Comparison

Finance Tracker + vs Spendly

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Finance Tracker +

Features
Read full description

Take control of your finances with Finance Tracker + the simple, powerful app for managing your money. KEY FEATURES: • Track income and expenses by month • Sync across your Apple devices using iCloud • Organize with custom categories and colors • Set budgets and monitor spending • Visualize data with beautiful charts • Create recurring transactions • Set financial goals • Payment reminders with notifications • Export data to CSV PRIVACY FIRST: Your data stays on your device. No account required, no tracking. Perfect for personal budgeting, expense tracking, and achieving your financial goals.

About

Spendly

Features
Read full description

Spendly: Visual Expense Logs Spendly helps you track every expense with a clean, modern design built for effortless daily use. Get clear insights into your money without the complexity, subscriptions, or privacy worries. • Yearly Spending Heatmap: Track your habits with a GitHub-style daily heatmap for any year. Plus, get an instant annual summary featuring your year total, daily average, and busiest month. • Siri and Shortcuts Integration: Log on the go! Just say, "Hey Siri, log an expense" or ask, "How much did I spend this month?" • Receipt Photos: Snap and attach a photo to any transaction to keep your proof of purchase organized. Stored 100% privately on-device. • CSV Import and Restore: Easily import a previously exported Spendly CSV to back up your data or migrate between devices. • Massive Currency Expansion: Added 40+ new world currencies - including the Malaysian Ringgit (MYR) - bringing the total to over 50+ supported currencies! • Streamlined Currency Experience: Features a beautiful new searchable currency picker and an updated first-launch onboarding. Changing your currency in Settings now updates everywhere instantly with no app restart needed. SEE YOUR SPENDING CLEARLY • Visual Month Chips: See exactly how much you spent each month at a glance. • Beautiful Charts: Pie charts and bar graphs reveal exactly where your money goes. • Instant Comparisons: Compare this month vs. last month to spot trends instantly. POWERFUL YET SIMPLE • Quick Logging: Add transactions in seconds with smart categories and icons. • Smart Dashboard: View your Today, This Week, and This Month totals in one place. • Full History: Search, filter, and review your entire transaction history by month. GLOBAL AND FLEXIBLE • 50+ World Currencies: Full support for major global currencies with instant, app-wide conversion. • Clean Exports: Export monthly data as a CSV spreadsheet or a clean PDF report for easy budgeting. 100% PRIVATE BY DESIGN • On-Device Storage: Your financial data and receipt photos stay securely on your device. Download Spendly today and take control of your daily spending!

Screenshots

Finance Tracker +4 screens
Spendly4 screens

Verdict

The call

The clearest difference is update cadence: Finance Tracker + at daily against Spendly's every 3 days. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Finance Tracker + ships an update daily, Spendly every 3 days. The most recent releases landed on October 9, 2026 and October 11, 2026 respectively.

Scorecard1 real difference Ā· 5 level
Finance Tracker + versus Spendly: the parameters behind the verdict, then further details
ParameterFinance Tracker +Spendly
PriceFreeFree
Update frequencyDaily — betterEvery 3 days
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPadiPhone, iPad
Requires iOS18.617.0 — better
Further details — not scored
Size10 MB4 MB
Age rating4+4+
DeveloperKyle BartlettTextWaves Inc

In-app purchases

None

Finance Tracker +

No in-app purchases

None

Spendly

No in-app purchases

Questions

Is Finance Tracker + free?
Finance Tracker + is free to download, with no in-app purchases.
Is Spendly free?
Spendly is free to download, with no in-app purchases.
Do Finance Tracker + or Spendly have ads?
Neither Finance Tracker + nor Spendly shows ads.
Which is updated more often, Finance Tracker + or Spendly?
Finance Tracker + ships an update daily, and Spendly every 3 days. Most recently, Finance Tracker + was updated on October 9, 2026 and Spendly on October 11, 2026.

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