Finance Tracker + vs Spendly
Price, ratings, monetisation and update history for both apps, side by side ā with what reviewers say about each.
Finance Tracker +
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Take control of your finances with Finance Tracker + the simple, powerful app for managing your money. KEY FEATURES: ⢠Track income and expenses by month ⢠Sync across your Apple devices using iCloud ⢠Organize with custom categories and colors ⢠Set budgets and monitor spending ⢠Visualize data with beautiful charts ⢠Create recurring transactions ⢠Set financial goals ⢠Payment reminders with notifications ⢠Export data to CSV PRIVACY FIRST: Your data stays on your device. No account required, no tracking. Perfect for personal budgeting, expense tracking, and achieving your financial goals.
Spendly
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Spendly: Visual Expense Logs Spendly helps you track every expense with a clean, modern design built for effortless daily use. Get clear insights into your money without the complexity, subscriptions, or privacy worries. ⢠Yearly Spending Heatmap: Track your habits with a GitHub-style daily heatmap for any year. Plus, get an instant annual summary featuring your year total, daily average, and busiest month. ⢠Siri and Shortcuts Integration: Log on the go! Just say, "Hey Siri, log an expense" or ask, "How much did I spend this month?" ⢠Receipt Photos: Snap and attach a photo to any transaction to keep your proof of purchase organized. Stored 100% privately on-device. ⢠CSV Import and Restore: Easily import a previously exported Spendly CSV to back up your data or migrate between devices. ⢠Massive Currency Expansion: Added 40+ new world currencies - including the Malaysian Ringgit (MYR) - bringing the total to over 50+ supported currencies! ⢠Streamlined Currency Experience: Features a beautiful new searchable currency picker and an updated first-launch onboarding. Changing your currency in Settings now updates everywhere instantly with no app restart needed. SEE YOUR SPENDING CLEARLY ⢠Visual Month Chips: See exactly how much you spent each month at a glance. ⢠Beautiful Charts: Pie charts and bar graphs reveal exactly where your money goes. ⢠Instant Comparisons: Compare this month vs. last month to spot trends instantly. POWERFUL YET SIMPLE ⢠Quick Logging: Add transactions in seconds with smart categories and icons. ⢠Smart Dashboard: View your Today, This Week, and This Month totals in one place. ⢠Full History: Search, filter, and review your entire transaction history by month. GLOBAL AND FLEXIBLE ⢠50+ World Currencies: Full support for major global currencies with instant, app-wide conversion. ⢠Clean Exports: Export monthly data as a CSV spreadsheet or a clean PDF report for easy budgeting. 100% PRIVATE BY DESIGN ⢠On-Device Storage: Your financial data and receipt photos stay securely on your device. Download Spendly today and take control of your daily spending!
Screenshots
Verdict
The clearest difference is update cadence: Finance Tracker + at daily against Spendly's every 3 days. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Finance Tracker + ships an update daily, Spendly every 3 days. The most recent releases landed on October 9, 2026 and October 11, 2026 respectively.
| Parameter | Finance Tracker + | Spendly |
|---|---|---|
| Price | Free | Free |
| Update frequency | Daily ā better | Every 3 days |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 18.6 | 17.0 ā better |
| Further details ā not scored | ||
| Size | 10 MB | 4 MB |
| Age rating | 4+ | 4+ |
| Developer | Kyle Bartlett | TextWaves Inc |
In-app purchases
Finance Tracker +
No in-app purchases
Spendly
No in-app purchases
Questions
Is Finance Tracker + free?
Is Spendly free?
Do Finance Tracker + or Spendly have ads?
Which is updated more often, Finance Tracker + or Spendly?
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