • Home-screen widgets and an Apple Watch app (logging from the Watch is Premium). • Wrapped, Money habits, yesterday's wrap-up, a month forecast with a daily safe-to-spend, and the money-flow chart. • Six languages: English, Russian, German, Spanish, French, Portuguese (Brazil). — ADD EXPENSES IN SECONDS — • Voice input: "20 euros on coffee yesterday" — done. • Receipt scan (Premium): snap any receipt, text is recognized on your device — amount, merchant, date. • AI Quick Add: paste any message, Amon turns it into a transaction. • Smart categories: AI picks the category for you, and your auto-rules keep repeat purchases tidy. — BUDGETS THAT WORK — • Set budgets per category or account — daily, weekly, monthly, or yearly. • Live progress bars and gentle warnings before you overspend. • Recurring transactions — Amon spots subscriptions in your history. — SAVINGS GOALS — • Visualize each goal — holiday, emergency fund, new laptop. • Track contributions, deadlines and progress. • Multiple goals, multiple currencies. — SHARED FOR COUPLES & FAMILIES — • Invite your partner or family to a shared group. • Split a single transaction across people or accounts. • See who paid for what, settle up at month-end. • Shared tasks: assign bills and money to-dos to each other. • Each person keeps their own private wallets too. — INSIGHTS YOU ACTUALLY READ — • AI Insights: "You spent 32% more on takeout this month." • Weekly digest: a short AI summary of your money week. • Charts: spending by category, trends, calendar heatmap. — BUILT FOR PRIVACY — • Works offline — log expenses on a plane, sync when you're back online. • Voice runs on your device's offline speech recognizer. With no offline pack for your language, Amon asks first before sending the recording to Apple's speech service. Either way, the text reaches us. • Receipt text is recognized on your device. • Biometric unlock (Face ID, Touch ID). • Encrypted in transit (TLS) and stored on our servers. • AI requests go through our backend to a third-party model provider. • No ads, no data brokers, no model training on your data. • Export your data and delete your account anytime, right in the app. • Sign in with Apple supported. — EVERYTHING ELSE — • Multi-currency with automatic conversion. • Multiple accounts: cash, bank, credit, investment, or other. • Custom icons and colors for every category and account. • Quick Actions from the home screen — log a transaction in 2 taps. • Light & dark theme that follows your system. • CSV import and export. • Push notifications: budget overruns, low balance, recurring payments, weekly digest, group activity. — PRICING — Amon Budget is free: voice input, AI Quick Add, budgets, goals, shared groups, charts, CSV import/export and the widgets cost nothing. Premium is optional: receipt scanning, logging an expense from the Apple Watch, live market prices, refresh-on-demand, more than one portfolio and advanced portfolio analytics. Questions? Email support@amon-budget.online or visit amon-budget.online/support/. Privacy Policy: amon-budget.online/privacy/ Terms of Service: amon-budget.online/terms/

Budget Wisely makes personal finance effortless. Connect your bank accounts, track every dollar, and let AI do the heavy lifting — so you can focus on spending smarter. AUTOMATIC BANK SYNC Securely connect your bank accounts, credit cards, and financial institutions through Plaid. Transactions sync automatically so you always have an up-to-date picture of your finances. AI-POWERED CATEGORIZATION Stop manually sorting transactions. Budget Wisely uses AI to intelligently categorize your spending — groceries, dining, transportation, entertainment, and more. The more you use it, the smarter it gets, learning from your corrections. SUBSCRIPTION & RECURRING CHARGE DETECTION Never be surprised by a forgotten subscription again. Budget Wisely automatically identifies recurring charges from services like Netflix, Spotify, gym memberships, insurance, and more. See your total monthly and yearly subscription costs at a glance. CUSTOM BUDGETS Set monthly or custom budgets for any category. Track your progress in real time and see exactly where your money is going — before it's gone. INSIGHTFUL REPORTS Visualize your spending with clear charts and breakdowns. Compare spending across months, see trends over time, and identify areas where you can save. FULLY CUSTOMIZABLE CATEGORIES Create, edit, and merge categories to match how you think about your money. Assign icons and colors so everything is easy to find at a glance. BUILT WITH PRIVACY IN MIND Your financial data is encrypted and never shared. Bank connections are secured through Plaid, the same infrastructure trusted by thousands of financial apps. KEY FEATURES • Automatic bank account syncing via Plaid • AI-powered transaction categorization • Recurring charge and subscription tracking • Custom budgets with real-time progress • Spending reports and trend analysis • Transaction search, filtering, and export • Custom categories with icons and colors • Password-protected account with email recovery Start budgeting wisely today.