Neto vs Hesabi AI
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Neto
Manage your expenses, create budgets, and track savings goals with a focus on privacy and simplicity. Log transactions manually, visualize spending patterns with smart analytics, and export your data easily. Offers a minimalist design with no ads.
- Manual expense and income tracking
- Customizable budgets and savings goals
- Visual spending analytics and charts
- Cloud sync across devices
- Data export to CSV
- Multi-currency and language support
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Take full control of your personal finances with Neto. Manage your expenses, create custom budgets, and reach your savings goals without compromising your privacy. Tired of complex apps that force you to connect your bank? Neto is built for people who value simplicity, premium design, and absolute security. Your financial data is yours alone: no bank links, no tracking, just you and your goals. TOTAL PRIVACY, NO BANKS No need to share your banking credentials or sync accounts. Log your transactions manually in seconds and keep your financial information 100% private on your device. EXPENSE & INCOME TRACKING • Instant logging in two taps • Custom categories with visual icons • Automated recurring income and expenses SMART VISUAL ANALYTICS • Charts by day, week, month, or year • Advanced analytics to detect spending patterns • Cloud sync across all your devices EXPORT YOUR DATA Download all your transactions as a CSV in a single tap. No waiting your data always at your fingertips. SAVINGS GOALS Set clear objectives and watch yourself get closer with every contribution. YOUR CURRENCY, YOUR LANGUAGE Euro · US Dollar · Mexican Peso · Argentine Peso · Colombian Peso · Chilean Peso · Peruvian Sol · Brazilian Real · Uruguayan Peso · Boliviano · Guaraní · Venezuelan Bolívar · Guatemalan Quetzal · Costa Rican Colón · Honduran Lempira · Nicaraguan Córdoba · Cuban Peso · Dominican Peso · British Pound · Swiss Franc · Japanese Yen · Canadian Dollar · Australian Dollar · Chinese Yuan PREMIUM EXPERIENCE • Light and dark mode • Multi-currency and languages • Minimalist design with no ads NETO PRO Unlock Neto's full potential with a Pro subscription: unlimited categories, recurring transactions, advanced analytics, and CSV export. Download Neto for free and start taking real control of your money. Privacy Policy: https://www.netoapp.es/legal/privacidad Terms of Use: https://www.netoapp.es/legal/terminos
Hesabi AI
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Hesabi brings all your UAE bank accounts into one clear dashboard. Connect your bank alert emails and Hesabi automatically extracts and organizes every transaction - no manual entry, no spreadsheets. FREE, FOR EVERYONE - All your accounts and balances in a single total, updated from your bank notifications - Transactions automatically categorized, with personal and business accounts kept separate - A financial health score based on your real habits - Salary-cycle budgeting built around how you actually get paid - A smart daily spending cap so you always know what is safe to spend - A 7-day spending forecast on your dashboard - Ask Hesabi: 3 AI questions a day about your money (Can I afford this? What did I spend on dining?) - Optional on-device AI mode for private, offline answers INCLUDED WITH A HESABI PREMIUM OR PRO SUBSCRIPTION (auto-renewable, purchased in the app) - Month projection, balance history, spending trend, category breakdown, budget progress and expected income widgets - A personal AI advisor with advice for the day, the week and the month, plus projections that follow your salary cycle - More Ask Hesabi questions: 25 a day with Premium, 100 a day with Pro - Pro also adds multiple accounts in one profile, custom period reports, CSV transaction export and AI re-categorization PLANS AND PRICING - HESABI Premium: AED 49 per month or AED 399 per year, with a 7-day free trial - HESABI Pro: AED 99 per month or AED 799 per year Payment is charged to your Apple Account when you confirm the purchase. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period, and can be managed or cancelled in your App Store account settings. Everything else in Hesabi stays free. BUILT FOR THE UAE - AED-first and salary-cycle aware - Works with UAE banks through your bank notification emails - Your data stays yours: bank email access is read-only, and your data is never sold or used to train third-party models - Delete your account and all data anytime, right in the app Hesabi reads only your bank notification emails to extract transactions. We never see your passwords and can never move your money. TERMS AND PRIVACY - Terms of Use (EULA): https://www.hesabi.ai/terms - Privacy Policy: https://www.hesabi.ai/privacy
Screenshots
Verdict
The clearest difference is in-app purchases: Hesabi AI at none against Neto's 3. Neto's advantage is update cadence (every 5 days vs every 2 weeks). On price, ads, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neto sells 3 in-app purchases, starting at $2.99 per 7 days. Hesabi AI asks for nothing beyond the download.
Neto ships an update every 5 days, Hesabi AI every 2 weeks. The most recent releases landed on September 20, 2026 and September 10, 2026 respectively.
| Parameter | Neto | Hesabi AI |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (8 ratings) — better | — |
| Positive reviews | 83.3% of reviews | — |
| Number of ratings | 8 — better | — |
| Update frequency | Every 5 days — better | Every 2 weeks |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Freemium | — |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.1 | 15.1 |
| Further details — not scored | ||
| Size | 76 MB | 62 MB |
| Age rating | 4+ | 4+ |
| Developer | IVAN SEVILLA RUANO | Ali Aldhaheri |
In-app purchases
Neto
- Weekly3 Days trial$2.997 Days
- Neto PRO Monthly$2.991 Month
- Neto Pro Yearly3 Days trial$59.991 Year
Hesabi AI
No in-app purchases









