Comparison

JointSpend vs Anchor

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

JointSpend

Features
Read full description

JointSpend makes it easy to track and split expenses with your group. Everyone can add and manage expenses in the same group, so there’s no confusion about who paid and who owes what. The app keeps everything transparent and gives you simple insights into your group’s spending. Perfect for households, trips, or shared living, JointSpend is a clean, clutter-free way to manage shared money together.

About

Anchor

This app enforces focus by blocking distracting applications at the system level, eliminating willpower reliance. It offers various focus modes, ambient soundscapes, and progress tracking to help users build better habits. Optional cloud sync ensures data privacy.

Highlights
  • System-level app blocking
  • Multiple focus modes (Pomodoro, Deep Work)
  • Ambient soundscapes
  • Progress tracking and analytics
  • Task and project management
  • Dynamic Island and Lock Screen integration
  • Achievements and streaks
Features
Read full description

Anchor blocks your distracting apps during focus sessions. Not a reminder. Not a nudge. Actually blocked. Most focus apps send a notification hoping you'll resist the urge to scroll. That doesn't work — especially when your brain craves dopamine. Anchor uses Apple's Screen Time API to lock apps at the system level. Try to open Instagram during a session? It won't open. No willpower required. FOCUS MODES Pomodoro: 25 min work, 5 min break with auto-cycling Deep Work: 45-90 min uninterrupted focus Creative Flow: Flexible timing for creative tasks Custom: Set your own duration and breaks REAL APP BLOCKING Select which apps to block during sessions System-level blocking via Apple Family Controls Animated shield screen when you try to open blocked apps No "Ignore Limit" button — apps are genuinely locked DYNAMIC ISLAND & LOCK SCREEN Animated progress ring on your Dynamic Island Timer visible on your lock screen without unlocking Home screen widgets for quick session starts Siri Shortcuts: "Hey Siri, start a focus session" AMBIENT SOUNDSCAPES Rain, ocean, forest, cafe, fireplace, white noise, or silence Mix with your own music or listen standalone TRACK YOUR PROGRESS Focus Score (0-100) based on consistency and completion Weekly and monthly reports with focus charts Heat map calendar showing your focus history Session reflections with mood tracking Streaks with Streak Shield protection (skip one day without breaking) ACHIEVEMENTS Unlock badges as you build your focus habit Track milestones and celebrate progress Apple Health sync writes Mindful Minutes automatically TASKS & PROJECTS Built-in task management for focus sessions Organize tasks into projects Track what you accomplished each session BUILT FOR PRIVACY No ads. No tracking. No data collection. Your data stays on your device Optional cloud sync with end-to-end encryption Built by a solo developer from Finland Free to download with all core features. Pro unlocks unlimited history, all soundscapes, advanced analytics, app blocking, and more. Monthly: €4.99/month (7-day free trial) Yearly: €39.99/year (save 33%, 7-day free trial) Lifetime: €79.99 (one-time purchase) Terms of Use: https://anchorfocusapp.com/terms Privacy Policy: https://anchorfocusapp.com/privacy

Screenshots

JointSpend4 screens
Anchor4 screens

Verdict

The call

The clearest difference is in-app purchases: JointSpend at none against Anchor's 3. Anchor's advantage is update cadence (every 4 days vs fortnightly). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Anchor sells 3 in-app purchases, starting at $3.99 per month. JointSpend asks for nothing beyond the download.

UpkeepUpdate frequency

JointSpend ships an update fortnightly, Anchor every 4 days. The most recent releases landed on October 7, 2026 and October 9, 2026 respectively.

Scorecard2 real differences · 8 level
JointSpend versus Anchor: the parameters behind the verdict, then further details
ParameterJointSpendAnchor
PriceFreeFree
Rating—5.0 (1 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—1 — better
Update frequencyFortnightlyEvery 4 days — better
AdsNoNo
In-app purchasesNo — betterYes
Monetization—Freemium
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.615.1 — better
Further details — not scored
Size39 MB62 MB
Age rating9+4+
DeveloperVeena SinghLassi Kotamaki

In-app purchases

None

JointSpend

No in-app purchases

3 purchases

Anchor

Subscriptions2
  • Anchor Pro Monthly7 Days trial$3.991 Month
  • Anchor Pro Yearly7 Days trial$24.991 Year
One-time1
  • Anchor Pro Lifetime$69.99

Questions

Is JointSpend free?
JointSpend is free to download, with no in-app purchases.
Is Anchor free?
Anchor is free to download, with in-app purchases available.
Do JointSpend or Anchor have ads?
Neither JointSpend nor Anchor shows ads.
Which is updated more often, JointSpend or Anchor?
JointSpend ships an update fortnightly, and Anchor every 4 days. Most recently, JointSpend was updated on October 7, 2026 and Anchor on October 9, 2026.

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