Comparison

Pay10 UAE vs Hesabi AI

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Pay10 UAE

Easily send and receive money with contacts, link to your UAE bank account for seamless payments, and shop with your digital wallet. Securely pay by scanning QR codes and track your spending with real-time notifications.

Highlights
  • Send and receive money
  • Link UAE bank account
  • Shop with digital wallet
  • QR code payments
  • Real-time notifications
  • Spending tracking
Features
Read full description

Send and receive money with a quick tap from your Pay10 contacts. Link Pay10 wallet to your UAE bank account for seamless payments and enjoy new Open Finance experience. Shop for your favorite brands with your Pay10 Wallet, instore and online. Simply scan the QR code for secure and easy payments. No manual data entry. No errors. Get real-time notifications and track your spending your way. Download Pay10 today and take charge of your digital payments! Pay Ten Payment Services Provider LLC (Pay10) is an authorized Open Finance Third-Party Provider, licensed and regulated by the Central Bank of the UAE.

About

Hesabi AI

Features
Read full description

Hesabi brings all your UAE bank accounts into one clear dashboard. Connect your bank alert emails and Hesabi automatically extracts and organizes every transaction - no manual entry, no spreadsheets. FREE, FOR EVERYONE - All your accounts and balances in a single total, updated from your bank notifications - Transactions automatically categorized, with personal and business accounts kept separate - A financial health score based on your real habits - Salary-cycle budgeting built around how you actually get paid - A smart daily spending cap so you always know what is safe to spend - A 7-day spending forecast on your dashboard - Ask Hesabi: 3 AI questions a day about your money (Can I afford this? What did I spend on dining?) - Optional on-device AI mode for private, offline answers INCLUDED WITH A HESABI PREMIUM OR PRO SUBSCRIPTION (auto-renewable, purchased in the app) - Month projection, balance history, spending trend, category breakdown, budget progress and expected income widgets - A personal AI advisor with advice for the day, the week and the month, plus projections that follow your salary cycle - More Ask Hesabi questions: 25 a day with Premium, 100 a day with Pro - Pro also adds multiple accounts in one profile, custom period reports, CSV transaction export and AI re-categorization PLANS AND PRICING - HESABI Premium: AED 49 per month or AED 399 per year, with a 7-day free trial - HESABI Pro: AED 99 per month or AED 799 per year Payment is charged to your Apple Account when you confirm the purchase. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period, and can be managed or cancelled in your App Store account settings. Everything else in Hesabi stays free. BUILT FOR THE UAE - AED-first and salary-cycle aware - Works with UAE banks through your bank notification emails - Your data stays yours: bank email access is read-only, and your data is never sold or used to train third-party models - Delete your account and all data anytime, right in the app Hesabi reads only your bank notification emails to extract transactions. We never see your passwords and can never move your money. TERMS AND PRIVACY - Terms of Use (EULA): https://www.hesabi.ai/terms - Privacy Policy: https://www.hesabi.ai/privacy

Screenshots

Pay10 UAE4 screens
Hesabi AI4 screens

Verdict

The call

The clearest difference is iOS requirement: Pay10 UAE at 13.0 against Hesabi AI's 15.1. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Pay10 UAE ships an update weekly, Hesabi AI every 2 weeks. The most recent releases landed on September 20, 2026 and September 10, 2026 respectively.

Scorecard1 real difference · 8 level
Pay10 UAE versus Hesabi AI: the parameters behind the verdict, then further details
ParameterPay10 UAEHesabi AI
PriceFreeFree
Rating5.0 (1 ratings) — better
Number of ratings1 — better
Update frequencyWeekly — betterEvery 2 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFree
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS13.0 — better15.1
Further details — not scored
Size206 MB62 MB
Age rating4+4+
DeveloperPay Ten Payment Services Provider LLCAli Aldhaheri

In-app purchases

None

Pay10 UAE

No in-app purchases

None

Hesabi AI

No in-app purchases

Questions

Is Pay10 UAE free?
Pay10 UAE is free to download, with no in-app purchases.
Is Hesabi AI free?
Hesabi AI is free to download, with no in-app purchases.
Do Pay10 UAE or Hesabi AI have ads?
Neither Pay10 UAE nor Hesabi AI shows ads.
Which is updated more often, Pay10 UAE or Hesabi AI?
Pay10 UAE ships an update weekly, and Hesabi AI every 2 weeks. Most recently, Pay10 UAE was updated on September 20, 2026 and Hesabi AI on September 10, 2026.

Other comparisons