Expenses vs Splitko

Your money, your way -- calm, fast, and surprisingly powerful. Expenses gives you everything you need to track spending, plan ahead, and stay on top of your finances. No account required. No cloud. No ads. Just a beautifully designed tool that works the moment you open it. LOG EXPENSES IN SECONDS Tap the floating button to add an expense or income instantly. Drag it onto a date to prefill. Long-press for a quick menu. Attach receipts by scanning, importing from photos, or sharing from other apps. On supported devices, smart OCR extracts the amount, merchant, date, and category automatically. PLAN AHEAD WITH RECURRING TRANSACTIONS Set up monthly bills, subscriptions, and income with custom intervals. Get reminders before they're due -- on the day, 1 day, 2 days, or a week before. Skip, pause, or end any recurring entry at any time. A forecast view shows what's coming. UNDERSTAND YOUR MONEY AT A GLANCE See your available balance, actual balance, savings, and net owed on clear summary cards. Choose Full tracking (income + savings + expenses) or a simpler Expenses Only mode. Set a savings percentage and let the app auto-allocate from income. TRACK WHO OWES WHAT Mark transactions as "Owed to Me" or "I Owe." Track partial and full settlements per person. Reopen settled items if things change. ANALYTICS THAT HELP DECISIONS View spending trends by day or month. Break down categories with an interactive donut chart. Compare time periods -- this month, 3 months, 6 months, this year, or all time. Filter by tags to see exactly what matters. EXPORT AND REIMBURSE Export transactions as CSV or PDF with filters by type, time, and tags. Generate polished reimbursement reports with receipt pages attached. Copy a plain-text summary to your clipboard. Import existing history from CSV. WIDGETS, SIRI & SHORTCUTS Add Home Screen and Lock Screen widgets for a quick balance check. Use Siri or Shortcuts to add expenses by voice. Deep links let you build your own automations. CUSTOMIZE EVERYTHING Choose your currency. Create, edit, recolor, and re-icon categories. Manage tags. Secure the app with Face ID or passcode. A guided onboarding walks you through every setting. PRIVACY FIRST All data stays on your device. No sign-up. No tracking. No third-party analytics. Completely free -- no ads, no in-app purchases, no subscriptions. Built natively for iPhone, iPad, and Mac.

Splitko makes splitting bills and tracking group expenses effortless. Snap a photo of any receipt — AI reads every item in seconds — assign items to friends, and settle up with one tap. No spreadsheets, no awkward money talks. WHY SPLITKO - AI RECEIPT SCANNER — Point your camera at a receipt and Splitko itemizes it automatically. Works out of the box, nothing to configure. 5 free scans every day, and a short ad buys you one more. - LIVE RECEIPT SPLITTING — Split a restaurant bill together in real time. Everyone taps their own items on their own phone. Done before the waiter returns. - GROUP EXPENSES — Trips, roommates, couples, events. Create a group, add expenses, and Splitko keeps a running balance of who owes whom. - SMART SETTLE UP — Splitko minimizes the number of transfers needed. Settle via Revolut with one tap, or mark payments manually. - QUICK SPLIT — Split a one-off bill without creating a group. Perfect for a spontaneous dinner. - HOUSEHOLD BUDGET — Scan the shopping and every line lands in its own category. Set monthly limits, see what the same product cost last time, and keep warranties from your receipts with a reminder before they lapse. - WORKS OFFLINE — Add expenses anywhere, even without internet. Everything syncs when you're back online. - MULTI-CURRENCY — Traveling? Mix currencies in one group; Splitko converts automatically. - BUDGETS AND REPORTS — Set a budget for a trip or a household and see in real time how you're doing. Export a whole group — expenses, balances, settlements — as a PDF. INVITE IN SECONDS Share a link or QR code. Friends join your group instantly — even if they install Splitko after tapping the link, they land right in the group. FREE, WITH ADS Every feature is free: unlimited groups and members, the household budget, statistics and PDF export. Nothing is locked. The free plan includes 5 AI receipt scans a day and shows ads — never while you are adding an expense, scanning a receipt or settling up. Premium removes the ads and the daily scan cap. Invite friends to earn free Premium days. PERFECT FOR Holidays with friends · roommates & shared flats · couples · stag/hen parties · ski trips · office lunches · festivals · family budgets Download Splitko and never chase your friends for money again. Questions? hello@splitko.app Terms of Use: https://splitko.app/terms Privacy Policy: https://splitko.app/privacy-policy Apple Standard EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/