Pick记账 vs 元元记账
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Pick记账
This app offers a unique approach to personal finance management by integrating AI companions for a more engaging experience. Users can chat, use voice, or even images to log expenses, with automatic recognition and categorization of transactions. It provides detailed financial analysis and a visual calendar for tracking income and spending.
- AI chat for expense logging
- Voice and image recognition for transactions
- Automatic transaction categorization
- Daily and monthly financial analysis
- Calendar view of income and expenses
- Customizable subcategories
- Cloud synchronization
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-----应用介绍-------- Pick记账不仅是你的专属财务管家,更是可以陪你聊天的好朋友。在这里,你可以设置AI角色的称呼、关系、性格、背景设定等丰富自定义选项,打造最懂你的AI伙伴,陪你轻松记账、开心唠嗑~ ------特色功能-------- 【聊天记账】 试试和TA说“午餐30元”,AI会自动识别账单金额、分类等信息完成记账。每次记账AI角色都有可能进行消息回复,情绪价值拉满~ 【语音记账】 不想打字?直接发语音也可以聊天记账哦! 【识图记账】 购物小票、账单截图,不论是单笔还是多笔账单,通通都可以智能识别账单信息快速记账。当然,发送不含账单的图片,AI角色也会回复消息哦~ 【自动记账】 微信、支付宝等软件付款后,智能识别交易金额、类别、时间等信息,自动归类收支项目,准确生成账单记录,实现1秒记账! 【记账日历】 以日历形式呈现每日收支记录,快速查看当日、当月财务状况,收支记录以不同颜色标识,清晰区分收入和支出,轻松回顾过往财务数据。 【二级分类】 Pick记账提供丰富的默认分类,同时支持自定义二级收支类别,设置任意图标和名称,满足各种记账场景,让记账更加个性化。 【数据分析】 自动计算每日、每月的总收入和总支出,提供日均支出、日均收入等关键数据,并以多维度图表展示,直观了解收支情况,同时支持自定义统计时间范围,满足个性化需求,助您更好地分析财务状况。 【云端同步】 账单数据实时云同步,不收费、不限量,换机不用愁。
元元记账
This app uses AI to quickly log expenses through voice input, automatically creating categorized bills. It offers multiple input methods, including offline voice recording, and provides detailed visual reports and comprehensive asset management for all your financial accounts.
- AI-powered voice expense logging
- Automatic bill generation and categorization
- Multiple input methods (voice, text, manual)
- Offline recording capability
- Multi-dimensional visual financial reports
- Comprehensive asset management
- Minimalist design for efficiency
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通过AI帮您快速记账,可一次语音输入多笔消费,自动生成多笔账单,并智能归类。高效准确。 语音记账功能不限次数免费使用,无需付费解锁。 多种记账方式可选,语音记账、文字记账、手动记账,AI让您在各种场景甚至在无网状态下也能快速记账。 多维度的可视化报表,不仅有收支趋势、分类占比,并支持按日、按月数据对比,专业详细。 强大的资产管理功能,支持银行账户、支付宝、微信、基金理财等全类资产,在这里可以一目了然您的所有资产,轻松便捷。 极简设计,科学配色,一切都为了让记账、看账变得更加高效简单。
Screenshots
Verdict
The clearest difference is ads: 元元记账 at none against Pick记账's shown. 元元记账 also leads on monetization model (free vs free with in-app purchases) and ratings volume (13 vs 2). Pick记账's advantage is rating (5.0 vs 4.8). On price, review sentiment, update cadence and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Pick记账 sells 9 one-off in-app purchases and 元元记账 sells 6 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.
Pick记账 holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: 元元记账 has 13 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 69% of Pick记账's written reviews are positive against 64% of 元元记账's.
Pick记账 ships an update every 11 days, 元元记账 every 2 weeks. The most recent releases landed on September 22, 2026 and September 23, 2026 respectively.
| Parameter | Pick记账 | 元元记账 |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (2 ratings) — better | 4.8 (13 ratings) |
| Positive reviews | 68.8% of reviews — better | 63.9% of reviews |
| Number of ratings | 2 | 13 — better |
| Update frequency | Every 11 days — better | Every 2 weeks |
| Ads | Yes | No — better |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 14.0 | 14.0 |
| Further details — not scored | ||
| Size | 177 MB | 156 MB |
| Age rating | 4+ | 4+ |
| Developer | Chongqing Miaoyudao Technology Co., Ltd. | Gameley |
Customer experience
Pick记账
元元记账
In-app purchases
Pick记账
- 动态背景1次$0.99
- Pick记账月度会员$3.99
- Pick记账季度会员$9.99
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- Pick记账永久会员$9.99
- Pick记账永久会员$12.99
- Pick记账季度会员$12.99
- Pick记账年度会员$19.99
- Pick记账年度会员$34.99
- Pick记账永久会员$129.99
元元记账
- 元元记账月会员$2.99
- 特惠终身会员$4.99
- 元元记账终身会员$4.99
Show 3 moreShow fewer
- 元元记账年会员$6.99
- 元元记账永久会员$6.99
- 元元记账终身会员$7.99








