Moneta vs Expences

Moneta helps you answer one question fast: how much can I still spend? Set your Monthly Allowance, give each category a budget, and log expenses as they happen. Moneta updates your remaining balance instantly so you always know what is left for groceries, transport, dining, shopping, and more. WHY PEOPLE USE MONETA Most finance apps try to do too much - bank sync, complicated dashboards, and setup that feels like homework. Moneta stays focused. It is built for people who want a simple expense tracker and budget app they can actually keep using. WHAT YOU CAN DO - Set your Monthly Allowance and see what is left to allocate - Create category budgets for bills and daily spending - Separate fixed costs from flexible spending - Log expenses in seconds with optional notes - Check your remaining balance by category anytime - Review past months to spot patterns and progress - Track money people owe you, including reimbursements and split bills - Keep your data on device, or sign in to sync across devices - Export a backup whenever you want BUILT FOR REAL LIFE Use Moneta as a focused expense tracker, a simple envelope budget, or a lightweight monthly planner. Open the app, check what is left, and log spending before it gets away from you. PRIVATE BY DEFAULT No account is required to get started. Stay local in Guest mode, or sign in with Apple or Google when you want cloud sync. If you want a budgeting app that feels clear, fast, and intentional, Moneta is built for that. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula

Expence is a fast, private, and beautifully minimal way to track what you spend and nothing you don't. No income, no clutter, no noise. Just your expenses, clearly recorded and clearly understood. Built natively for iPhone, iPad, and Mac, Expence works fully offline and never asks you to create an account. Your data stays on your device and syncs privately through your own iCloud Expence runs no servers and never sees it. FAST TO LOG - Add an expense in two or three taps with a clean, amount-first keypad - Capture receipts and let on-device scanning read the amount for you - Log from anywhere — widgets, Control Center, Siri, and a Back Tap shortcut SEE WHERE IT GOES - Insights for any period — today, this week, this month, or a custom range - Category breakdown, spending-over-time, and a calendar heatmap - Your total, daily average, and how this period compares to the last STAY ON TRACK - An overall monthly budget plus optional per-category limits - A gentle heads-up as you approach a limit, with optional rollover - Recurring expenses, tags, saved templates, and trip grouping PRIVATE BY DEFAULT - No account, no sign-in, no ads, no tracking - Your data lives on your device and syncs only through your own iCloud - App lock with Face ID and a hide-amounts mode - Export anytime as CSV or PDF, or back up everything ONE-TIME PURCHASE Try Expence free for 14 days, then unlock it once and keep it forever on iPhone, iPad, and Mac, with a single purchase. No subscription, ever. Expence is spending-only by design focused on one thing, done beautifully: clarity on where your money goes.