Comparison

Spendful vs 365 Record

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Spendful

This app offers a minimalist approach to tracking your expenses, focusing on privacy and manual entry. Visualize your spending habits with intuitive charts and organize purchases into custom groups. It's designed for users who want a clear, ad-free overview of their financial activity.

Highlights
  • Manual spend tracking
  • Visual spending charts
  • Custom spend groups
  • Inflation adjustment
  • Siri Shortcuts integration
  • CSV import/export
  • iCloud sync
  • Privacy-focused
Features
Read full description

Spendful is a minimalist, privacy-first spend tracker. Log purchases manually to become more mindful of your habits. Then, visualize your data with clean, intuitive charts to spot patterns over time. It’s that simple—no bank connections, no ads, no one peeking at your data. Just clear charts, seamless data entry, custom categories, and data you fully own—secure in your personal iCloud account. Features: • Visual summaries: Understand your spending at a glance with clean, beautiful charts and simple category breakdowns by week, month, quarter, or year. • Spend Groups: Organize expenses into separate collections — personal, business, household, travel (anything!) — each independently synced in iCloud. • Inflation adjustment: Understand real changes in your spending habits by adjusting for inflation, powered by IMF economic data. • Siri Shortcuts: Track purchases hands-free — just say "Hey Siri, track spending." • CSV import & export: Bring your existing data in and take it with you anytime. • iCloud sync: Your data lives exclusively in your iCloud account, synced automatically across all your Apple devices. • Privacy by design: Your data is safe. All data is stored securely in iCloud, belongs entirely to you, and is never collected or shared. • Ad-free: Focus on understanding your spending without distractions—no ads, no clutter. • Sharing: Collaborate with household members or travel companions on shared expenses. Make a spend group for each use case and share them independently (one time in-app purchase required). • Multi-currency: Log expenses in any currency and convert automatically using daily exchange rates across 30+ currencies (one-time in-app purchase required). • Recurring expenses: Track rent, subscriptions, and other repeating costs (one-time in-app purchase required). ~ How much do you spend?  Where does it go?  The more you track, The more you know. ~

About

365 Record

Quickly record daily income and expenses in under 30 seconds. This app simplifies financial tracking for small businesses and freelancers, offering clear insights into cash flow and profit.

Highlights
  • Blazing-fast entry
  • Crystal-clear insights
  • Zero missed entries
  • Boss-friendly design
  • Daily cash flow summaries
  • Monthly profit reports
Features
Read full description

365 Record, Quick! It's all about speed! Whether it's purchases, income, or petty expenses—tap once to record instantly. Say goodbye to disorganized chaos and messy accounts. Clarify daily income and expenses in just 30 seconds. Designed exclusively for your small business: clear, simple records for greater peace of mind. ​​Kuai Accounting​​—making money management as simple as breathing. ​​Kuai Accounting​​: The ultra-fast tool tailored for freelancers and small business owners. Too busy to track finances? Messy books giving you headaches? Try ​​Kuai Accounting​​: - ​​Blazing-Fast Entry​​: Record expenses, income, or purchases with a tap—done in 30 seconds! Intuitive enough for anyone. - ​​Crystal-Clear Insights​​: Automated daily cash flow, monthly summaries, and profit reports. Track every penny earned and spent—all transparent. - ​​Zero Missed Entries​​: Log transactions anytime, anywhere. Stay on top of records, even during peak hours—month-end closing made effortless. -​Boss-Friendly Design​​: No complex features. Focuses solely on small-business bookkeeping—managing finances as simple as counting cash! ​**​Stay ahead, track every cent. Manage your business finances quicker and smarter!​**​ ​​Kuai Accounting​​: Your sharpest business partner. ​​Download now for free!​

Screenshots

Spendful4 screens
365 Record4 screens

Verdict

The call

The clearest difference is in-app purchases: 365 Record at none against Spendful's 2. 365 Record also leads on update cadence (every 2 days vs every 4 months). Spendful's advantage is ratings volume (4 vs 1). On price, rating, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Spendful sells 2 one-off in-app purchases. 365 Record asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for Spendful against 5.0 for 365 Record. Both are backed by a comparable volume of ratings — 4 and 1 respectively.

UpkeepUpdate frequency

Spendful ships an update every 4 months, 365 Record every 2 days. The most recent releases landed on July 6, 2026 and June 7, 2026 respectively.

Scorecard4 real differences · 5 level
Spendful versus 365 Record: the parameters behind the verdict, then further details
ParameterSpendful365 Record
PriceFreeFree
Rating5.0 (4 ratings)5.0 (1 ratings)
Number of ratings4 — better1
Update frequencyEvery 4 monthsEvery 2 days — better
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPadiPhone, iPad
Requires iOS17.017
Further details — not scored
Size7 MB4 MB
Age rating4+4+
DeveloperAllegra Laro小丽 姜

Customer experience

Spendful

All ratings4 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

365 Record

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

2 purchases

Spendful

One-time2
  • Full versionFree
  • Full version$9.99
None

365 Record

No in-app purchases

Questions

Is Spendful free?
Spendful is free to download, with in-app purchases available.
Is 365 Record free?
365 Record is free to download, with no in-app purchases.
Which has better reviews, Spendful or 365 Record?
Spendful and 365 Record are both rated 5.0 out of 5 on the App Store, from 4 and 1 ratings respectively.
Do Spendful or 365 Record have ads?
Neither Spendful nor 365 Record shows ads.
Which is updated more often, Spendful or 365 Record?
Spendful ships an update every 4 months, and 365 Record every 2 days. Most recently, Spendful was updated on July 6, 2026 and 365 Record on June 7, 2026.

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