Pay10 UAE vs Hesabi AI
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Pay10 UAE
Easily send and receive money with contacts, link to your UAE bank account for seamless payments, and shop with your digital wallet. Securely pay by scanning QR codes and track your spending with real-time notifications.
- Send and receive money
- Link UAE bank account
- Shop with digital wallet
- QR code payments
- Real-time notifications
- Spending tracking
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Send and receive money with a quick tap from your Pay10 contacts. Link Pay10 wallet to your UAE bank account for seamless payments and enjoy new Open Finance experience. Shop for your favorite brands with your Pay10 Wallet, instore and online. Simply scan the QR code for secure and easy payments. No manual data entry. No errors. Get real-time notifications and track your spending your way. Download Pay10 today and take charge of your digital payments! Pay Ten Payment Services Provider LLC (Pay10) is an authorized Open Finance Third-Party Provider, licensed and regulated by the Central Bank of the UAE.
Hesabi AI
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Hesabi brings all your UAE bank accounts into one clear dashboard. Connect your bank alert emails and Hesabi automatically extracts and organizes every transaction - no manual entry, no spreadsheets. FREE, FOR EVERYONE - All your accounts and balances in a single total, updated from your bank notifications - Transactions automatically categorized, with personal and business accounts kept separate - A financial health score based on your real habits - Salary-cycle budgeting built around how you actually get paid - A smart daily spending cap so you always know what is safe to spend - A 7-day spending forecast on your dashboard - Ask Hesabi: 3 AI questions a day about your money (Can I afford this? What did I spend on dining?) - Optional on-device AI mode for private, offline answers INCLUDED WITH A HESABI PREMIUM OR PRO SUBSCRIPTION (auto-renewable, purchased in the app) - Month projection, balance history, spending trend, category breakdown, budget progress and expected income widgets - A personal AI advisor with advice for the day, the week and the month, plus projections that follow your salary cycle - More Ask Hesabi questions: 25 a day with Premium, 100 a day with Pro - Pro also adds multiple accounts in one profile, custom period reports, CSV transaction export and AI re-categorization PLANS AND PRICING - HESABI Premium: AED 49 per month or AED 399 per year, with a 7-day free trial - HESABI Pro: AED 99 per month or AED 799 per year Payment is charged to your Apple Account when you confirm the purchase. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period, and can be managed or cancelled in your App Store account settings. Everything else in Hesabi stays free. BUILT FOR THE UAE - AED-first and salary-cycle aware - Works with UAE banks through your bank notification emails - Your data stays yours: bank email access is read-only, and your data is never sold or used to train third-party models - Delete your account and all data anytime, right in the app Hesabi reads only your bank notification emails to extract transactions. We never see your passwords and can never move your money. TERMS AND PRIVACY - Terms of Use (EULA): https://www.hesabi.ai/terms - Privacy Policy: https://www.hesabi.ai/privacy
Screenshots
Verdict
The clearest difference is iOS requirement: Pay10 UAE at 13.0 against Hesabi AI's 15.1. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Pay10 UAE ships an update weekly, Hesabi AI every 2 weeks. The most recent releases landed on September 20, 2026 and September 10, 2026 respectively.
| Parameter | Pay10 UAE | Hesabi AI |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | — |
| Number of ratings | 1 — better | — |
| Update frequency | Weekly — better | Every 2 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 13.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 206 MB | 62 MB |
| Age rating | 4+ | 4+ |
| Developer | Pay Ten Payment Services Provider LLC | Ali Aldhaheri |
In-app purchases
Pay10 UAE
No in-app purchases
Hesabi AI
No in-app purchases









