Finance Tracker + vs Expense Tracker
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Finance Tracker +
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Finance Tracker + makes it simple to see where your money goes each month, keep on top of bills and plan ahead. TRACK EVERY MONTH • Log income and outgoings month by month, with totals, paid and unpaid amounts, and your balance at a glance • Organise transactions with categories, icons and colours, and create your own • Set up recurring income and bills (weekly, fortnightly, four-weekly, monthly or yearly) and they're added for you • Mark bills as paid one at a time or in bulk • Get a warning when a new transaction looks like a duplicate NEVER MISS A BILL • Add a due date and get a reminder the day before • "Due soon" and "Overdue" badges show what needs paying PLAN AHEAD • Cash flow forecast: see your projected balance for the next 3, 6 or 12 months, based on your recurring income and bills • Charts for income vs expenses, balance, spending by category and trends over time • Monthly budgets per category, with a clear warning when you go over, and copy last month's budgets in one tap • Savings, debt and investment goals with progress tracking RECEIPTS • Attach a photo of a receipt to any transaction • Text recognition on your device can fill in the details from the receipt for you YOUR DATA, YOUR WAY • Syncs between your iPhone and iPad through your private iCloud account, or turn sync off to keep everything on this device • Export to CSV for Excel or Numbers • Back up everything to a file and restore it on any device • Works in your choice of currency PRIVATE AND SECURE • No sign-up, no ads, no tracking • Lock the app with Face ID, Touch ID or your passcode, and your finances are hidden in the app switcher Perfect for personal budgeting, keeping on top of bills and reaching your savings goals.
Expense Tracker
Effortlessly track your expenses and manage your finances with this intuitive app. It offers quick expense entry, receipt scanning, and insightful reports to help you understand your spending habits and achieve your financial goals. All your data is stored locally for maximum privacy.
- Quick expense tracking
- Receipt scanning with auto-detection
- Bank transaction import
- Smart spending insights
- Customizable budgets
- Savings goal tracking
- Detailed financial reports
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Do you know where your money went last month? Payday feels great for about a week. Then the card taps pile up, a few subscriptions quietly renew, and suddenly you're checking your balance with one eye closed. If that sounds familiar, hear this: you are not bad with money. You've just never had a clear picture of it. And the moment you can see it, you can change it. BudgetPulse is built for exactly that. Banking apps show you a list of transactions after the damage is done. Spreadsheets die after a motivated weekend. BudgetPulse lives in the moment you spend: log an expense in seconds, scan a receipt with your camera, and watch your monthly picture stay sharp without any bank logins or complicated setup. BudgetPulse helps you track every expense, catch subscriptions bleeding you dry, and actually hit your savings goals. No spreadsheets, no bank passwords, no shame about last month. Just a calm, clear picture of your money in seconds a day. How BudgetPulse helps: KNOW WHERE YOUR MONEY GOES Add an expense with a quick tap and a category. Review any month without digging through bank statements. SCAN RECEIPTS, SKIP THE TYPING Point your camera at any receipt and the merchant, amount, date, and category fill themselves in. IMPORT BANK TRANSACTIONS Upload screenshots or PDF statements from your banking app and your transactions are detected and categorized in one go. CATCH SNEAKY SUBSCRIPTIONS See every recurring charge in one dashboard, know exactly what they cost you per year, and cancel the ones you forgot. A BUDGET THAT ACTUALLY HOLDS Set a monthly budget and per-category limits, get alerts before you overspend — not after — and roll unused budget into next month. SAVINGS GOALS THAT STICK Pick a goal, see the suggested monthly amount, and watch the progress bar climb. Small wins, visible every day. INSIGHTS AND REPORTS THAT HELP Spending trends, month-over-month comparisons, and forecasts that tell you if you'll finish the month under or over — while there's still time to fix it. Your data stays on your device. No cloud account, no bank credentials, no selling your information. Your money habits are yours alone. Taking control of your money is not about earning more. It is about seeing clearly, and BudgetPulse makes seeing effortless. SUBSCRIPTION BudgetPulse Pro unlocks everything with an auto-renewing subscription, weekly or yearly. It renews automatically unless you cancel at least 24 hours before the end of the current period. Manage or cancel anytime in your App Store account settings. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://stonches1.github.io/budgetpulse/index.html Start now. Next month's you will be glad you did.
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Verdict
The clearest difference is in-app purchases: Finance Tracker + at none against Expense Tracker's 3. Finance Tracker + also leads on update cadence (every 2 days vs every 3 months). On price, ads, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Expense Tracker sells 3 in-app purchases, starting at $5.99 per 7 days. Finance Tracker + asks for nothing beyond the download.
Finance Tracker + ships an update every 2 days, Expense Tracker every 3 months. The most recent releases landed on October 30, 2026 and October 26, 2026 respectively.
| Parameter | Finance Tracker + | Expense Tracker |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (1 ratings) — better |
| Number of ratings | — | 1 — better |
| Update frequency | Every 2 days — better | Every 3 months |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | — | Freemium |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 18.6 | 17.0 — better |
| Further details — not scored | ||
| Size | 10 MB | 14 MB |
| Age rating | 4+ | 4+ |
| Developer | Kyle Bartlett | Emmanuel Badu |
In-app purchases
Finance Tracker +
No in-app purchases
Expense Tracker
- Premium Weekly$5.997 Days
- Premium Monthly7 Days trial$9.991 Month
- Premium Yearly7 Days trial$34.991 Year
Questions
Is Finance Tracker + free?
Is Expense Tracker free?
Do Finance Tracker + or Expense Tracker have ads?
Which is updated more often, Finance Tracker + or Expense Tracker?
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