Expense Trackey vs Spendler

Seamless Income & Expense Tracking: Effortlessly track your income and expenses on a daily, weekly, or monthly basis with just a few taps. get instant clarity on where your money is going, so you can make smarter, more informed financial decisions every day Multi-Category Budgets: Create multiple budget categories for better control and customization. Track your spending across different areas like groceries, entertainment, savings, and more. Achieve Your Financial Goals: Set, track, and achive your financial goals with ease. Whether you're saving for a vacation, building an emergency fund, or paying off debt, you can set goals for daily, weekly, monthly, and even yearly targets. Stay motivated with insight reports that keep you on track. Automated Recurring Payments: Automate your recurring payments like bills, subscriptions, and memberships, ensuring you're always on time. Timely Reminders/Notifications: Get timely notifications for upcoming bills and payments to avoid any late fees. Manage Multiple Wallets: Add various accounts—bank, cash, digital wallets—and view all your balances in one convenient location. Enhanced Security: Protect your financial information with biometric authentication (Face ID/Touch ID) or a secure password for added privacy. Effortless Data Backup & Export: Easily import and export your financial data for seamless backup or sharing when necessary. Plus, you can easily export your data through apple shortcuts, making it even faster and more convenient. Ad-Free, Stress-Free: Enjoy a completely ad-free experience, so you can focus on what really matters—managing your money. No annoying pop-ups or interruptions, just a clean, smooth experience to help you stay organized and focused on your goals.

Track every dollar — without linking your bank. Spendler is the expense tracker for people who want to actually understand their money, not just watch it disappear. Log spending in seconds. See where it really goes. Build the habits that make budgets stick. No bank login. No data harvesting. No financial accounts to connect. Your money, in your hands. — LOG SPENDING IN SECONDS — Add an expense in three taps: amount, category, done. Attach a photo of the receipt by scanning it with your camera. Track cash, credit cards, debit, and digital wallets — all in one place. Bookmark important transactions to find them later. — BUDGETS THAT ACTUALLY WORK — Set a monthly spending limit and category-level budgets. Watch your real spending tick against your plan in real time. Compare month-over-month and finally see the patterns hiding in your habits. — NEVER MISS A SUBSCRIPTION — Add every recurring payment — Netflix, Spotify, gym, insurance, that random app from 2022. Get notified the day before any subscription renews so nothing slips through. — SAVINGS GOALS — Build goals for what matters: emergency fund, travel, a new laptop, a first apartment. Track every contribution. Hit the milestone. Start the next one. — SMART AUTO-CATEGORIZATION — Set keyword rules once and Spendler categorizes transactions automatically as you log them. "Chipotle" → Food. "Uber" → Transport. No more sorting receipts on a Sunday night. — REPORTS YOU'LL ACTUALLY READ — See spending trends by week, month, or year. Break down by category and drill into sub-categories to find your real money leaks. Spot the patterns. Fix the leaks. — ASK PENNY — YOUR AI MONEY ASSISTANT — Chat with Penny, the built-in AI that actually knows your spending. Ask "how much did I spend on coffee this month?" or "what's my biggest leak?" Get answers, not spreadsheets. — PEOPLE & SHARED EXPENSES — Track money you've lent, money you owe, Venmo splits with roommates, the dinner you covered last week. Running balance per person. No more awkward texts. — OFFLINE-FIRST, PRIVACY-FIRST — Log transactions without internet — Spendler syncs the moment you're back online. Hide your balance instantly when someone's looking over your shoulder. Sign in with Apple or Google for secure iCloud backup. — BUILT FOR REAL LIFE — - Daily reminders and weekly spending reports - 25+ currencies with proper locale formatting - Clean, minimal black & white design - Income tracking, not just expenses - Works on iPhone and iPad PERFECT FOR: - Young professionals tracking their first real paycheck - College students managing tight budgets - Freelancers with variable income - Couples splitting shared expenses - Anyone who tried bank-linking budget apps and wanted something simpler, manual, and private Privacy Policy: https://spendler.app/privacy Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/