Finance Tracker + vs Spendly

Finance Tracker + makes it simple to see where your money goes each month, keep on top of bills and plan ahead. TRACK EVERY MONTH • Log income and outgoings month by month, with totals, paid and unpaid amounts, and your balance at a glance • Organise transactions with categories, icons and colours, and create your own • Set up recurring income and bills (weekly, fortnightly, four-weekly, monthly or yearly) and they're added for you • Mark bills as paid one at a time or in bulk • Get a warning when a new transaction looks like a duplicate NEVER MISS A BILL • Add a due date and get a reminder the day before • "Due soon" and "Overdue" badges show what needs paying PLAN AHEAD • Cash flow forecast: see your projected balance for the next 3, 6 or 12 months, based on your recurring income and bills • Charts for income vs expenses, balance, spending by category and trends over time • Monthly budgets per category, with a clear warning when you go over, and copy last month's budgets in one tap • Savings, debt and investment goals with progress tracking RECEIPTS • Attach a photo of a receipt to any transaction • Text recognition on your device can fill in the details from the receipt for you YOUR DATA, YOUR WAY • Syncs between your iPhone and iPad through your private iCloud account, or turn sync off to keep everything on this device • Export to CSV for Excel or Numbers • Back up everything to a file and restore it on any device • Works in your choice of currency PRIVATE AND SECURE • No sign-up, no ads, no tracking • Lock the app with Face ID, Touch ID or your passcode, and your finances are hidden in the app switcher Perfect for personal budgeting, keeping on top of bills and reaching your savings goals.

Spendly: Visual Expense Logs Spendly helps you track every expense with a clean, modern design built for effortless daily use. Get clear insights into your money without the complexity, subscriptions, or privacy worries. • Yearly Spending Heatmap: Track your habits with a GitHub-style daily heatmap for any year. Plus, get an instant annual summary featuring your year total, daily average, and busiest month. • Siri and Shortcuts Integration: Log on the go! Just say, "Hey Siri, log an expense" or ask, "How much did I spend this month?" • Receipt Photos: Snap and attach a photo to any transaction to keep your proof of purchase organized. Stored 100% privately on-device. • CSV Import and Restore: Easily import a previously exported Spendly CSV to back up your data or migrate between devices. • Massive Currency Expansion: Added 40+ new world currencies - including the Malaysian Ringgit (MYR) - bringing the total to over 50+ supported currencies! • Streamlined Currency Experience: Features a beautiful new searchable currency picker and an updated first-launch onboarding. Changing your currency in Settings now updates everywhere instantly with no app restart needed. SEE YOUR SPENDING CLEARLY • Visual Month Chips: See exactly how much you spent each month at a glance. • Beautiful Charts: Pie charts and bar graphs reveal exactly where your money goes. • Instant Comparisons: Compare this month vs. last month to spot trends instantly. POWERFUL YET SIMPLE • Quick Logging: Add transactions in seconds with smart categories and icons. • Smart Dashboard: View your Today, This Week, and This Month totals in one place. • Full History: Search, filter, and review your entire transaction history by month. GLOBAL AND FLEXIBLE • 50+ World Currencies: Full support for major global currencies with instant, app-wide conversion. • Clean Exports: Export monthly data as a CSV spreadsheet or a clean PDF report for easy budgeting. 100% PRIVATE BY DESIGN • On-Device Storage: Your financial data and receipt photos stay securely on your device. Download Spendly today and take control of your daily spending!