Expenses vs Spendly

Your money, your way -- calm, fast, and surprisingly powerful. Expenses gives you everything you need to track spending, plan ahead, and stay on top of your finances. No account required. No cloud. No ads. Just a beautifully designed tool that works the moment you open it. LOG EXPENSES IN SECONDS Tap the floating button to add an expense or income instantly. Drag it onto a date to prefill. Long-press for a quick menu. Attach receipts by scanning, importing from photos, or sharing from other apps. On supported devices, smart OCR extracts the amount, merchant, date, and category automatically. PLAN AHEAD WITH RECURRING TRANSACTIONS Set up monthly bills, subscriptions, and income with custom intervals. Get reminders before they're due -- on the day, 1 day, 2 days, or a week before. Skip, pause, or end any recurring entry at any time. A forecast view shows what's coming. UNDERSTAND YOUR MONEY AT A GLANCE See your available balance, actual balance, savings, and net owed on clear summary cards. Choose Full tracking (income + savings + expenses) or a simpler Expenses Only mode. Set a savings percentage and let the app auto-allocate from income. TRACK WHO OWES WHAT Mark transactions as "Owed to Me" or "I Owe." Track partial and full settlements per person. Reopen settled items if things change. ANALYTICS THAT HELP DECISIONS View spending trends by day or month. Break down categories with an interactive donut chart. Compare time periods -- this month, 3 months, 6 months, this year, or all time. Filter by tags to see exactly what matters. EXPORT AND REIMBURSE Export transactions as CSV or PDF with filters by type, time, and tags. Generate polished reimbursement reports with receipt pages attached. Copy a plain-text summary to your clipboard. Import existing history from CSV. WIDGETS, SIRI & SHORTCUTS Add Home Screen and Lock Screen widgets for a quick balance check. Use Siri or Shortcuts to add expenses by voice. Deep links let you build your own automations. CUSTOMIZE EVERYTHING Choose your currency. Create, edit, recolor, and re-icon categories. Manage tags. Secure the app with Face ID or passcode. A guided onboarding walks you through every setting. PRIVACY FIRST All data stays on your device. No sign-up. No tracking. No third-party analytics. Completely free -- no ads, no in-app purchases, no subscriptions. Built natively for iPhone, iPad, and Mac.

Spendly: Visual Expense Logs Spendly helps you track every expense with a clean, modern design built for effortless daily use. Get clear insights into your money without the complexity, subscriptions, or privacy worries. • Yearly Spending Heatmap: Track your habits with a GitHub-style daily heatmap for any year. Plus, get an instant annual summary featuring your year total, daily average, and busiest month. • Siri and Shortcuts Integration: Log on the go! Just say, "Hey Siri, log an expense" or ask, "How much did I spend this month?" • Receipt Photos: Snap and attach a photo to any transaction to keep your proof of purchase organized. Stored 100% privately on-device. • CSV Import and Restore: Easily import a previously exported Spendly CSV to back up your data or migrate between devices. • Massive Currency Expansion: Added 40+ new world currencies - including the Malaysian Ringgit (MYR) - bringing the total to over 50+ supported currencies! • Streamlined Currency Experience: Features a beautiful new searchable currency picker and an updated first-launch onboarding. Changing your currency in Settings now updates everywhere instantly with no app restart needed. SEE YOUR SPENDING CLEARLY • Visual Month Chips: See exactly how much you spent each month at a glance. • Beautiful Charts: Pie charts and bar graphs reveal exactly where your money goes. • Instant Comparisons: Compare this month vs. last month to spot trends instantly. POWERFUL YET SIMPLE • Quick Logging: Add transactions in seconds with smart categories and icons. • Smart Dashboard: View your Today, This Week, and This Month totals in one place. • Full History: Search, filter, and review your entire transaction history by month. GLOBAL AND FLEXIBLE • 50+ World Currencies: Full support for major global currencies with instant, app-wide conversion. • Clean Exports: Export monthly data as a CSV spreadsheet or a clean PDF report for easy budgeting. 100% PRIVATE BY DESIGN • On-Device Storage: Your financial data and receipt photos stay securely on your device. Download Spendly today and take control of your daily spending!