Dividend Growth vs PayoffPilot
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Dividend Growth
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Dividend Growth helps you build wealth through dividend investing by analyzing US ETFs and projecting your dividend income for the next 30 years. Track, compare, and optimize your dividend portfolio with powerful analytics - all working 100% offline on your device. Key Features: ETF Ranking & Discovery • Browse 600+ US ETFs with market cap over $250M • Compare dividend yields (TTM and 4-year average) • Analyze dividend growth rates (3-year, 5-year, 10-year, 20-year) • Sort and filter by yield, growth rate, and market cap • Find the best dividend ETFs for your investment goals 30-Year Dividend Projections • Project dividend income for the next 30 years • See year-by-year dividend growth in 5-year increments • Calculate total accumulated dividends over time • Visualize effective yield growth on your investment • Track portfolio value growth with reinvestment DRIP Simulation (Dividend Reinvestment) • Model dividend reinvestment impact • See how compounding accelerates wealth building • Compare portfolios with and without reinvestment • Calculate the power of dollar-cost averaging • Optimize for maximum long-term income Portfolio Builder • Create multiple dividend-focused portfolios • Custom allocation percentages for each ETF • Combine high-yield and dividend growth strategies • Test different portfolio compositions • Save and compare multiple scenarios Additional Investment Modeling • Add annual contributions to projections • See impact of regular investments over time • Model different contribution amounts • Calculate total return including dividends • Plan for retirement income goals 100% Offline Functionality • All ETF data stored locally on device • No internet required after initial download • Complete privacy - no data tracking • Works anywhere, anytime • Lightning-fast calculations Perfect for dividend investors, retirees planning income streams, and anyone building long-term wealth through dividend growth investing. Download now and start planning your dividend income future!
PayoffPilot
This app helps you create a clear plan to become debt-free. It compares the Snowball and Avalanche payoff methods using your actual financial data, tracks your progress, and offers reminders. An optional one-time purchase unlocks advanced simulation and reporting features.
- Debt payoff strategy comparison (Snowball vs. Avalanche)
- Debt-free date projection
- Interest savings and time saved calculation
- Payment logging and balance tracking
- Milestone celebrations
- Payment reminders
- Scenario simulator (Pro feature)
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Get out of debt with a plan you can actually see. PayoffPilot compares the two proven payoff strategies — Snowball and Avalanche — side by side with your real numbers, shows you exactly when you'll be debt-free, and tracks every payment along the way. NO SUBSCRIPTION. NO ACCOUNT. NO ADS. Your financial data never leaves your phone. Nothing is collected, nothing is shared. The optional Pro upgrade is a single one-time purchase — not another monthly bill (you're here to get rid of those). FREE FOREVER • Track unlimited debts — credit cards, auto loans, student loans, mortgages, and more • Snowball vs. Avalanche comparison with your debt-free date • See interest savings and time saved between methods • Log payments and watch balances fall • Milestones that celebrate real progress • Payment reminders so due dates never sneak up • Face ID / Touch ID app lock • Full dark mode PAYOFFPILOT PRO — PAY ONCE, KEEP IT FOREVER • Scenario Simulator: test extra monthly payments and one-time windfalls before you commit real money • PDF reports: export your full payoff plan to share or print • Complete comparison detail: per-method breakdowns, interest charts, and payoff timelines HOW IT WORKS 1. Add your debts — balance, rate, minimum payment 2. Set your monthly budget 3. Pick your strategy and follow the plan Snowball pays smallest balances first for quick psychological wins. Avalanche pays highest interest first to save the most money. PayoffPilot shows you both — with real dollar amounts — so you choose with your eyes open. Built by an independent developer. No venture capital, no data harvesting, no dark patterns. Just a tool that wants you debt-free.
Screenshots
Verdict
The clearest difference is in-app purchases: Dividend Growth at none against PayoffPilot's 1. PayoffPilot's advantage is ads (none vs shown) and update cadence (every 2 weeks vs every 6 weeks). On price, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. PayoffPilot sells 1 one-off in-app purchase. Dividend Growth asks for nothing beyond the download.
Dividend Growth ships an update every 6 weeks, PayoffPilot every 2 weeks. The most recent releases landed on October 8, 2026 and October 30, 2026 respectively.
| Parameter | Dividend Growth | PayoffPilot |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (1 ratings) — better |
| Number of ratings | — | 1 — better |
| Update frequency | Every 6 weeks | Every 2 weeks — better |
| Ads | Yes | No — better |
| In-app purchases | No — better | Yes |
| Monetization | — | Free with in-app purchases |
| Devices | iPhone | iPhone, iPad — better |
| Requires iOS | 16.4 — better | 17.6 |
| Further details — not scored | ||
| Size | 58 MB | 3 MB |
| Age rating | 4+ | 4+ |
| Developer | AVOHUB | Raul Pena |
In-app purchases
Dividend Growth
No in-app purchases
PayoffPilot
- PayoffPilot Pro$6.99









