Expense Trackey vs Waterfall
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Expense Trackey
Effortlessly track income and expenses, create custom budgets, and set financial goals. Automate recurring payments and manage multiple accounts with enhanced security. Enjoy an ad-free experience to focus on your financial well-being.
- Income and expense tracking
- Multi-category budgeting
- Financial goal setting
- Automated recurring payments
- Multiple wallet management
- Biometric security
- Data backup and export
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Seamless Income & Expense Tracking: Effortlessly track your income and expenses on a daily, weekly, or monthly basis with just a few taps. get instant clarity on where your money is going, so you can make smarter, more informed financial decisions every day Multi-Category Budgets: Create multiple budget categories for better control and customization. Track your spending across different areas like groceries, entertainment, savings, and more. Achieve Your Financial Goals: Set, track, and achive your financial goals with ease. Whether you're saving for a vacation, building an emergency fund, or paying off debt, you can set goals for daily, weekly, monthly, and even yearly targets. Stay motivated with insight reports that keep you on track. Automated Recurring Payments: Automate your recurring payments like bills, subscriptions, and memberships, ensuring you're always on time. Timely Reminders/Notifications: Get timely notifications for upcoming bills and payments to avoid any late fees. Manage Multiple Wallets: Add various accounts—bank, cash, digital wallets—and view all your balances in one convenient location. Enhanced Security: Protect your financial information with biometric authentication (Face ID/Touch ID) or a secure password for added privacy. Effortless Data Backup & Export: Easily import and export your financial data for seamless backup or sharing when necessary. Plus, you can easily export your data through apple shortcuts, making it even faster and more convenient. Ad-Free, Stress-Free: Enjoy a completely ad-free experience, so you can focus on what really matters—managing your money. No annoying pop-ups or interruptions, just a clean, smooth experience to help you stay organized and focused on your goals.
Waterfall
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WATERFALL — SEE WHERE YOUR MONEY GOES Budgeting shouldn't feel like homework. Waterfall shows your finances the way water flows — income pours in from the top, expenses branch out below. One look and you instantly know where every dollar went. No charts to decode. No spreadsheets to maintain. Just a beautiful, flowing picture of your money. ● WHY PEOPLE LOVE WATERFALL "Finally, a budget app I actually understand." — That's what we hear most. Other apps give you pie charts and bar graphs. Waterfall gives you something better: clarity. → Income flows in from the TOP as a single stream → Expenses branch DOWNWARD like a waterfall → Thick branches = heavy spending → Thin branches = light spending → The pool at the bottom = your remaining savings It's budgeting you can feel, not just read. ● RIDICULOUSLY FAST Adding an expense takes 2 seconds: 1. Tap + 2. Enter amount 3. Pick category That's it. No forms, no mandatory notes, no friction. We designed every pixel so your thumb does the work. ● FEATURES YOU'LL ACTUALLY USE ◆ Waterfall Visualization Animated money flow with smooth transitions. Tap any branch to drill into transaction details. Watch your savings pool grow (or shrink) in real time. ◆ Recurring Bills & Income Rent, subscriptions, salary — set them once to repeat daily, weekly, monthly, or yearly. Waterfall adds them automatically so nothing slips through. ◆ Smart Calendar See your spending by day. Darker dots = bigger spending days. Tap any date to see exactly what you bought. ◆ Searchable History Find that one transaction from three weeks ago in seconds. No endless scrolling. ◆ Custom Categories Food, Transport, Bills, Shopping, Entertainment, Health — all built in. Add your own with custom icons and colors. ◆ Monthly Comparison Swipe between months. See if you're spending more or less than last month. No complex reports needed. ◆ Daily Reminder An optional gentle evening nudge to log your day. Habits beat willpower. ◆ Speaks Your Language 50 languages and 100+ currencies. Waterfall works the way you do, wherever you are. ● YOUR PRIVACY IS SACRED All data lives on YOUR device. No account required. No bank login. No cloud. We literally cannot see your financial data — by design. ● FREE FIRST, PREMIUM OPTIONAL Almost everything in Waterfall is free. Premium supports development and unlocks: • No ads — ever • Unlimited custom categories • Export to PDF & Excel Flexible monthly or annual plans — go annual and save 45%. ● BUILT FOR REAL PEOPLE Waterfall isn't for accountants or finance nerds. It's for: • You, if you've tried budgeting and quit • You, if pie charts make your eyes glaze over • You, if you just want to know "where did my money go?" • You, if you need something that takes seconds, not minutes Download Waterfall and finally see where your money goes — beautifully. SUBSCRIPTIONS This app offers auto-renewable subscriptions. - Payment will be charged to your Apple ID account at confirmation of purchase. - Subscriptions automatically renew unless canceled at least 24 hours before the end of the current period. - Your account will be charged for renewal within 24 hours prior to the end of the current period. - You can manage or cancel your subscription in your Apple ID account settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is ads: Expense Trackey at none against Waterfall's shown. Expense Trackey also leads on update cadence (monthly vs every 5 months). On price, in-app purchases, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Expense Trackey ships an update monthly, Waterfall every 5 months. The most recent releases landed on October 30, 2026 and October 31, 2026 respectively.
| Parameter | Expense Trackey | Waterfall |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | — |
| Number of ratings | 1 — better | — |
| Update frequency | Monthly — better | Every 5 months |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 14.0 | 13.0 — better |
| Further details — not scored | ||
| Size | 48 MB | 38 MB |
| Age rating | 4+ | 4+ |
| Developer | Kishan Kumawat | Hafid Zaini |
In-app purchases
Expense Trackey
No in-app purchases
Waterfall
No in-app purchases









