Comparison

Finance tracker vs Expences

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Finance tracker

Manage shared finances with a team. Track expenses, create budgets in real-time, and gain detailed insights into your financial goals. Features secure cloud sync and custom roles for easy collaboration.

Highlights
  • Bank integration (UK only)
  • Real-time shared budgeting
  • Automatic expense tracking
  • Detailed financial insights
  • Secure cloud synchronization
  • Customizable user roles
  • Receipt scanning and import
Features
Read full description

Take Control of Shared Finances with JointBudget! JointBudget is the smart way to manage money together. Whether you’re a couple, family, or group of friends, our app keeps you organized, tracks expenses, and helps you reach financial goals as a team. With powerful features built for simplicity, transparency, and security, shared budgeting has never been easier. Key Features: • Bank Integration (UK only): Connect your accounts through Apple Wallet. • Shared Budgeting: Create and update budgets in real time with your partners. • Expense Tracking: Automatically match transactions or assign them manually. • Detailed Insights: Stay on top of your finances with charts, progress bars, and clear breakdowns. • Secure Cloud Sync: Access your budgets safely across devices. • Custom Roles: Decide who can edit, view, or manage. • Quick Input: Scan receipts, import files, and log expenses with ease. • Smart Alerts: Get reminders for bills, overspending, and more. Why JointBudget? • Designed for teamwork. • Real-time transparency. • Private & secure with end-to-end encryption. Manage shared money stress-free. Download JointBudget today and budget better—together!

About

Expences

Track your spending with a private, minimal expense tracker. Log expenses quickly, view clear insights, and manage budgets. Your data stays on your device, with no accounts or ads.

Highlights
  • Fast expense logging
  • Receipt scanning
  • Customizable insights and reports
  • Monthly and category budgets
  • Private data storage
  • Offline functionality
Features
Read full description

Expence is a fast, private, and beautifully minimal way to track what you spend and nothing you don't. No income, no clutter, no noise. Just your expenses, clearly recorded and clearly understood. Built natively for iPhone, iPad, and Mac, Expence works fully offline and never asks you to create an account. Your data stays on your device and syncs privately through your own iCloud Expence runs no servers and never sees it. FAST TO LOG - Add an expense in two or three taps with a clean, amount-first keypad - Capture receipts and let on-device scanning read the amount for you - Log from anywhere — widgets, Control Center, Siri, and a Back Tap shortcut SEE WHERE IT GOES - Insights for any period — today, this week, this month, or a custom range - Category breakdown, spending-over-time, and a calendar heatmap - Your total, daily average, and how this period compares to the last STAY ON TRACK - An overall monthly budget plus optional per-category limits - A gentle heads-up as you approach a limit, with optional rollover - Recurring expenses, tags, saved templates, and trip grouping PRIVATE BY DEFAULT - No account, no sign-in, no ads, no tracking - Your data lives on your device and syncs only through your own iCloud - App lock with Face ID and a hide-amounts mode - Export anytime as CSV or PDF, or back up everything ONE-TIME PURCHASE Try Expence free for 14 days, then unlock it once and keep it forever on iPhone, iPad, and Mac, with a single purchase. No subscription, ever. Expence is spending-only by design focused on one thing, done beautifully: clarity on where your money goes.

Screenshots

Finance tracker4 screens
Expences4 screens

Verdict

The call

The clearest difference is monetization model: Finance tracker at free against Expences's free with in-app purchases. Finance tracker also leads on iOS requirement (16.0 vs 26.0). Expences's advantage is update cadence (fortnightly vs every 2 months) and device support (3 vs 1). On price, review sentiment, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Finance tracker ships an update every 2 months, Expences fortnightly. The most recent releases landed on September 9, 2026 and September 15, 2026 respectively.

Scorecard4 real differences · 6 level
Finance tracker versus Expences: the parameters behind the verdict, then further details
ParameterFinance trackerExpences
PriceFreeFree
Rating5.0 (2 ratings) — better—
Positive reviews100.0% of reviews100.0% of reviews
Number of ratings2 — better—
Update frequencyEvery 2 monthsFortnightly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterFree with in-app purchases
DevicesiPhoneiPhone, iPad, Mac — better
Requires iOS16.0 — better26.0
Further details — not scored
Size57 MB6 MB
Age rating4+9+
DeveloperSoftSky App LTDTahseen Ahamad

Customer experience

Finance tracker

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews7 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Expences

Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Finance tracker

No in-app purchases

None

Expences

No in-app purchases

Questions

Is Finance tracker free?
Finance tracker is free to download, with no in-app purchases.
Is Expences free?
Expences is free to download, with no in-app purchases.
Do Finance tracker or Expences have ads?
Neither Finance tracker nor Expences shows ads.
Which is updated more often, Finance tracker or Expences?
Finance tracker ships an update every 2 months, and Expences fortnightly. Most recently, Finance tracker was updated on September 9, 2026 and Expences on September 15, 2026.

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